INVESTMENT PORTFOLIO: Definition, Examples, Tracker, Manager & Software

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Similar to any other field, the realm of investing comes with its own set of terminology. The term “investment portfolio” is commonly used to describe the entirety of an individual’s invested assets. Constructing an investment portfolio may appear daunting at first glance, but there are measures you can implement to streamline the procedure and make it less burdensome. However, there are several solutions available for individuals who want to be actively involved in their investment portfolio. Read on to learn about the investment portfolio software tracker, the manager, and the example of the management investment portfolio.

What Is an Investment Portfolio?

An investment portfolio is a compilation of assets that an individual purchases or deposits funds into to generate income or capital appreciation. Assets are a crucial component of one’s financial portfolio. They can be classified into various categories, such as cash, real estate, and securities. Real estate assets are property, while cash assets are money market accounts or certificates of deposit. Stocks, tradable funds, bond portfolios, mutual funds, and cryptocurrencies can be bought using a trading account.

In addition, investment portfolios can comprise one or multiple account types. One type of retirement plan is the 401(k) plan offered by your employer. As you expand your financial objectives to include saving for a down payment on a home or funding a college education, you’ll probably need to incorporate additional investment accounts into your portfolio. A well-rounded investment portfolio may consist of a savings account with a high yield and a 529 plan. When it comes to investing, it is crucial to take into account the individual workings of each investment account, as well as how they interact with one another.

It is also advisable to diversify your investments and avoid putting all your eggs in one basket. This is because there is a risk of inadvertently investing in the same assets across multiple accounts. As you are about to discover, certain investments may not be suitable for all investors or their respective financial objectives.

Why Is It Called an Investment Portfolio?

A portfolio is not a physical container, even though the name “portfolio” originates from the Italian word for such a case (portafoglio). Rather, it is a generic term for collections of financial instruments.

Example Investment Portfolio

Let’s look at a made-up example to see how the risks and yields of a portfolio are calculated and shown. To illustrate, let’s make believe we have purchased a 2% annual yielding treasury bond. Since the U.S. government guarantees Treasury bonds, investors don’t have to worry about defaulting. Therefore, there will be no overall risk or variation in the return. As a result, the company guarantees a meager 2% annual return every year.

Consider a stock with a 10% expected return and a 2% standard deviation. If the returns follow a normal distribution, then the net returns will be in that range—between 8% and 12%—68% of the time. This is precisely why we have portfolios. An investor can expect an average return of roughly 6% if he allocates 50% of his capital to bonds and the remaining 50% to stocks. This is better than average bond returns but below average stock returns. An investor can raise his level of risk by increasing his stock allocation, or lower it by increasing his bond allocation.

Investment Portfolio Tracker

You can keep tabs on your investments and their performance with the help of an investment portfolio tracker. Portfolio trackers provide you with a broader, more comprehensive perspective on your investments than merely tracking individual stocks. This way, you can see where you stand about where everyone else is and keep track of it quickly and easily. Many of these trackers charge fees despite all of them claiming to be the best investment portfolio tracker. Here I will discuss the top investment portfolio tracker apps and software for the year 2023.

#1. Kubera 

This investment portfolio tracker promotes itself as the cutting-edge portfolio tracker available today. The platform is a central repository for monitoring both fiat and cryptocurrency holdings.

Once you’ve entered all of your investments and assets, you’ll have a quick glimpse of your net worth. You may monitor the real-time performance of your stock portfolio by linking your online brokerage accounts or by manually adding stocks. Get the most up-to-date balances from your cryptocurrency wallets and exchange accounts, or manually enter the coin values, to keep tabs on the USD value of your cryptocurrency holdings. You may link your accounts at over 20,000 different financial institutions with Kubera, and you can even include the value of your home, cars, and websites. You can add additional assets by creating a new row, just like in a spreadsheet.

#2. Searching Alpha Paid 

While Seeking Alpha Premium is well known as an excellent investment research site, it also features a one-of-a-kind portfolio tracker built on its data and reports. Seeking Alpha’s portfolio tracker is a big selling point for the site. Quickly and easily have access to Seeking Alpha’s extensive quantitative and qualitative research by linking your brokerage accounts.

3. Magnifi

Magnifi is a trading platform where investors can utilize standard brokerage tools and AI to optimize their portfolios. When you have access to comprehensive data on any specific asset, you can confidently put your money where it will produce the best returns and best fit your investment strategy.

This platform is ideal for long-term investors and those in need of client support, as it provides access to educational resources, an AI-powered investing assistant, commission-free trading, a mobile app, and more than 15,000 different investment opportunities. As a result, Magnifi is an excellent trading platform for both seasoned experts and newbies.

#4. Watchlist of Wall Street Zen

A WallStreetZen Watchlist could be ideal for the patient, fundamentalist investor. You can easily add stocks from your portfolio and monitor their performance. You can also easily access fundamental analytical tools and the opinions of Wall Street’s most successful analysts with the click of a mouse.

