SHELL BUSINESS GAS CARD: Shell Fuel Rewards® Credit Card 2023 Review

SHELL BUSINESS GAS CARD
Photo Credit: Credit Karma

The Shell business gas Card has been helping customers save money on fuel since 2023. It’s a great choice for those looking to save money and time at the pump. With the Shell Fuel Rewards® Credit Card, customers can save up to 10¢ per gallon on fuel purchases at Shell and earn rewards on other purchases. This review will provide an overview of the benefits and drawbacks of the Fleet Gas Cards & Shell Fuel Rewards® Credit Card, so you can decide if it’s the right card for you. Let’s take a closer look at the features, benefits, and business gas card requirements of the Shell Fuel Rewards® Credit Card to help you decide if it’s the right card for you. However, you should always review the terms and conditions of any credit card before you apply.

What Is Shell Business Gas Card?

The Shell Business Gas Card is a fleet fuel card option for businesses of all sizes. The card lets corporations buy fuel for their vehicles at Shell and other US gas stations with one seamless payment. Similarly, the card also offers additional benefits such as discounts on fuel, online account management, and fraud protection.

Does Shell Offer a Gas Card?

Yes, Shell provides a Shell Fuel Rewards Card, a сrеdіt саrd thаt mау bе used аt affiliated Shell оutlеtѕ and саn сut уоur fuel price at affiliated Shеll lосаtіоnѕ. Citigroup and Shell have partnered to provide the Fuel Rewards Card. Revolving credit services for purchases made at participating Shell outlets are made available to clients by Shell thanks to its cooperation with Citigroup. However, the offers made by Shell for credit cards are only for citizens of the United States and its territories.

How the Shell Credit Card Works

Two store-branded cards are provided by Shell and Citi under the name Shell Fuel Rewards® Credit Cards:

  • Shell Fuel Rewards® Credit Card: A credit card with a closed-loop network that is exclusively accepted at Shell.
  • Shell Fuel Rewards® Mаѕtеrсаrd: a сrеdіt саrd used еvеrуwhеrе Mаѕtеrсаrd is ассерtеd.

Although none of these cards has an annual fee, you’ll see that the APR is rather high.

You are immediately registered in Shell’s Fuel Rewards® program if your application for a Fuel Rewards® credit card is granted.

This is applied at the pump and counts toward fuel rewards and per-gallon savings. As soon as your Shell card reads the discount will show up on the screens.

Your cash-back rewards are issued in the form of Shell rebates and are only redeemable at authorized Shell retail locations.

What’s the Easiest Way to Get a Shell Fuel Reward Gas Card?

The Shell Fuel Rewards® Mastercard is the Shell gas card that is easiest and most often approved for. This card is intended for those who have fair to good credit and offers a variety of rewards and benefits, such as a 5¢ per gallon discount on fuel purchases at Shell stations, a 10% discount on select in-store purchases at participating Shell locations, and the option to redeem rewards points for Shell fuel and other products.

How to Earn Rewards with the Shell Fuel Rewards® Credit Card

Shell Fuel Rewards Card customers will soon learn that making purchases at Shell gas stations is the best method to optimize their savings with Shell’s Fuel Rewards Mastercard. This credit card excels when coupled with a Fuel Rewards membership. Mastercard cardholders must either sign up for Fuel Rewards and connect the account at this time, or they must link their current Fuel Rewards account to their new credit card in order to benefit from these benefits. But if you don’t link your accounts, any savings or rebates you get won’t be put on your credit card. The following methods allow you to get discounts and rebates:

#1. Savings at the Pump

Cardholders may purchase up to 20 gallons of fuel for a 10-cent per gallon discount. It works out to 5 cents per gallon for those with Gold Status and 5 cents per gallon for cards. Basically, this benefit is especially useful for those who travel to work, pick up or drop off their children at school or after-school activities or make a lot of automobile journeys. This benefit will definitely stand out if you frequent Shell gas stations and fill up often.

