Airbnb credit cards
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There are many ways in which individuals can get discounts and save some cash by making use of one of the 13 best Airbnb credit cards in 2023. These credit cards can help you get extra rewards on Airbnb which stays for a particular period, allowing you to redeem them (the reward)

Here is a quick explanation for individuals who do not know what an Airbnb credit card is. Airbnb is an abbreviation for ‘’Air Bed and Breakfast’’. It is based in California and San Francisco. They offer shelters for travelers and tourists which are short-term.

While an Airbnb credit card allows you to get discounts on your short-term stay when you travel.

Best Airbnb Credit Cards In 2023

Airbnb is a company that offers short-term stays for travelers, and Airbnb credit cards enable their customers to get offers and discounts during their short-term stay. Below are some of the best Airbnb credit cards with many offers that offer you the discounts you deserve. They include;

#1. The Chase Sapphire Preferred Card

You can get up to sixty thousand bonus points when you have the chase sapphire preferred card. These bonus points will be available to you after you spend up to four thousand dollars on purchases during your first three months of opening your account.

If you use this card, earning with Airbnb will give you two points back. Also, this would be on every dollar you spent on travel, including your purchases and other ongoing rewards.

#2. The Capital One Venture Rewards Credit Cards

The capital one venture chase rewards credit cards offer a one-time bonus of up to seventy-five thousand miles. This bonus is only available when you can spend up to four thousand dollars on purchases, and this must be within three months of opening your account.

While earning with Airbnb, there are two miles back on every dollar you spend (on every purchase you make). This also includes the purchases made on Airbnb.

#3. The Bank of America Travel Rewards Credit Cards

The bank of America travel rewards credit cards make an available offer of up to twenty-five thousand points. However, this is only when you spend at least ten thousand dollars on purchases, which will be during your first three months after an account opening.

Moreover, with earnings with Airbnb, there will be 1.5 points back. This percentage is based on every dollar you spend on all your purchases, including the purchases on Airbnb.

#4. The Chase Sapphire Reserve

With the chase sapphire reserve, you can earn up to eighty thousand points, a bonus. These bonus points can only be available to you after spending up to four thousand dollars on your purchases during the first three months of your account opening.

The chase sapphire reserve with Airbnb offers three points back on every dollar you spend on a trip.

Other Airbnb credit cards include

  • The bank of America Premium Rewards Credit Card
  • The Deserve Pro Mastercard
  • Capital One SavourOne Cash Rewards Credit Cards
  • Chase Freedom Flex
  • American Express Green Card
  • Capital One Venture X Rewards Credit Card
  • Citi Double Cash Card
  • X1 Card
  • Wells Fargo Active Cash

Can You Use a Credit Card for Airbnb?

Many people wonder if you can use a credit card for Airbnb; yes, you can. Using credit cards for Airbnb is not just done by travelers who want discounts but also by entrepreneurs who are interested in starting a business.

Airbnb credit cards have a wide range of advantages, and many people think travelers only use it. Well, if you thought like that, then you were pretty wrong. Airbnb credit cards can also be used by individuals or entrepreneurs starting a business. 

There are quite a few ways to make money on Airbnb, and the first option is by listing your second home or your spare bedroom. If you don’t have a second home, you can buy one.

What Category Is Airbnb for Credit Cards?

The category for Airbnb credit cards is simply traveling. If you check your credit card statement, it is coded as travel. This category of Airbnb credit cards helps you get bonuses and offers during your travel stay.

Why Can’t Airbnb Use My Credit Card?

If you are new to using your credit card for Airbnb, one of the first things you need to know is that Airbnb accepts all types of credit cards, such as MasterCard, Visa, JCB, Amex, and many more.

However, if you are having issues using your credit cards on Airbnb, this could be caused by many reasons. It could be that the credit card in which you are making use has expired or, rather you have exhausted your daily withdrawal of cash for that particular day. This often happens when a credit card is limited.

Sometimes, the credit card comes with security functions, and if you use the wrong phone number or billing address, the credit card can decline. The only reason why this function is available is to protect the user or the original owner of the card. So make sure that when you are supplying your information, it is the right one. 

There are a lot of security functions that come with credit cards; one of them is fraud prevention. Moreover, you don’t have to jump to any conclusions when your card gets declined. The first step is to check if you have enough funds, as this could make your credit card decline.

Airbnb Credit Card Offers

There are a lot of available Airbnb Credit Card offers. This helps travelers to have a wide variety of options to choose from. Along with this comes other advantages like the extra bonuses that most traveling individuals who plan on using Airbnb look forward to.

These cards offer many discounts, but it is usually when you open an account and spend on any form of purchase three months from your account opening.

In addition, there are several Airbnb credit cards that you can make use of; some of the best Airbnb credit cards include; the Capital One Venture Rewards Credit Cards, the American Express GreenCard, the Sapphire Preferred Card, the Amazon Prime Rewards Visa Signature Card, the Capital One Venture X Rewards Credit Card, the Sapphire Reserve Card, the Chase Ink Business Preferred Credit Card and so much more.

Does Airbnb Change the Credit Card Fee?

Once you have made a confirmed payment which is official, Airbnb can not change the credit card fee. However, sometimes if you have bonuses or get discounts, the fee amount can be changed.

Airbnb Credit Card Discounts

On every credit card, there is a different bonus that comes with it. This means that the Airbnb credit card discounts vary depending on the one you currently use.

Below are some of the credit cards and the discounts that come with them; they include

#1. The American Express Green Card

When using the American Express Green Card, the annual fee is up to one hundred and fifty dollars. For the welcome offer, you will earn up to Forty thousand points as a membership reward.

#2. The Chase Sapphire Reserve

The annual fee for the Chase Sapphire reserve is up to five hundred and fifty dollars. The available signup bonus is eighty thousand, but only after you can spend up to four thousand dollars on purchases. This is usually during the first three months of an account opening.

During your travel, you will get up to three hundred dollars which are called an annual travel credit (usually used for Airbnb).

#3. The Ink Business Preferred Credit Card

For the Ink Business Preferred Credit Card, you will get an annual fee of up to Ninety-five dollars. The sign-up bonus is one hundred thousand points (an Ultimate Reward). Also, per dollar, there is a three ultimate point reward that comes with it.

What Is the Best Way to Pay For Airbnb?

There are a lot of payment methods that can be used to pay for Airbnb. Some of the best ways are;

  • MasterCard
  • Amex
  • JCB 
  • Discover

Payments can also be made through debit cards such as;

  • Google Pay
  • Apple Pay
  • PayPal

Does Amex Platinum Get 5X on Airbnb?

When you make use of the Amex Platinum card on Airbnb, it helps you to earn one point for every dollar. This is simply because, from American Express, the Amex Platinum Card helps you get 5X miles, usually on pre-paid hotels.

Airbnb Credit Card Deals

If you do not know what Airbnb is all about and are probably wondering what Airbnb Credit Card Deals are, here is a brief explanation.

Airbnb is an organization that offers a wide variety of options when it comes to lodging. They also give different types of bonuses and discounts when using some credit cards. Some of the Airbnb Credit Card that offers the best deals are;

  • Capital One Venture Rewards Credit Card
  • Amazon Prime Rewards Credit Card
  • American Express Green Card
  • Chase Sapphire Reserve
  • Chase Sapphire Preferred Card


There are several Airbnb Credit Cards that you can make use of to get the bonuses and discounts that suit you. Also, you need to know that each credit card has its bonus point, which means that the discounts and bonuses vary depending on the type of credit card used.


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