RETIREMENT COMMUNITIES FLORIDA: The Top Best and Affordable 55+ Options for 2023 (Updated)

best luxury, affordable and largest golf retirement communities in Florida
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  1. The Villages Retirement Communities Florida
  2. How Much Does It Cost to Live in a Retirement Community in Florida?
  3. How Much Income Do You Need to Retire in Florida?
  4. What Florida City Has the Lowest Cost of Living?
  5. Best Retirement Communities Florida
    1. St. Augustine
    2. Ocala
    3. The Villages
    4. Tampa
    5. St. Cloud
    6. Naples
    7. Ft. Myers
    8. Sarasota
    9. Kissimmee
    10. Orlando
  6. Who Qualifies for Low Income Senior Housing in Florida?
  7. What Is a Good Monthly Retirement Income?
  8. Largest Retirement Communities Florida
    1. Solivita, Florida
    2. The Villages Sumter County
    3. On Top of the World, Ocala, Florida
    4. Sun City Center
    5. Lely Resort , Florida.
    6. Cypress Falls in The Woodlands
  9. Affordable Retirement Communities Florida
    1. Sarasota, FL – Forest Lakes Village
    2. Arlington Heights
    3. Snug Harbor Garden Condominiums – Boynton Beach, FL
    4. Scottish Highlands – Leesburg, FL
    5. Rainberry Bay – Delray Beach, FL
    6. Lakes of Delray – Delray Beach, FL
    7. Riviera Golf Estates – Naples, FL
    8. Grand Haven
    9. Indian River Colony Club
    10. Vitalia Tradition
  10. Golf Retirement Communities Florida
    1. The Villages – The Villages, FL
    2. Solivita – Kissimmee, FL
    3.  Lely Resort – Naples, FL
    4. Cresswind at PGA Village Verano – Port St. Lucie, FL
    5. Lake Ashton – Lake Wales, FL
    6. Vineyards Naples, FL
  11. 55 Retirement Communities Florida
    1. Delray Beach’s Kings Point
    2. Deerfield Beach’s Century Village
    3. West Palm Beach’s Century Village
    4. Boca Raton’s Century Village
    5. The Kings Point
    6. On Top of the World
    7. Sun City Center
    8. Latitude Margaritaville
    9. Solivita
    10. Kings Point Tamarac
  12. Mobile Home Retirement Communities Florida
    1. Maplewood Village
    2. Lake Highlander Mobile Home Park
    3. Orangebrook Harbor
    4. The River Palms Waterfront Community
    5. The Oaks.
    6. Gulf Stream Harbor
    7. Aberdeen Ormond Beach
    8. La Casa Mobile Home Park
  13. Luxury Retirement Communities Florida
    1. Plantation Bay Golf & Country Club
    2. The Villages
    3. Pelican Landing
    4. Solivita
    5. Quarry
    6. Pelican Bay
    7. Kings Point Tamarac
    8. The City of Naples
    9. Southwood
    10. Lely Resort
    11. Palm Beach
    12. Mira Bay
    13. Margaritaville Latitude
    14. Conculsion
    15. FAQs
  14. What is the large retirement community in Florida?
  15. Is it expensive to live in The Villages Florida?
  16. What are the nicest retirement communities in Florida?
    1. Related Articles

Enjoy the benefits of retirement without the disadvantages. Choose the best retirement community and allow yourself to be pampered with a variety of services and amenities that will make your retirement years more enjoyable. We’ll discuss the best luxury, affordable and largest golf retirement communities in Florida. This post will help you make the best retirement decision for you, your parents, or your grandparents.

The Villages Retirement Communities Florida

The Villages is known as “Florida’s Friendliest Retirement Hometown.” The Villages gives its residents an active adult lifestyle with multiple leisure opportunities, from housing to healthcare, sports to shopping, recreation to restaurants. It’s is a fantastic, vibrant over 55 active adult golf cart community located approximately 90 minutes north of Orlando, not far from Ocala in central Florida. Many consider it to be the best and most popular retirement community in the United States.

The Villages plan began in the 1960s, when Harold Schwartz, a Michigan businessman, spotted an opportunity during one of Florida’s property booms. The grasslands of Florida were not only plentiful but also inexpensive at the time. Like other developers, Schwartz purchased large tracts of land in the hopes of luring Northern retirees to the verdant Florida paradise.

His dream came true when he and his colleague Al Tarrson developed Orange Blossom Gardens, a trailer park on the current location of The Villages. Schwartz subsequently bought out his partner and hired his son Gary Morse as his replacement. Following in the footsteps of other successful retirement communities such as Del Webb’s Sun City, Schwartz, and his son began adding facilities such as banks, stores, and, of course, golf courses to the neighborhood. Orange Blossom Gardens expanded and expanded until it was called The Villages in 1992. The village grew, and by the early 2000s, it had a population of more than 25,000 people!

As they say, the rest is history. Today is your first visit to The Villages. The population of The Villages is over 125,000 people. It spans three counties, primarily Sumter but also sections of Lake and Marion. There are 50 golf courses, 2500 clubs and events, and three town squares to choose from.

How Much Does It Cost to Live in a Retirement Community in Florida?

If you don’t know much about the process, the cost of assisted living might come as a surprise. Genworth data shows that the average monthly cost of an assisted living facility in Florida in 2021 will be $3,811.

How Much Income Do You Need to Retire in Florida?

These expenditures require many monthly cash sources: SSI: Couples earn $3,086 per month. Annuity: Lifelong $743.00 from $175,000 in retirement savings.

What Florida City Has the Lowest Cost of Living?

Jacksonville is Florida’s most affordable major city. Indeed, it ranks among America’s major metropolises. Jacksonville sits towards the top of Florida, not far from the Georgia border.

