HOW TO USE FACEBOOK PAY: complete guide & free tips

How to use facebook pay
Image Credit: Business Insider

Facebook Pay is a payment feature that allows users to make transactions. The process is simple and has a few steps to set up. However, this guide will show you how to use Facebook Pay, whether on Messenger, Marketplace, or Instagram, and also provide some tips to make the most of this feature using either iPhone or Android.

What Is Facebook Pay?

Facebook Pay (also known as, FB Pay) is a payment service that allows customers to make payments on Facebook-owned platforms. It is similar to other online payment platforms like PayPal or credit cards. You can this service to make business purchases and send money to friends and family. 

This payment service is available in countries around Africa, Asia-Pacific, Europe, Latin America, the Caribbean, the Middle East, and North America. It is available on the Facebook app for iOS and Android and can be used to make payments in select apps like Messenger, WhatsApp, and Instagram. 

Furthermore, FB Pay collaborates with online payment firms PayPal and Stripe. It is a secure way to pay, and you can use it to make purchases, send money to friends, or donate to charities.

How Does Facebook Pay Work?

How Facebook Pay work: only the users use it to transact on Facebook Marketplace Messenger, Instagram, and WhatsApp via iPhone, etc. If you’re a Facebook user, you can use the feature to send money to anyone in your Facebook Messenger list, whether they’re in the US or UK. The service is also a way to make purchases on Facebook, such as in-game items or event tickets. 

To use the feature, you first need to set up a payment method in this order: 

  • First, go to “Settings” > “Facebook Pay” on the Facebook app or website
  • Second, input your payment method. You can add a credit or debit card or link to other accounts like PayPal or Stripe account. 

Once you enter your payment method, you can start using the service. 

How Much Is Facebook Pay?

Facebook Pay service is free to use and accessible to anyone with a Facebook account. It has no charge fee, and Facebook’s security system protects all transactions.

You can link your Facebook account to a debit card or PayPal account to start using it. But keep in mind that your bank or PayPal may charge you. For example, if you use a debit card linked to your Facebook account, your bank may charge a fee for each transaction.

How to add money to your account

There are two ways to add money to your Facebook Pay account:

#1. Add money from your Facebook balance: You can add money to your Facebook balance from your personal bank account or a debit or credit card. Click “Add Money” from your Facebook balance page.

#2. Add money from your PayPal account: You may ask how? Well, if you have a PayPal account, you can link it to your account and use it to add money to your balance. To do this, 

  • Go to your settings.
  • Click on “Payments.”
  • Click on “Add Money” from your Facebook balance page and select “PayPal” as your payment method.
  • Enter the amount of money you want to add and click “Add.” That’s it! You’re now ready to use the method to send money to friends, make in-app purchases, or donate to your favorite causes.

Can Anyone Use FB Pay? 

FB Pay is available to all customers who use Facebook, also known as Meta. This means, to use this payment service, you must have a Facebook account. Nevertheless, continue reading to get more interesting information!

How to use Facebook Pay on iPhone 

Below are steps on how to use Facebook pay on your iPhone:

  • First, you need to download the Facebook app from the App Store. Once you have the app installed, open and sign into your account. 
  • Then, tap on the three lines in the bottom right-hand corner of the screen and scroll down to the bottom of the menu. 
  • Tap on “Settings & Privacy” and then “Settings.” Scroll down to the “Payments” section and tap “Facebook Pay.” Here, you can add a payment method, edit your payment settings, and view your transaction history.

How to use Facebook Pay on Messenger 

Below is how to use Facebook Pay to send and receive money on Messenger.

  • Open a conversation with a friend on Messenger.
  • Tap the “…” icon in the top right corner of the screen.
  • Tap “Pay” from the menu that appears.
  • Enter the amount.
  • Tap “Pay” to confirm.
  • Enter your payment method.
  • Tap “Continue.”
  • Review the payment and tap “Confirm.”

How to use Facebook Pay on Marketplace 

If you want to know how to use Facebook Pay on Marketplace, we’ve got you! Using Facebook Pay on Marketplace is easy. Just follow these steps:

  • When you see an item you want to buy, tap the “Buy Now” button.
  • You’ll be prompted to enter your payment information.
  • Enter your payment information and tap “Pay.”
  • That’s it! You’ll receive a confirmation of your purchase.