#2. Earn Up to 10% back in Shell rebates

10% Rebates; For the first $1,200 you spend with the Fuel Rewards Mastercard on non-fuel Shell items each year, you’ll get 10% back in Shell rebates.

With thе Shеll Fuеl Rеwаrdѕ® Mastercard®, you may get the following rеwаrdѕ: 10% in Shеll rеbаtеѕ on your first $1,200 іn nоn-fuеl еxреndіturеѕ each year; 2% in Shell rеbаtеѕ on уоur first $10,000 іn dining аnd grосеrу purchases еасh уеаr; аnd 1% іn Shell rеbаtеѕ оn аll оthеr eligible trаnѕасtіоnѕ.

The Shell Fuel Rewards® Credit Card gives you 10% back on your first $1,200 in non-fuel Shell expenditures each year. Due to its inability to be used at sites other than Shell, it does not give the other rebates.

Rеbаtеѕ аrе аррlіеd аutоmаtісаllу аѕ a statement сrеdіt against Shеll рurсhаѕеѕ mаdе wіth уоur саrd іn ѕubѕеԛuеnt billing реrіоdѕ.

#3. An initial offer of $0.30 off per gallon

On your first five Shell fuel purchases, you may save $0.30 per gallon on up to 35 gallons with any version of the Shell Credit Card.

Despite being an excellent gasoline savings bargain, this initial credit card reward doesn’t compare well to others. If you spend enough, some cards without an annual charge will give you sign-up bonuses of $200 or more.

With a Shell Credit Card, you can save up to $10.50 ($0.30 off per gallon multiplied by 35 gallons). That adds up to $52.50 over five fuel transactions.

#4. Earn up to 1% in rebates

It benefits you to make regular purchases with your Shell Mastercard. All other qualified purchases made with their card result in a 1% rebate for cardholders.

The Shell Fuel Rewards® Credit Card’s Fuel Rewards® Rebates Redeeming Procedure

Redeeming rebates from purchases made with the Shell Fuel Rewards Mastercard is simple and straightforward. The rebates will appear as a statement credit against Shell purchases made with your card in subsequent billing cycles. In addition, you just need to make sure that your credit card account connects to your Fuel Rewards account for your savings to appear on your bill each time you buy fuel from Shell.

Shell Business Gas Card Application

For each card, there is a unique Shell Business Gas Card Application accessible, so you may choose which one you want to apply for. If you apply for the Shell Fuel Rewards® Mastercard® and do not qualify for it, you will also be eligible for the Shell Fuel Rewards® Credit Card.

You must meet certain conditions as an individual or small business before applying for a Shell Gas Card. Some of the prerequisites, however, if you apply for a Shell Business Gas Card via a participating Shell Retailer, you don’t have to meet all of the requirements.

Shell Business Gas Card requirements needed to get a Shell Business Gas Card differ based on the kind of card you want.

  • A legitimate business credit score
  • A valid business address
  • And a valid business checking account is a general Shell Business Gas Card requirement for Shell Business Gas Card application.
  • There may be extra paperwork or information needed for certain Shell Business Gas Cards.

Businesses of all sizes are eligible for the Shell Business Gas Card. Please adhere to the guidelines below to apply for a Shell Fuel Rewards® Credit Card:

  1. Go to the Shell Business Gas Card website first.
  2. Select the “Apply Now” link.
  3. Provide your business details in the online application form.
  4. Submit the form, and then wait to hear from Shell about the progress of your application.
  5. If you pass, Shell will send you a business gas card.

How Do I Get a Shell Small Business Card?

Shell offers a range of credit cards for small businesses, including the Shell Business Credit Card. To apply for this card, you will need to have a valid U.S. business address and a valid U.S. Tax Identification Number (TIN). You can apply for the card online by visiting Shell’s website and completing the application form. And if your application receives approval, you will get your card and directions on how to use it in the mail.