Best Retirement Communities Florida

Florida’s beautiful beaches and mild winters have long attracted retirees who previously lived in colder climates. Many Florida communities have cheap housing prices, making the Sunshine State an economical option to relocate. In addition, Florida has no state income tax, which can help retirees with taxable income. According to a U.S. News review of the 150 largest metropolitan areas in the United States, Florida is the desired spot to retire because of its low cost of living and closeness to the beach. Housing affordability, happiness, desirability, retiree taxes, the work market, and access to decent health care are all covered in the study. Below are the best Retirement Communities in Florida.

St. Augustine

St. Augustine, known for being the country’s oldest city, is the ideal destination for history buffs. The city is roughly 45 minutes south of Jacksonville and a little more than an hour north of Daytona Beach on Florida’s east coast.

St. Augustine is not just a beautiful spot for history aficionados, but it also has a lot of culture, great shopping, interesting restaurants, and two wonderful retirement homes. If you’re enthusiastic about any of those things, retiring to the Nation’s Oldest City could be a fantastic choice.


The Ocala area offers a unique blend of history, horses, and culture, all while being surrounded by some of the most magnificent natural landscapes in the world. When you add in the variety of interesting stores and restaurants in Ocala’s downtown district, you’ll find that no one is bored in Ocala. The Ocala area offers a unique blend of history, horses, and culture, all while being surrounded by some of the most magnificent natural landscapes in the world. When you add in the variety of interesting stores and restaurants in Ocala’s downtown district, you’ll find that no one is bored in Ocala.

The Villages

The Villages, roughly an hour north of Orlando, was not even known as “The Villages” when it initially opened. Orange Blossom Gardens was the original name of the mobile home park.

Though it struggled in its early years, the town witnessed rapid expansion in the mid-1980s as a result of its outstanding array of amenities.

The Villages, which has become the premier paradigm for what a master-planned community should be, evolved from that amenities-focused community as it grew and developed.

The Villages is now known for having the world’s largest and most diverse collection of amenities of any community. Residents have access to an incredible number of golf courses, entertainment facilities, and town squares, as well as an unrivaled number of clubs covering any topic imaginable.

With all of the benefits that The Villages provide to its inhabitants, it’s no surprise that it constantly ranks as the country’s fastest expanding community. In the year 2020, 2,452 new residences were sold in the city.


Tampa, Florida’s third-largest city, provides inhabitants with all of the big city facilities they desire, as well as the wonderful environment that pulls people to the Sunshine State in the first place. It is positioned directly on the lake and offers excellent shopping and dining options, in addition to a wealth of attractions and pleasant weather.

St. Cloud

St. Cloud is a peaceful city that was founded as a retirement community for Civil War soldiers. Aside from its rich history, the area also offers a form of small-town living that is becoming increasingly difficult to come across in Florida. St. Cloud is the perfect blend of old and new Florida living, with a small-town ambiance with access to all of Orlando’s fantastic attractions just to the north.


Naples, like many other municipalities in southwest Florida, combines the best of shopping, recreation, and stunning white-sand beaches. Residents in Naples, on the other hand, would argue that Naples has the best versions of all three.

Downtown Naples is home to a plethora of high-end shops and boutiques. There are numerous championship golf courses in the nearby area. And this part of Florida’s southern Gulf Coast is home to some of the most beautiful beaches you’ll ever see.

Ft. Myers

Fort Myers is known for providing the ideal combination of entertainment and relaxation, with white sand beaches, world-class golf courses, exhilarating deep-sea fishing, and superb shopping. It’s no surprise that in this part of Florida there are so many 55+ retirement communities in the area.

In almost every area, there is an excellent assortment of great local restaurants, and baseball lovers will be pleased to learn that both the Boston Red Sox and the Minnesota Twins hold their spring training activities here.


Sarasota is a small town on the Gulf Coast about an hour south of Tampa and a little less than two hours north of Fort Myers. This city combines the ancient sense of Old Florida with lively cultural districts to create one of the most idyllic settings in the world.


Kissimmee lies immediately south of Orlando and is close to popular attractions such as the Walt Disney World Resort, Universal Studios, Sea World, and others. It’s no surprise that Kissimmee is known as the “attraction zone.”

So, If one of your concerns is that if you retire to Florida, your children and grandchildren will never visit, you won’t be disappointed if you choose Kissimmee. You may find it difficult to persuade them to go!


Everyone knows that Orlando is the world’s theme park capital, but there’s a lot more to this lovely city than those iconic tourist spots. Residents in the area enjoy a wide range of outdoor activities, cultural attractions, fantastic shopping, and delectable eateries.

Residents of Orlando, of course, have the extra benefit of being able to visit all of the popular theme parks, including Walt Disney World, Universal Orlando, Sea World Orlando, and Legoland Florida. But that’s just the frosting on the cake when you consider everything else Orlando has to offer!

Who Qualifies for Low Income Senior Housing in Florida?

A low-income senior household is frequently an aged individual or household with a fixed monthly income, no extra financial assistance, and less than $5,000 in assets.

What Is a Good Monthly Retirement Income?

About 80% of your income before you retired is a good amount to live on when you’re old. For example, if you made $5,000 a year before you retired, you should try to make $4,000 a year after you retire.

Largest Retirement Communities Florida

Florida is without a doubt the nation’s retirement hotspot. The gorgeous beaches, mild winters, and low taxes make it a haven for anyone over the age of 55.

The most challenging aspect of retiring to Florida is determining which neighborhood is most suited to your lifestyle. To make things easier, we’ve picked the largest Florida cities for retirees, as well as the best retirement communities in each.