#5. InvestorsObserver

In keeping with its mission to make investing easier, InvestorsObserver has developed a portfolio tracker that consolidates information from many brokerage accounts into a single dashboard. A personal analysis of your holdings is provided in addition to the standard brokerage data such as price, profit and loss, and balance sheet. IO calculates an overall portfolio grade based on 7 criteria. You can see at a glance whether or not your current investments are in line with your long-term financial objectives. The equities that contribute the most to your portfolio’s overall performance can be isolated in this way. You need to look no further for dispassionate portfolio analysis that will keep you on track.

Investment Portfolio Manager Software

Investment portfolio management software is referred to as wealth management software. Financial advisors utilize investment portfolio management software to construct, monitor, and oversee their customers’ financial investments. Financial advisers, investors, and customers can all benefit from the two-way communication features built into investment portfolio management software. Below is the top investment portfolio manager software:

#1. Geneva

Geneva, a proud member of the SS&C family, has established itself as a top-tier financial asset and global portfolio management software for investment firms, portfolio managers, accountants, and financial asset management managers alike. Throughout its storied past, this entity has consistently demonstrated a remarkable ability to excel in the realms of portfolio finance and position management, regardless of the instrument, form, or region involved. Geneva empowers investment managers and consultants to efficiently oversee and grow their businesses, whether they choose to deploy it regionally or in the cloud.

#2. MRI

MRI Software provides a dynamic cloud-based platform that caters to the needs of real estate owners, investors, and operators. This versatile platform covers a wide range of services, including commercial and residential property administration, accounting and reporting, expenditures, and much more.

#3. StockMarketEye

Discover a seamless investment portfolio management software that caters to both private investors and fund managers. This user-friendly software simplifies the investment process, making it easy for you to manage your portfolio with ease. Consolidate your investment portfolio and seize control of your financial destiny.

#4. FutureAdvisor 

This masterpiece is crafted by none other than BlackRock, the renowned wealth management expert. FutureAdvisor’s cutting-edge service agreements and automatic financial insights empower users to effortlessly oversee their investments through a personalized dashboard and portfolio.

#5. The Analytics of Clearwater

This is a digital oasis for managing investment portfolios! This web-based tool caters to the needs of institutional investors, providing them with top-notch solutions. Clearwater boasts of serving over a thousand organizations with utmost dedication, providing reliable solutions for integrating data, reunification, investment finance, and reporting.

Management of Investment Portfolio

Investment portfolio management is a skillful blend of art and science that involves the careful selection and supervision of a set of investments that align with the client’s, or institution’s future financial objectives and risk appetite. Some people prefer to do their investment portfolio management on their own. Hence, to achieve success in portfolio development and upkeep, it is essential to have a fundamental grasp of the key elements involved. These elements include distributing assets, diversification, and resetting.

Furthermore, effective investment portfolio management necessitates the capacity to evaluate the pros and cons, potential advantages and disadvantages, and possible risks and opportunities associated with a diverse range of investments. Investment decisions often require weighing various trade-offs. These can range from choosing between debt and equity to deciding whether to invest domestically or internationally and balancing growth potential with safety considerations.

What Is Investment Portfolio Management Process?

Investment portfolio management facilitates the alignment of an investor’s risk tolerance with their financial objectives. Investors can craft a plan for a wide range of securities and commodities, from stocks and bonds to exchange-traded funds and stock mutual funds, equity investments and bitcoin, and even real estate and valuable metals. Set goals, distribute funds, identify risks, and diversify resources to avoid losses.

Why Is Portfolio Management Important?

Investment portfolio management, which takes into account a variety of short- and long-term funding options over a certain period, may lead to larger returns on investment with reduced risk. Diversification helps managed investments grow and stay stable. Appreciation of capital, more efficient use of resources, and a more stable financial future are further advantages.

Investment Portfolio Manager

An investment portfolio manager is an expert in the client’s financial situation, who then tailors an investment strategy to the client’s income and comfort level with risk. One who manages a client’s investments is known as a portfolio manager. The job of an investment portfolio manager is to guide clients toward the investment strategy that will earn them the highest possible returns. A good investment portfolio manager listens carefully to his clients so that he can provide individualized investment strategies that help them achieve their financial goals. Clients can’t possibly share the same budgetary requirements.

What Is the Salary of an Investment Portfolio Manager?

The annual income of an investment portfolio manager ranges from $78,558 to $115,000 or more, with the median salary falling somewhere in the middle. For instance, major cities and larger companies have higher earnings than suburban or rural areas and smaller ones. The U.S. Bureau of Labor Statistics predicts a 17% increase in jobs for investment portfolios and other financial managers between now and 2030, which is substantially faster than the average for all jobs.

The Bottom Line

When constructing your investment portfolio, it is crucial to give careful consideration to your asset allocation. It is also important to ensure that the chosen option aligns with your level of risk tolerance. Your ability to navigate the fluctuations of the market is a key determinant of your success. Stocks are often regarded as a highly volatile asset class. Fixed-income securities such as bonds and CDs are widely regarded as secure investment options. It is important to consider your time horizon or the amount of time you have to invest before you require the funds. I hope you find this article informative and educative, please do let us know in the comment section.


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