If you’ve followed BusinessYield long enough, you would realize that a list of government grants for individuals is non-existent. Notwithstanding, tons of TV stations and publications advertise government grants as individual-accessible.
This is only partly true. Individuals are usually beneficiaries of government grants –not directly though. It is almost impossible for individuals to qualify for government grants directly. But while a list of government grants for individuals is non-existent, in this post, we are going through programs that are easily accessible by individuals.
The goal of government grants is targeting non-profit organizations, local and state governments, research institutes, and other organizations whose aim is boasting infrastructure and economy. However, a more realistic approach as individuals is becoming indirect beneficiaries. In other words, the only way you can benefit from these grants is if you belong to any of these organizations which are direct beneficiaries.
So, let’s jump into the good stuff.
Read Also: Federal Government Business Grants
The Good Stuff
Just like I earlier stated, this post aims at exposing you to programs easily accessible by individuals. They are not lists of government grants for individuals like you expected; instead, it’s a list of platforms where you can access government opportunities, benefits, and loans for peculiar situations.
The only free stuff we get from the government are loans or benefits. I guess this idea is what most websites interpret as government grants or they are basically out to scam you.
In addition, these platforms are not restricted to just government benefits, assistance, and loans. They further spread into government grant platforms.
So what advantage does this give you? It exposes you to grants within your field or sub-field.
What can you do with that information? You can apply indirectly from an organization and benefit as a member.
But just in case you still want to fantasize. Hopefully, this information might just get you your wish –a list of government grants for individuals.
What Types of Grants Does the Federal Government Offer?
There are two types of grants used by the federal government:
- Grants provided by a federal agency (sometimes known as “discretionary” grants), such as a homeless assistance grant given to a homeless shelter by the Department of Health and Human Services.
- Grants that put federal money in the hands of states, cities, or counties, who then distribute it to community groups, charities, and other social service providers under their own rules and regulations (also known as “formula” or “block” grants).
In other words, you can either apply directly to the federal government or to an agency/organization that distributes monies received from the federal government. However, more money is available from state and local government initiatives than from the federal government directly.
You may want to register and apply for funding opportunities from the federal government through Grants.gov, the single source for federal grants.
List of Government Resources to Benefit individuals
#1. Assistance listings
Assistance listings, formally known as the Catalog of Federal Domestic Assistance (CFDA), is a website for individuals to receive and manage government awards.
Furthermore, the website provides detailed information concerning contact information, eligibility requirements, and application guidelines for every listed program.
Plus, the website is pretty basic, so navigation and search around the site shouldn’t be a bother.
Read Also: 25+ SME GRANTS FOR AFRICANS (Updated)
#2. Benefits.gov
Benefits.com is a website that assists individuals with searching for government loans and grants. However, the only requirement to access these lists of programs is to complete a questionnaire. This questionnaire enables them to provide you with programs peculiar to your situation.
#3. SBA.gov
The Small Business Administration is a platform that focuses on helping individuals in looking for loans to start or expand their businesses. In addition to the opportunities offered on this website come with detailed guidelines for accessing them.
Read Also: List Of Top Agriculture Grants In 2020
#4. Govloans.gov
This website assists individuals in search of government loans. Like the benefits.com platform, they offer you with loan opportunities that best suits you.
#5. Disability.gov
This website provides detailed information and opportunities to people who have any form of disability.
Conclusion
Although a list of government grants for individuals would have been the bomb, who doesn’t want free money from the government. But, these are better alternatives to getting scammed by false opportunities.
Grants.gov List of Government Grants for Individuals 2021/2022
The following grants are open between December 2021 and 2023. However, it will be updated from time to time.
How Do I Get a Government Grant for Personal Use?
The following are some of the most common grant sources:
- Go to Grants.gov for more information. This government website has searchable databases for a variety of federal grants.
- Check out the Department of Labor for scholarship opportunities. Individual fellowships and grants are available from a variety of organizations.
What Is a Hardship Grant?
Hardship grants are grants that may be awarded to people and organizations in the criminal justice and law enforcement communities.
What Are Federal Grants?
In general, a federal grant is a monetary or economic help award made by the United States government using monies from the general federal budget. A direct grant is one in which the beneficiary receives funds directly from the federal government, with no middleman.
What Is a Personal Grant?
Personal Grants are financial awards given to people by private foundations and the federal government. This is free grant money for bills or personal use, and it can be extremely beneficial in a variety of scenarios where more funds are required.
What Is the Easiest Government Loan to Get?
Federal student loans through the Direct Loan program are probably your best option if you need help paying for school. They are easy to get, have good rates, and give you a lot of freedom when you’re just getting started and when you face financial hardships in life.
Related Articles