Solivita, Florida

This retirement community has received multiple national honors for community planning and architecture. Solivita (which means “sun life”) is one of the retirement communities in Florida that is home to thousands of retirees. With properties ranging from the mid-$100,000s to the low $400,000s, you’re likely to find something you’re happy to call home.

This Tuscan-inspired neighborhood has a lot to offer. You will have access to Zumba, yoga, and FIT classes as a Solivita resident. Personal trainers are also available to ensure that you exercise safely and efficiently.

Pickleball, tennis, and VIP parties in their Starlite ballroom are among the other activities available. This neighborhood is also no stranger to opulence. You’ll be able to relax like royalty with their magnificent spas and spa-like baths in their residences.

Although residents must be at least 55 years old, your grandchildren are invited to pay a visit. When the grandchildren come to visit, you won’t be bored because Universal Studios is only a few miles away.

The Villages Sumter County

Although The Villages is a 55+ age-restricted community, it has the atmosphere of a small town. It is one of the largest retirement communities in Florida and beyond, with a 20,000-acre site.

This town is guaranteed to pique your interest if you enjoy golf, as it features more than 100 miles of it. Softball and polo are two more outdoor activities. The Villages also has a large number of banks, restaurants, and theaters.

There are roughly 56,000 residences in the town, with prices ranging from $100,000 to $1,000,000. As a result, there is a pricing range for everyone in this community. This community offers it all, from villas to ranch houses.

On Top of the World, Ocala, Florida

With all of the facilities that this neighborhood has to offer, you’ll feel like you’re on top of the world. This community is also just for people above the age of 55. While On Top of the World is not one of the country’s largest retirement communities, it is one of the largest in Florida.

This community includes about 10,000 homes ranging in price from $100,000 to $400,000. From concerts to an exclusive bar, On Top of the World is home to many seniors who enjoy getting out and meeting new people, and making new memories.

What good is a retirement community if it doesn’t have a golf course? This neighborhood, on the other hand, has three, as well as over 175 activity clubs. This neighborhood is also close to shopping areas, airports, Sea World, and the Kennedy Space Center.

Sun City Center

Sun City Center, which was founded in the 1960s, has a long history of servicing elders. The Center has nearly 9,000 single-family houses, duplexes, and condos ranging in price from $100,000 to $400,000.

Sun City Center is well-known for its appreciation of the arts. They even have a separate arts and crafts area. With over 200 clubs to choose from, you may enjoy everything from cards to tennis.

Perhaps our favorite aspect of this community is that it provides continuing education courses to its residents, such as financial courses to assist with retirement planning.

Lely Resort , Florida.

This neighborhood will make you feel like you’re on vacation all year. Lely Resort features nearly 4,500 residences, condos, and villas ranging from the mid $100,000s to $1.75 million.

This community emphasizes both exercise and relaxation. The clubhouse has a fitness center with the most up-to-date workout equipment, as well as personal trainers. There are also senior-specific yoga, Pilates, and spin courses.

When you’re ready to unwind, visit the Lely Resort spa for a massage or a sauna session. You can also socialize with your pals at the poolside Tiki Bar. After that, treat yourself to a high-end date night at one of the area’s many fine dining establishments.

One disadvantage that some may see is that the Lely Resort has no age restrictions, which means that younger non-retirees can enjoy this community as well.

Cypress Falls in The Woodlands

Despite being the smallest municipality on our list, Cypress Falls has a lot to offer. Cypress Falls, which opened in 2005, includes around 700 homes ranging in price from $150K to $300K. This community is said to have a significantly lower crime rate than the national average, which is crucial in retirement communities.

Living here will make you feel as if you are always surrounded by friends. You can use the fitness center, ping pong, and card tables, BBQ pits, and other amenities. In addition, Cypress Falls gives you your own personal garden plot where you can plant your favorite flowers and show off your green thumb.

Affordable Retirement Communities Florida

Affordable homes for sale can be found throughout the state, whether you’re seeking the Atlantic Coast, the Gulf Coast, or the unexpected verdant slopes of Central Florida. Below is a list of affordable retirement communities in Florida so continue reading to find out if the community is suitable for you.

Sarasota, FL – Forest Lakes Village

Sub-$100,000 – Mid-$100,000
Forest Lakes Village, a small neighborhood of only 131 condos, offers comfort and convenience to customers looking for a fairly priced 55+ community. Condos with two bedrooms and two bathrooms range in size from 1,047 to 1,247 square feet. A clubhouse, exercise facility, game room, library, and catering kitchen are among the community’s attractions. In addition, there are shuffleboard courts and a pool. Sarasota has art, culture, great eating, and shopping choices.

Arlington Heights

Homes start at $180,000 and go up from there.

This 55+ golf retirement community, located 45 minutes from downtown Orlando, provides new single-family golf houses for sale in a gated environment at a reasonable price. Arlington Ridge, located in central Florida’s Lake County and nestled among the Harris Chain of Lakes, offers an established Gary Koch-designed golf course managed by Arnold Palmer Golf Management, as well as additional amenities designed to fit a relaxed active adult lifestyle. There are two-, three-, and four-bedroom floor plans ranging in size from 1,289 to 2,575 square feet.

Snug Harbor Garden Condominiums – Boynton Beach, FL

Below $100k – Mid $200s

Snug Harbor Garden Condominiums boasts a comfortable name, an excellent pricing range, and workable unit layouts ranging from 637 to 1,200 square feet. These 55+ retirement community condos for sale feature one or two bedrooms and baths, as well as several recent updates. Residents in Palm Beach County enjoy the beach, shopping, seafood restaurants, and a variety of local golf courses. There is a pool, a clubhouse, a fitness facility, and shuffleboard courts in the community.