Is It Hard to Get Approved for a Shell Gas Card?

Getting approved for a Shell gas card will depend on various factors, including your personal credit history, business credit score history, and the specific requirements set by Shell or the issuing bank.

Shell Business Gas Card Requirements, like other credit cards, typically have certain requirements that applicants must meet. These requirements may include a minimum credit score, a certain level of income or revenue, and a positive credit history. Additionally, if you are applying for a business gas card, the issuer may consider factors such as the age of your business, its financial stability, and your industry.

If you have a strong personal credit history, a stable income or revenue stream, and meet the specific Shell Business Gas Card Requirements outlined by Shell, you have a better chance of being approved for a Shell gas card. However, keep in mind that approval decisions are ultimately at the discretion of the issuing bank or financial institution.

What Credit Score Do You Need for a Shell Business Gas Card?

The minimum credit score that requires approval for a Shell Business Card is typically around 680, although this may vary depending on the individual’s credit history and other factors. However, applicants with higher credit scores may be eligible for a higher credit limit and more favorable terms. So, if you want to apply, it’s best to have a good to great credit score.

Does a Gas Card Raise Your Credit Score?

No, a gas card does not raise your credit score. While having a gas card can help you manage your finances better and build a payment history, it does not directly increase your credit score. To increase your credit score, you will need to use credit responsibly, pay bills on time, and keep your credit utilization low. However, having a gas card can help you manage your finances better and build a payment history, which can help to improve your credit score in the long run.

Shell Business Gas Card No Personal Guarantee

The Shell Business Gas Card does not require a personal guarantee. This means that the cardholder is solely responsible for any charges made to the card, and the card issuer does not require a personal guarantee from the cardholder. This makes it an ideal choice for businesses that do not want to put their personal assets at risk. However, the cardholder is still responsible for paying their monthly balance in full and on time, and any late or missed payments may result in additional fees.

Fleet Gas Cards

Fleet gas cards are a type of payment card that allows businesses and organizations to manage and track fuel purchases by employees. Fuel for company vehicles can be purchased through fleet gas cards that are linked to a company’s bank or credit account. They can also be used to track fuel usage, allowing organizations to better manage their fuel budgets.

So, you can use fleet gas cards to pay for fuel as well as other services such as oil changes, car washes, and other services that are provided at gas stations.

Does Shell Business Card Run Personal Credit?

No, Shell business cards are not linked to personal credit. Shell Business Cards are designed for businesses and are linked to a company’s bank account instead of an individual’s credit. However, the company or organization is still responsible for paying the balance on the card.

See Also GAS CARDS: Best Credit Cards, How to Get It, Business & Free Cards

In Summary,

The Shell Fuel Rewards® Credit Card is an excellent option for anyone who frequently frequents Shell gas stations. The fleet gas cards offer generous rewards, an easy-to-use rewards program, and low-interest rates. Moreso, Shell’s customer service backs up the card. With all of these features, the Shell Fuel Rewards® Credit Card is an ideal choice for anyone looking to save money on their gas purchases. A secure network backs up the card, so users can be sure that their information is safe. With all of these benefits, the Shell Fuel Rewards® Credit Card is an excellent choice for anyone looking to save money on gas purchases including Shell Business Gas Card No Personal Guarantee.

Shell Business Gas Card FAQs

Is my Shell credit card accepted worldwide?

You can use the Shell Fuel Rewards® Mastercard® anywhere that accepts Mastercard. On the other hand, you can only use the Shell Fuel Rewards® Card at Shell stations.

How much does a Shell credit card cost?

The Shell Fuel Rewards Card and the Shell Fuel Rewards Mastercard are two Citibank-issued store-branded credit cards for Shell.

What are Fleet Gas Cards?

Fleet gas cards are a type of payment card that allows businesses and organizations to manage and track fuel purchases by employees.

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