GABI CAR INSURANCE REVIEW 2023

Gabi Car Insurance is an online insurance broker that provides quote comparisons based on your existing policy. With Gabi’s help, you can compare prices and coverage details on a wide range of vehicles, homes, renters, condos, landlords, umbrellas, recreational vehicles, and motorcycle insurance policies. With the Gabi app, you can quickly and easily compare insurance costs and quotes from 40+ leading providers to find the best rates. The Gabi app does not charge users anything and will never give out or sell your information. You can use Gabi car insurance competitors apps to search for car insurance quotes.

Gabi Car Insurance

When you buy a policy through Gabi, you will be purchasing it from one of its insurance partner companies. The services provided by Gabi are free of charge because the company earns a commission on the policies it sells. Because Gabi collaborates with more than 40 insurance companies, it can present you with alternatives you might not have considered, some of which may be more cost-effective.

You can save time and avoid having to re-enter information by simply uploading your current insurance details to Gabi and then comparing coverage options. To be clear, Gabi is not its own insurance company that offers coverage to customers. Instead, it plays the role of the insurance broker to find you suitable coverage from companies.

Gabi Car Insurance Coverage

To help you find the most cost-effective auto insurance policy, Gabi is not an insurer but rather an insurance broker who shops around among more than 40 different companies. With a valid insurance license, Gabi can serve clients in all 50 states plus DC.

Liability: This type of insurance helps pay for injuries to people and property damage, and most states require it. Should you cause an accident and hurt or damage another driver, this coverage helps pay for their medical bills and other costs.
Comprehensive: This type of coverage covers damage to your car that does not come from an accident. Your comprehensive insurance will pay for things like theft, vandalism, damage from water or fire, and accidents involving animals.
Collision: If your car crashes into another car or something stationary, like a light pole, collision insurance can help pay to fix or replace your car.
Rental reimbursement: This coverage will reimburse you for the cost of a rental car while your vehicle is being repaired due to a covered incident.
Uninsured or underinsured liability: When an accident occurs with a driver who does not have sufficient auto insurance, the policyholder can seek compensation through uninsured liability.
Towing coverage: If you need help because your car has a flat tire, is out of gas, or needs to be towed, you can rely on the “towing and labor” coverage provided by your insurance.

Loan/lease coverage: Loan/lease coverage—a.k.a. GAP insurance—allows you to settle your auto loan or lease in full if an accident totals your car.
Glass coverage: This insurance covers the cost of replacing or repairing your car’s windshield and other windows, with no deductible.

How does Gabi Work?

Finding insurance is easy with Gabi. Make an account before you can start comparing policies. From the homepage, you can access the instant quote system by clicking “Get Started.” Get a quote for homeowners’ or renters’ insurance by clicking “Compare Insurance” on the homepage. You can also chat with a Gabi insurance agent to discuss umbrella or landlord insurance.

You have the option to select your present insurance provider when requesting an auto insurance quote. Next, enter your details, including name, date of birth, and address. You will be directed to a screen where you can either link your existing online insurance account or upload supporting documents, such as your declarations page, to verify your coverage.

Start comparing policies by selecting “I Do Not Have Insurance” if you do not already have a car insurance plan. When you click this, a new window will open up where you can enter the details for your new quote.

After processing your data, Gabi will display a summary of your current policy’s coverage and premiums, along with a comparison of available quotes.

Gabi compares prices from 40+ insurance companies to streamline your search. Uploading a copy of the declarations page from an existing policy allows Gabi users to compare the precise coverage limits of one insurer with those of another, resulting in a more accurate quote. Please note that quotes may take up to 48 hours to arrive after you have uploaded your declaration page because Gabi agents review each one individually. Your results will be ready in a matter of minutes, whether you use the calculator or manually enter your current policy limits.

Fintech giant Experian bought Gabi in late 2022, and the two have been working together ever since in a way that benefits both companies. Experian, a company that checks people’s credit, made this move because it wants to get into the insurance business. In addition, being acquired by a well-established firm like Experian has helped Gabi enhance its offerings, customer support, and market penetration.

Pros

Quick process: It takes the automated system about two minutes to generate quotes. There may be a delay of up to two days if some of your information needs to be manually reviewed to check things out in more detail.
A comprehensive list of partner insurers: Gabi solicits quotes from over 40 different businesses.

Cons

Quotes may be inaccurate. In the beginning, Gabi did not gather all the data needed to provide an exact estimate. Therefore, the quote you receive is more of an estimate and may change by the time you are ready to buy a policy.

How to Get Car Insurance Quotes From Gabi

Being able to get quotes quickly and easily is Gabi’s main selling point. The steps are as follows:

#1. Obtain your Policy Details

Your current insurer’s online account login information or a PDF copy of the policy declaration page is what you need. Gabi needs this data so that it can evaluate your current policy and find the best possible replacement.

#2. Finish the Online Application

Along with guiding you through the PDF upload and account login processes, Gabi will also request your contact information and some basic personal and situational details. You can also start the process by calling or texting customer support.

#3. Obtain Quotes

Based on the data you have entered, Gabi will display several auto insurance quotes from various providers. There is conflicting feedback on whether or not reviewers received multiple quotes.

#4. Choose a Company

Gabi will inquire further into your vehicle and any additional drivers if you choose to proceed with one of the provided options.

#5. Find out the Final Price

To finalize your policy, Gabi will coordinate with its network of insurance providers. One of the most common complaints from customers is that the final price they pay differs from the one they were quoted when they first contacted Gabi.