Scottish Highlands – Leesburg, FL

Below $100k – Mid $100s

Scottish Highlands is a secluded community with many amenities.
Scottish Highlands in Leesburg, Florida is a low-cost 55+ community in a beautiful part of Central Florida that many buyers have yet to discover. There are 653 single-family homes, all with 1,050 to 2,000 square feet of living space, two or three bedrooms, and an attached garage. There are numerous community amenities, including a clubhouse with a fitness center, indoor pool, ballroom, catering kitchen, and art studio. There’s also an outdoor pool, tennis courts, and inviting lakes that make for great walking and biking trails.

Rainberry Bay – Delray Beach, FL

Below $100k – Mid $300s

Rainberry Bay is a 55+ neighborhood in Delray Beach that offers attached villas and single-family houses. A well-stocked fishing lake, six outdoor pools, 12 tennis courts, a bocce court, and a basketball court are among the community’s attractions. Residents have access to a workout facility, conference room, theater, and sauna at the clubhouse. The attached homes have two bedrooms and range in size from 1,180 to 1,933 square feet. Single-family homes contain two or three bedrooms, attached garages, and range in size from 1,074 to 2,800 square feet.

Lakes of Delray – Delray Beach, FL

Below $100k – High $200s

Lakes of Delray, a 55+ neighborhood with inexpensive condos for sale around 15 minutes from the ocean, offers plenty of facilities to residents. There’s a sauna, ceramics studio, library, game room, conference room, and ballroom, as well as a clubhouse and workout room. Pools, tennis courts, shuffleboard courts, horseshoe pits, a basketball court, and a golf driving net make it easy to enjoy the pleasant weather outdoors. For residents who want to travel less, there’s also a vehicle wash and community bus service into town.

Riviera Golf Estates – Naples, FL

High $100s – Mid $300s

It’s not always easy to find affordable houses for sale in Naples, but the Riviera Golf Estates 55+ community succeeds. Many residences offer enhancements such as granite counters and cathedral ceilings, while condos in two-story structures and single-family homes are available for sale. A golf course, clubhouse, fitness center, pools, tennis courts, shuffleboard courts, and miles of trails for biking, walking, and jogging are among the amenities. Naples is recognized for its high-end shopping and restaurants, as well as its golf courses and beaches. The town is close to Interstate 75, allowing residents to conveniently travel around Florida.

Grand Haven

Homes start at $200,000 and go up from there.

Grand Haven is one of the best and most affordable golf communities in Florida, thanks to its legendary golf, community activities, and natural surroundings. This gated enclave provides residents with a secluded coastal escape constructed around a Jack Nicklaus Signature Golf course, which has been named one of Links magazine’s “Top 100 Courses in North America.” The cheap golf course homes, located between Jacksonville, St. Augustine, and Orlando, are set in small communities connected by trails and pathways, allowing neighbors and friends to easily interact.

Indian River Colony Club

Homes start at $139,000 and go up from there.

Indian River Colony Club is one of Florida’s most affordable golf communities, dedicated to helping those who have served. This 55+ active adult country club neighborhood, primarily for military retirees, stands on pristine 453 acres with 773 individually-owned and competitively-priced two- to four-bedroom single-family homes. With all the friendliness and exclusivity of country club living, residents enjoy a robust maintenance program, 24-hour gated security, and abundant wildlife and golf course views.

Vitalia Tradition

Homes start at $181,990 and go up from there.

Vitalia in Port Lucie, Florida, is the perfect place to live if you’re a 55+ active adult searching for a gated community with a small-town feel and world-class golf. The legendary Captiva Club, a 24,000-square-foot clubhouse that won the National Association of Home Builders’ 2017 Silver Award for Best 55+ Clubhouse, is the crown jewel of the 8,200-acre master-planned community. Homes with open floor layouts and twin master bedrooms start at less than $200,000 and range in size from 1,400 to 2,500 square feet.

Golf Retirement Communities Florida

While there are hundreds of golf retirement communities in Florida, communities that make our list include a 55+ or active adult component. Today’s retirement options are far more diverse. Some active individuals choose to live in a city that has all four seasons, while some retirees would rather play basketball or play online games than hit the links.

Despite the broader number of activities accessible to active individuals, retirees who can’t wait to hit the fairways will always be drawn to the beautiful golf courses in sunny Florida. For active adults, these are a few of Florida’s most spectacular golf communities.

The Villages – The Villages, FL

The Villages is the world’s largest active adult community, with nearly 56,000 houses. Over 100 miles of golf-cart-legal streets and trails connect this huge neighborhood, making it a golfer’s dream. Don’t worry if you’re new to the sport. Golfers of all abilities can take group or private lessons at one of The Villages’ three instructional golf academies.

Residents can play at any of the more than 40 executive courses, as well as the 12 championship and country club courses, for free. The majority of executive golf courses include nine holes with reachable par 3s and the occasional par 4 or par 5.

Active people can hit the links at any of the 12 championship golf courses, including Arnold Palmer’s Palmer Legends and Nancy Lopez’s Legacy, for a small fee. Preferential tee times and reduced golf costs are available to members of the championship courses. There are also two more specialty golf courses, Marsh View Pitch & Putt and Fenney Putt & Play, where you may practice your short game.

Solivita – Kissimmee, FL

Stonegate Golf Club at Solivita takes pride in its 100-year-old oak hammocks, lush vegetation, and quiet rivers and streams, which are nestled among 3,300 acres of protected wetlands and woodlands.

Solivita is a multi-award-winning retirement community in the heart of Central Florida’s tourist district. You can simply walk, cycle, or drive your golf cart to indoor and outdoor eating venues, state-of-the-art spa and fitness centers, pickleball or tennis courts, and other sports and game facilities no matter where you live within this verdant gated 55-plus community in Kissimmee.