Thus, bear in mind you can only use Facebook Pay on Marketplace to buy Facebook-verified items. When you see the Facebook logo on a listing, it means the business has been verified, and you can feel confident about your purchase.

How to use Facebook Pay on Instagram

Now, you know that you can access Facebook Pay while on Instagram, but the question is: do you know how to use Facebook Pay on Instagram? Not to worry, we got your back! Here are two main steps to do so:

  • First, link your Instagram account to your Facebook account and ensure you have the latest version of the app. Then, go to your Instagram settings menu and click on “Account.” From there, you’ll see the option to link your account to Facebook. Once you’ve done that, you can start using Facebook Pay on Instagram.
  • Afterward, tap the “Payments” icon in the Instagram settings menu. There, add a payment method, such as a debit or credit card, and start sending and receiving money.
  • Finally, go to the profile of the person you want to pay and tap the “Send Money” button, enter the amount, and tap “Pay.”

Five Tips To Boost Your Facebook Pay Account

As a business owner, you’re always looking for new ways to increase your revenue. Here are five tips to help you boost your FB Pay account:

#1. To buy ads:

When it comes to buying ads on Facebook, one of the best ways to do so is to use its payment service. It boosts your account and helps you purchase ads. Hence, by boosting your payment account, you can ensure that you have enough funds for ads and also get discounts.

#2. To send money to friends and family:

Facebook Pay is a great way to send money to friends and family. You can use it to send money to anyone in the US, as long as they have a Facebook account. All you need is their email address or phone number. 

To send money, hover over the conversation with your friend and tap the “$” sign icon. Then, you enter the amount you want to send and tap “Pay.” Your friend will get a notification that you’ve sent them money, and they can accept or decline the payment. If they accept, then the money will go to their bank account.

If you’re looking for a way to boost your account, one of the options is to use it to send money to friends and family. This can be a great way to show your support for loved ones and help you build a positive balance in your account. Plus, if the recipient is also a FB Pay user, they may be more likely to return the favor and send money back to you. So why not give it a try?

#3. To shop online:

Facebook Pay is also a convenient way to shop online, and it can also help you boost your Facebook account balance. When you use it to purchase items from participating retailers, you’ll earn Facebook Credits. You can use the credits to get things from the Facebook Store or to make in-app purchases. Additionally, you can earn rewards and save money.

#4. To donate to charities:

If you’re a philanthropist or love almsgiving, then Facebook Pay is one of the easiest methods to send money to charity organizations. All you need to do is: scroll to the page and select the charity you wish to donate to. Then, enter the amount and select the payment method you would like to use. The company will then process your donation and send the funds to your selected charity home.

Facebook Pay is a convenient, safe, and easy way to donate to charities. So, you can support your favorite charities and increase your account, all while making a difference in the world.

#5. To pay for goods and services:

While shop groceries, you can also use FB Pay to buy for things like apps, games, and other digital content. It is stress-free.

Does Facebook Pay Hold Money?

No, Facebook Pay does not hold money. 

How Much Money Can You Send Facebook Pay?

You can send as much as you have available in your checking account.

How Do I Cash Out From Facebook Pay? 

Once you have added a payment method, you can cash out by clicking the “Cash Out” button. This will transfer the money from your balance to the payment method that you’ve selected.

How Long Does It Take To Receive Money From Facebook Pay? 

When you send money using Facebook Pay, the money goes immediately from your account to the recipient. However, the third-party company may take 3-5 business days to send the money to your account.


There are a few things you can do to make sure your Facebook pay account is running as smoothly as possible. 

  • First, keep your contact information updated. This includes your email address and phone number. 
  • Second, keep your account balance in check. You wouldn’t want to overspend and get yourself into debt. 
  • Third, use your account sparingly. If you use it anyhow, you may be flagged for suspicious activity. 
  • Fourth, be sure to review your transactions regularly. This will help you catch any errors or fraudulent charges. 
  • Lastly, report any problems to Facebook customer service immediately. By following these tips, your account is in good standing.


Facebook Pay is a free digital wallet service that allows Facebook users to send and receive money through their apps. It is a pretty straightforward process. As long as you have a Facebook account and a supported device, you can start using the service in no time. But remember to take some time to familiarize yourself with the different settings and options so you can make the most of this convenient payment method.



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