Gabi Car Insurance Review

Even though the BBB has graded Gabi with an A+, the company is still not accredited. Despite the high grade, customers were not happy with Gabi. The average review score was only 1.44 stars out of 5. Inaccurate quotes are a common source of customer complaints.

How much does Gabi Insurance Cost?

Gabi claims it can save customers an average of $961 per year on insurance premiums by shopping around for more than 40 different providers. Gabi claims that their platform helps their customers save an average of $961 on their insurance premiums.

Feel free to contact Gabi at [email protected] with any questions you may have along the way. To get answers even faster, use the chat function while logged into your Gabi account.

Gabi Car Insurance App

Gabi car insurance has a mobile app, but it is only compatible with iOS devices. Simply searching “Gabi Insurance” in the iOS App Store will bring up the desired result. Everything from the questions asked to the final results page will be the same as on the website. In short, the Gabi car insurance app is merely a more compact rendition of their website optimized for mobile use. The Gabi car insurance app is mobile-friendly, but it does not add much to the desktop experience. Keep in mind that the app’s App Store rating is only 2.4 stars.

Gabi Insurance Competitors

#1. Jerry

Similar to Gabi, Jerry works in the insurance industry. The number of insurers in Jerry’s network, which he promotes on his website, is higher than Gabi’s by about ten Jerry does not tell you if it factors in discounts you might be eligible for when calculating quotes, so you might have to look into this on your own after you receive some. this works better than not doing anything

#2. Insurify

Both provide quotes and assistance in purchasing a new car insurance policy based on your specific requirements and operate online. Gabi users can upload a PDF or enter their login information to see current coverage options. Insurify users only need to enter their information once by hand to get quotes from several insurers.

Gabi only works with 40 or so lenders, while Insurify works with 70 or more insurers. Gabi does not take into account all the discounts you might be able to get either. Insurify does, which could mean that their quotes are more accurate and there are fewer surprises if you buy a policy.

#3. The Zebra

The zebra is the most comprehensive insurance comparison website, as it collaborates with more than a hundred different insurance providers. You can purchase insurance policies either directly from The Zebra or through a licensed agent. Zebra allows you to compare prices from multiple insurers. The information you receive from Zebra is reliable because they work with at least 30 different auto insurance providers. Like Gabi and Zebra, this service is free of charge and promises to deliver clear and concise data about your quotes in a flash.

Zebra is different from Gabi in that it is only a quote generator and does not involve any interaction with a human agent. Input your data only once and receive quotes tailored to your location from Zebra.

#4. PolicyGenius

Although they share some similarities, PolicyGenius and Gabi are distinct platforms. PolicyGenius is best known for its life insurance offerings, but it also provides car and home insurance. Their specialty is life insurance, both term and whole, but they also offer assistance with other types of insurance.

PolicyGenius is a viable alternative to conducting your search for life insurance if you find yourself short on time. Like Gabi, Policygenius can provide you with multiple quotes that highlight potential cost savings.

When compared to Gabi, Policygenius stands out due to its comprehensive nature and emphasis on education. No matter your level of experience, you will find valuable resources and information on the website. They also give you more information about discounts that could lower your premiums.

Gabi Insurance Cost

As a broker rather than an insurer, Gabi is not responsible for establishing rates for car insurance policies.

Gabi matches you with insurance companies whose policies best fit your needs and budget, taking into account factors like your driving history, age, credit score, and where you live. One of the main things that determines how much your car insurance costs is where you live. You can not change how your location affects the average premium, which is a shame. However, Gabi can assist you in discovering the least expensive car insurance in your district.

Insurance requirements, population density, natural disaster potential, accident frequency, and crime rates are just some of the location-based factors that can affect state-level averages. Car insurance rates can vary depending on where in the country you live. Vehicle theft is more common in urban areas, which may increase the cost of insurance for city dwellers.

Is Gabi’s Auto Insurance Legit?

Gabi is a legitimate insurance broker, and she has licenses in every single state. Its primary focus is marketing insurance products from a group of affiliated businesses. This enables Gabi to offer a menu of policy options for users to peruse. The Better Business Bureau has awarded Gabi an A+ rating.

Who owns Gabi’s Insurance?

Experian owns Gabi. Experian bought the firm in 2022 as part of a strategy to increase its holdings in fintech businesses with a focus on consumers.

How does Gabi’s Insurance Work?

To make comparison shopping for insurance easier, Gabi compiles quotes from 40+ different companies. You can get a cheaper quote from Gabi if you upload a copy of your current declaration page to the quote tool. This lets other users compare the exact limits of their current policy to those of a different provider. For those who choose to upload their declarations page, keep in mind that Gabi agents will have to look it over by hand, and quotes may not come through for up to 48 hours. Your results will be ready in a matter of minutes, whether you use the calculator or manually enter your current policy limits.

How much does Gabi Charge?

You can use Gabi without spending any money. It expressly promises that its services are completely free of charge to all users. When using Gabi to compare insurance policies, you will not have to pay a dime. An insurance quote will not cost you a dime, and you are under no obligation to buy the coverage that is presented to you.

When did Experian buy Gabi?

Experian has paid a total of $320 million to acquire the insurance aggregator Gabi, which is based in the United States. On November 19, 2021, Experian acquired Gabi.

Conclusion

Gabi is a reliable service that can help you compare auto insurance quotes from multiple providers. It is a convenient alternative to rate shopping that eliminates time and effort spent on research.

With Gabi, it is simple to see how your current home and car insurance policies stack up against those of other reputable companies. Even if it is not the best time to switch insurance providers, it never hurts to make sure you are getting the most affordable rate possible on the protection you already have. Comparing auto insurance quotes online is a great starting point for your search for the best provider.