 Lely Resort – Naples, FL

The Mustang, The Flamingo Island, and The Classics are three championship 18-hole golf courses at Lely Resort, which is located on Florida’s southwest coast. The Classics Country Club is a private golf club within the property that provides homeowners with exclusive membership to The Classics course, a par 72 course designed by Gary Player. The championship course’s 6,714-yard fairways are lined with swaying palm trees and tropical greenery.

The other two courses, Lee Trevino’s The Mustang and Robert Trent Jone, SrThe .’s Flamingo Island, all offer scenic views and hard play, but The Flamingo Island course’s fifth hole, a small island reachable by bridges, is guaranteed to create an impression. Residents of the community can pick from three different golf membership choices to suit their interests, and Lely Resort also has seven target greens, two practice putting greens, and chipping green available.

Cresswind at PGA Village Verano – Port St. Lucie, FL

Golf Digest has named PGA Village – St. Lucie one of the “75 Best Golf Resorts.” At PGA Golf Club, you’ll find 54 holes of championship golf designed by design luminaries Tom Fazio and Pete Dye.

Cresswind at PGA Village Verano is an active adult neighborhood with 249 single-family homes located near Port St. Lucie on Florida’s Treasure Coast.

The 27,000 square foot clubhouse, indoor and outdoor pools, a state-of-the-art fitness center, a dog park, and a massive pickleball complex are among the many attractions available.

Lake Ashton – Lake Wales, FL

Lake Ashton boasts two championship 18-hole golf courses, two 30,000-square-foot clubhouses, and a comprehensive choice of facilities and social clubs, all surrounded by rolling hills and orange orchards. A fully-equipped golf pro shop is also available in the community.

The Lake Ashton Golf Club offers players of all ability levels a difficult round on well-kept fairways and greens. The community’s two golf courses are simply referred to as the “East” and “West” courses. The par-71 East course, according to GolfLink, is 6,306 yards long and was designed by Larry Maxwell. The Western option is a par 72 course that launched in 2007 and is 6,048 yards.

Vineyards Naples, FL

Vineyards, a mid-sized community with slightly over 2,700 magnificent homes, is located in the popular Naples area and has a gorgeous location. Within the neighborhood, there are two private 18-hole golf courses, as well as magnificent clubhouses, tennis facilities, and many other amenities.

The two award-winning golf courses, which are open to players of all skill levels, span 150 groomed acres of greenery and have large fairways and demanding layouts. A 24-station driving range, a short game facility, and a pro shop are also available at the Vineyards Country Club. The North Course, which features walkable, rolling greens, was designed by PGA Member Mark McCumber and completed in 1989. Bill Amick created the South Course, which is a more classic layout. It first opened in 1988 but was completely remodeled in 2001.

55 Retirement Communities Florida

Florida retirement communities have a lot to offer. You may spend your golden years in style in the Sunshine State, with everything from luxury residences to state-of-the-art fitness centers and amenities. Continue reading to find out more about the best 55 retirement communities in Florida and what to expect.

Delray Beach’s Kings Point

The total number of houses in the area is 7,200.

Restrictions on age: 55 and up

You might be interested in Kings Point in Delray Beach if you’re seeking a low-maintenance lifestyle. It also has a lot to do. You’ll also be surrounded by shopping malls, hospitals, and golf courses.

The Flanders Clubhouse will most likely be the center of your life here. You can also play on the unique 18-hole golf course if you really want to work on your skills. Several clubs, including a glee club, are also popular among the residents. Several residents take advantage of Kings Point’s vicinity to the Atlantic Coastline by visiting the surrounding beaches on a regular basis.

Homebuyers can only buy secondhand properties. Each one has a living area ranging from 601 to 1,563 square feet.

Deerfield Beach’s Century Village

Price range: $90,000 to $150,000

The total number of houses is 8,508.

Restrictions on age: 55 and up

There are around 8,000 residences in Deerfield Beach’s Century Village. The 145,000-square-foot clubhouse, which includes a fitness center, pool, sauna, and other amenities, is the main draw. There’s also the option of seeing a show at the 1,600-seat theater. The Century Village beach is another renowned destination.

There are over 7,000 condominium units to choose from when it comes to living choices. Each one is 600 to 1,500 square feet in size. The majority of them have beautiful water views. Furthermore, the majority of houses are low-maintenance.

The Everglades National Park is also located in the area. In this vast wildlife preserve, you may do anything from fishing to hiking.

West Palm Beach’s Century Village

Restrictions on age: 55 and up

It’s no wonder that Century Village in West Palm Beach is a popular getaway, with some homes selling for less than $100,000. Resale homes are the only ones available. This age-restricted community, on the other hand, provides a variety of amenities.

From a fitness center to an indoor resistance pool, the 92,000-square-foot clubhouse has everything you need to stay active. A game area and a party room where a variety of clubs meet together are also available. The clubhouse also has a 1,221-seat theater to cater to your entertainment demands. There’s more, though. There are also four tennis courts and 39 shuffleboard courts on the premises. You can also play golf at one of the area’s many public and private courses.

You also have a large selection of condominiums to pick from. Living space normally ranges from 600 to 1,500 square feet.

Boca Raton’s Century Village

Price Range: $90,000 – $200,000

The total number of houses is 7,500.

Restrictions on age: 55 and up

Starting with its large 125,000 square-foot clubhouses, this 55+ community has a lot to offer. It contains a fitness facility and a party area where events are routinely held. It also has a pool table and a library to keep your mind occupied.

The majority of condo units in Century Village at Boca Raton are between 601 and 1,563 square feet in size. You’ll be near the Florida Turnpike if you need a respite. You also have a lot of golf courses to choose from. There’s also an activity director on-site to make sure you’re comfortable and having fun. You can also check out the town’s many organizations, which include a book club. The theater hosts regular performances, and its Christmas festivities are a big popular with the community.

The Kings Point

Low-to-mid-$100,000s – $300,000s

The total number of houses is 5,277.

Restrictions on age: 55 and up

Residents of the Kings Point gated neighborhood must be at least 55 years old. The majority of the apartments are attached villas. In addition, you’d be surrounded by world-renowned beaches. If you prefer the summer, King’s Point receives roughly 300 days of sunshine each year.

The 90,000-square-foot clubhouse, which includes two pools, fitness facilities, a bingo hall, and a computer room, is a major attraction. You can also use the neighboring Sun City Center, which has tennis courts and a softball field. The 18-hole championship golf course is located right close to the South Clubhouse.

Super Walmart is only one of the many shopping and dining options available in the area. And if you want to keep close to your faith, King’s Point is the place to go. It is home to ten different worship centers.

On Top of the World

Price range: $100,000 to $400,000.

a total of 10,000 houses

Restrictions on age: 55 and up

Check out On Top of the World if you’re searching for something a little less pricey yet just as beautiful. With almost 10,000 homes, this age-restricted neighborhood is one of the largest retirement communities in Florida. It’s also difficult to become bored here. Three golf courses, a variety of clubhouses, and fitness centers with tennis courts and pools are all available in the neighborhood.

There’s also an exclusive bar for members if you need a break from all the golfing. Alternatively, you can go to the Circle Square Commons, which organizes regular performances. In addition, there are various shopping options in downtown Ocala. Furthermore, you will be in close proximity to airports. Seaworld and Universal Studios, as well as the Kennedy Space Center, are nearby attractions.

Sun City Center

Restrictions on age: 55 and up

It’s no wonder that Sun City Center, a 55+ neighborhood with over 9,000 homes, is one of the greatest locations to retire in Florida. The cost of a home ranges from $100,000 to $400,000. This self-sufficient village is run entirely by volunteers. It’s incredibly easy to get around because golf carts are allowed on the streets. The majority of residences are held by one of the over 100 homeowners groups, which levy monthly dues to fund operational expenses.

The arts are well-known in the area. On the South Campus, you may explore the Arts and Crafts Center, which has bowling alleys and a 10,000-square-foot Community Hall. Pickleball courts, tennis courts, and a dog park are also available.

Since the 1960s, Sun City Center has catered to seniors. The majority of the units are single-family homes, although there are also duplex villas and condominiums available. There’s always something to do with over 200 active clubs. These include topics such as sports and cards, as well as ongoing education. Some of their financial courses, particularly those dealing with retirement planning, may be beneficial to you. The town also has 10 worship venues for individuals who want to keep spiritually connected.

Latitude Margaritaville

Price range: mid-$200,000 to mid-$300,000.

The total number of houses in the neighborhood is 6,900.

Restrictions on age: 55 and up

Latitude Margaritaville is the place to go if you want to relax in elegance. In this recently developed neighborhood for adults 55 and older, there is lots to see and do. You may also keep fit in the state-of-the-art fitness center, which includes an aerobics class and an indoor lap pool. Aside from that, the clubhouse has an arts and crafts studio. In addition, a shuttle will take you to a private beach.

You’ll also be near the iconic Daytona International Speedway. The Washington Oaks State Gardens and the Deland Naval Air Station Museum are also located here. The Ormond Memorial Art Museum is also worth a visit.


Prices range from the mid-$100,000s to the low-$400,000s.

The total number of houses in the neighborhood is 5,900.

Restrictions on age: 55 and up

Solivita real estate prices range from $100,000 to $400,000. This award-winning gated community has a variety of amenities including golf carts to get around. At the fitness center, you can participate in a range of classes such as Zumba and yoga. You can also take one of the special FIT classes if you truly want to take your workout to the next level.

Personal trainers are on hand all year to assist you in achieving your fitness objectives. As a result, it’s reasonable to conclude that Solivita is a lively community with little opportunity for boredom. Two heated whirlpool tubs and a fireplace piazza are available. There are four lighted pickleball courts and two lighted Har-Tru tennis courts available for use outside. You can also throw events at the famed Starlite Ballroom.

The majority of the houses are built in the Tuscan style. Several residences also feature spa-like bathrooms and high-end kitchens. You’d also be close to attractions like Universal Studios and the Kennedy Space Center, if that wasn’t enough for you.

Kings Point Tamarac

Price Range: Sub-$100,000 – Mid-$300,000

The total number of houses in the neighborhood is 4,869.

Restrictions on age: 55 and up

Nearly 5,000 apartments, coach houses, and villas are available at Kings Point in Tamarac. These apartments, however, are only available on a limited basis. A unit in a secure two- to four-story structure with elevator access is available.

The main clubhouse, which includes a fitness facility and a billiards area, is one of its key attractions. That’s not all, though. Residents also have access to a second clubhouse with five tennis courts and two swimming pools.

The Red Hatters club, a literature club, and an investing club are all active in the neighborhood. Residents can participate in Zumba, yoga, and an aerobic dance club for physical activities. The Florida Everglades Wildlife Area is located directly across the street from Kings Point. Here, nature lovers and photographers will feel totally at home. You can also go to one of the several white sand beaches within a 10-mile radius of Kings Point.

Mobile Home Retirement Communities Florida

There are numerous Florida Mobile Home Retirement Communities to choose from They can be found all around Florida. All are for people above the age of 55. This guide should give you some good ideas for choosing a house in a Florida mobile home community.

A mobile home is one that was built before 1976; after that year, it is referred to as a manufactured home, which is a more recent phrase. Many neighborhoods feature a mix of mobile and prefabricated homes. Because many retirement communities in Florida are still mostly made up of older mobile homes, we include them individually.

Maplewood Village

Maplewood is a neighborhood in Cocoa, Florida, close to Orlando. The park is run by a family and is only open to anyone over the age of 50. The park, which is only a short drive from the beaches, offers a heated pool, clubhouse, barbeque grills, and other amenities. They sell manufactured homes and allow dogs in all of their residences.

Lake Highlander Mobile Home Park

Lake Highlander is a 55+ community near Dunedin, Florida, with a great location. The park is only a few minutes from the beach in Dunedin, which is part of the Tampa Bay area. There are about 300 residences in the neighborhood, which are owned by the residents. There are numerous advantages to living in a resident-owned community. Residents-owned houses frequently have a stronger feeling of the community since they have a higher home and resale value, as well as more influence in community decisions. Lake Highlander also has golf and bowling teams, as well as workout programs and community events.

Orangebrook Harbor

The mobile home community in Hollywood, Florida is one of the greatest near Miami. Its metropolitan area offers all of the advantages of city living in terms of restaurants, shopping, and entertainment. Hollywood Beach Boardwalk, Fort Lauderdale, and Miami are all within a short drive of Orangebrook Harbor. The Orangebrook Country Club has near proximity to golf, as well as a heated pool, events, and a pétanque court for friendly competition!

The River Palms Waterfront Community

River Palms is a lovely mobile home development on the ocean near Orlando in Brevard County. There are around 150 sites in this land leasing community. River Palms is an upmarket park on Meritt Island that sits close to the sea. The park has a marina with all of the necessary amenities for boat docking. They also provide a selection of brand new model homes to pick from. The modern designs are appealing to the eye and add a little more flair to a single or double-wide.

The Oaks.

Residents of The Oaks, which is located in Plant City near Lakeland and Tampa Bay, are of any age. This is the ideal mobile home park for families searching for a beautiful park with a variety of housing options. The Oaks offers a golf course, a playground, and a fishing pond, and every property permits dogs. On-site landscaping keeps the yards looking nice and adds to the beauty of the park grounds. The Oaks’ proximity to Walt Disney World is yet another reason why it is ideal for families.

Gulf Stream Harbor

The Gulf Stream Harbor community is located in the center of Orlando, near Disney World, Universal Studios, and Orlando Downtown. Gulf Stream is a well-kept gated 55+ community with lakeside walkways, three swimming pools, a fitness facility, a dog park, and a playground. There are options for both pre-owned and new manufactured homes. The nice management, big homes, and great neighbors are all mentioned in resident reviews.

Aberdeen Ormond Beach

The Aberdeen is a beautiful mobile home park in Ormond Beach, Florida, near Daytona Beach and Palm Coast. The neighborhood is surrounded by a natural lake forest, which provides a lovely backdrop for the vast park of over 500 residences. Aberdeen has a huge pool and an indoor whirlpool, and it is located near a large retail mall. The Aberdeen has a great reputation for management and beautiful grounds, which is always a plus when looking for a new place to live.

La Casa Mobile Home Park

Another resident-owned park in North Port is La Casa, which is near Gasparilla Sound and Charlotte Harbor. Residents can launch their boats right into the gulf from one of the several inlets. They feature a variety of housing alternatives, including new and used manufactured homes. The Myakka River State Park, botanical gardens, art museum, and Big Cyprus National Preserve are all within walking distance of La Casa. La Casa is an excellent alternative for a permanent or vacation home for nature lovers.

Luxury Retirement Communities Florida

Florida retirement communities have a lot to offer. If you decide to spend your golden years in this state you would get the best luxury, style, and a stress-free lifestyle, from magnificent residences to high-end amenities and fitness centers. Below are the best luxury retirement communities in Florida.

Plantation Bay Golf & Country Club

The Plantation Bay Golf and Country Club assures that its residents retire in style, with mansions starting at over a million dollars. To use all of the amenities and dining options at Prestwick Clubhouse and Club de Bonmont, you’ll need to purchase one of three membership classes.

A Workout Membership, for example, entitles you to utilize the pool and fitness facility. Golf and tennis courts are also available for your enjoyment.

The Villages

The Villages started in 1978 and quickly became one of the country’s largest age-restricted communities. It covers more than 20,000 acres and has more than 100 miles of golf courses. This community has everything you could possibly need, from banks to restaurants and movie theaters.

The community includes a 50-page information leaflet and activity guide, so there will never be a dull moment. The neighborhood, according to its website, has more amenities per capita than any other age-restricted community in the country. Its many attractions include Brownwood Paddock Square and Spanish Springs Town Square, to name a few.

Pelican Landing

The Pelican Landing is for retirees who want to stay active after they’ve retired. It’s in Bonita Springs, and there are more than 3,000 homes to select from. Beach Park, butterfly garden, 18 tennis courts, fitness facility, and many other amenities are available in this community. You may also unwind here with some canoeing and kayaking, or indulge in a culinary journey at the Pelican Grill Room and other great dining establishments.

High-rises, villas, and single-family houses are available in Pelican Landing. Sunrooms with private pools are available in several of these properties. Art lovers will love visiting Fort Myers, which is home to the Art of Olympians Museum and Gallery. Another great feature of this town is its proximity to the Gulf of Mexico.


Solivita is a prestigious gated retirement community with Tuscan-style residences ranging in price from $100,000 to $400,000. The more expensive houses have state-of-the-art baths and gourmet kitchens. Golf carts are available for use in this community to access a range of attractions. For serious health aficionados, the community’s fitness facility offers yoga and Zumba lessons, as well as FIT classes.

Solivita also has two heated whirlpool spas and a fireplace square. Two Har-Tru tennis courts and four pickleball courts are available for outdoor recreation. If you have a special occasion to commemorate, the Starlite Ballroom is a fantastic choice. The Kennedy Space Center and Universal Studios are also close by.


The Quarry Lake Lodge and Beach Club, located on the outskirts of Stone Lake, is a true retirement hideaway. It boasts a top-of-the-line fitness facility, meeting and card rooms, and tennis courts right next to the lake. The Quarry’s public sections are composed of high-quality materials.

From the practice golf facilities to the brick-laid driveway, the entire facility is identical. They didn’t skimp on their budget to create a luxurious retirement community.

Pelican Bay

There are approximately 6,000 residences to choose from in Pelican Bay, with prices ranging from $300,000 to $500,000. There are two tennis courts, 43 acres of parks and leisure areas, and an Arthur Hills-designed golf course in this community. If you prefer spending time outdoors, Pelican Bay is a great place to retire.

It is simple to go around here because this municipality has its own public transportation system. You can also bike or walk through the park and take in the gorgeous scenery. There are also other upscale restaurants to choose from; nevertheless, the Ritz-Carlton and Naples Grande Resorts are the most popular attractions in Pelican Bay.

Kings Point Tamarac

Nearly 5,000 homes, apartments, and carriage houses are available at Kings Point in Tarmac. It offers a billiard room and a fitness facility in the main clubhouse, and five tennis courts and swimming pools in the auxiliary clubhouse. There are also recreational clubs, such as the investing, book, and Red Hatter’s clubs, where you can participate.

The Florida Everglades Wildlife Area is merely a few miles away if you’re a nature lover who enjoys photographing wildlife. Beach lovers will like the white sand beaches about 10 miles from Kings Point.

The City of Naples

Naples, where the annual Stone Crab Festival and US Open Pickle Championship are held, is another luxury retirement resort in Florida. Naples is considered one of the liveliest retirement towns in the country, thanks to its beautiful beaches, fishing places, golf courses, and shopping boutiques.

The 17-mile coastline is known for its beautiful beachfront residences and the famous Naples Pier, which attracts local fishermen and photographers from all over the world.

In addition, according to Gallup and Healthways, Naples has been named the top community in the country for health and well-being for the past two years.


Southwood in Tallahassee, albeit not strictly a 55+ community, has all of the amenities and services required for a luxurious retirement. What sets Southwood apart from the other towns on our list, though, is its emphasis on nature parks and trails.

Its more than 1,000 acres of vegetation, which includes Central Park, complies with this. The parks are connected with routes for walking and biking. The Southwood Town Center also offers dining and shopping opportunities.

Lely Resort

The Lely Resort, located on Florida’s southwest shore and surrounded by pristine sanctuaries, contains approximately 4,000 condominiums, villas, and single-family houses ranging in price from $100,000 to $1.75 million. Residents may enjoy a variety of activities at the resort, including the clubhouse and championship golf courses.

The clubhouse is nine acres in size and has 20,000 square feet of amenities. One of them is a cutting-edge fitness center with cutting-edge equipment and a full staff of personal trainers. You can also join in Pilates, yoga, and spin classes.

One of its most popular attractions is the Player’s Club and Spa, which offers delectable cuisine, relaxing services, events, and more.

Palm Beach

Famous sportsmen, entertainers, and some of the country’s wealthiest people have called this opulent community home, including Michael Jordan, Tiger Woods, Donald Trump, Jimmy Buffet, Jack Nicklaus, and Olivia Newton-John. In fact, 18 of Florida’s wealthiest people live in this city.

Palm Beach is slightly larger than the other retirement communities on this list in terms of land area. A typical single-family home in this area sells for $331,000 on average. This neighborhood is frequently associated with riches, prestige, and class. As a result, if you have the financial means, Palm Beach should be at the top of your list.

Mira Bay

Mira Bay is located on Apollo and has a wide range of housing options. Prices range from $200,000 to $2 million. Despite the fact that this community was established in 2003, it has been well-maintained and updated.

The clubhouse at Mira Bay has a historic southern vineyard-style architecture on the outside and cherrywood flooring on the inside. It provides everything an active retiree needs, including a resort pool with a water slide and a fitness facility.

There are numerous things to do at Mira Bay, including coming to the pool at night and resting while taking in the spectacular views of the Mira Bay Lagoon. During the day, you can go sailing in a canoe, kayak, or yacht. To meet your grocery and retail needs, Mira Bay features a commercial village within the community.

Margaritaville Latitude

If you want to retire in style, the Latitude Margaritaville is a good option. This fresh new neighborhood has a lot to offer members aged 55 and up. It offers a modern fitness center with an indoor lap pool and an aerobics class, for starters.

A craft and art studio can be found in their clubhouse. There’s also a private beach with a free shuttle service to get you there and back. The Washington Oaks State Gardens, the renowned Daytona International Speedway, and the Deland Naval Air Station Museum are all located near the Latitude Margaritaville.


Whether you choose a busy or relaxed lifestyle, you will like any of these retirement communities. When selecting which is best for you, make a list of each one’s benefits and negatives to help you narrow down your options. Once you’ve narrowed it down to two or three, pay them a visit and take a tour of the neighborhood before making your final decision.


What is the large retirement community in Florida?

The Villages, Florida’s largest retirement community.

Is it expensive to live in The Villages Florida?

It’s a bargain! The community’s cost of living index is 103, which is only 3% higher than the national average and somewhat more expensive than Florida’s.

What are the nicest retirement communities in Florida?

  • The Villages
  • Naples.
  • Palm Beach
  • Venice.
  • Punta Gorda. 
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