How to Sign a Money Order
Photo Credit: FirstInternetBank

Our daily routines have been made a whole lot simpler as the world has become increasingly digital. At the very least, to know why you’ll be signing a money order, you’ll have to know how to sign a Moneygram, for someone else and fill it out for rent by inputting the name of the person, the sum payable, and the address of the payee, amongst other requirements.

Amazingly it can be purchased and used without a bank account number.

What Is a Money Order?

This is a type of paper document that may be purchased in various amounts and is similar to US cash. 

It’s a document that states and lists a specific amount of money on it. Money orders differ from personal checks in that they do not necessitate the usage of a bank account.

A money order is a legal document that can be given by the government or a bank, and the person who gets it can cash it at any time.

At any post office, you can buy a money order. Rural mail carriers and certain contract stations also sell money orders. In 1882, American Express was the first company to sell money orders, which later became known as traveler’s checks.

Money orders are popular among those without checking accounts because they’re easy to use and convert fast to cash. Most institutions sell these securities for a minimal cost to pay off small businesses and also personal loans.

The person who gets a cashier’s check must sign it and show proper identification in order to cash it. This makes it safer than cash.

When compared to checks, which have substantially higher costs and necessitate a trip to a bank during business hours, money orders are more convenient and less expensive.

Items that Must Be Present to Sign a Money Order

You’ll need the following to sign a money order:

  • The name of the person or company (the payee)
  • The sum payable
  • Address of the payee
  • The account number

How to Sign a Money Order Sample

To properly sign the MO, you need to follow a number of steps. We will take them one step at a time to get through it all.

#1. The Name of the Recipient

Fill in the name of the person or firm receiving on the line that begins with “Pay to the Order of.” It is imperative that you check your spelling and information carefully before submitting the cashier’s check.

If you leave this field blank or make it payable to “cash,” anyone can cash it, making it so important you fill it out.

#2. Address 

Other money orders may only require your name, but Western Union money orders require both your full name and your address. Fill in the address box with your full legal name and current postal address.

You are in charge of making purchases. It makes no difference whether you enter From, Purchaser, Remitter, or Sender in this box. 

#3. Signature

You must sign your name on the front of the money order because it is not appropriate for you to sign your name on the back.

The back of a money order is for the person who receives it to use when cashing the check. On the front of the document, you’ll see a box that says Purchaser, Drawer, or Signature. 

A letter or note can explain the money order’s purpose. Save the information even if it’s not needed for payment processing. Why are you giving money?

#4. Reciepts And Carbon Copies

Make and keep copies of receipts, carbon copies, and other purchase documents in case your payment is denied.

 In order to cancel an order or to verify a transaction, these documents are necessary.

Where and How to Acquire Money Order?

There is no way to order money orders online because it can only be purchased in person, unlike automated money transfers. You can buy it through a Western Union or Moneygram branch, which can sometimes be available in retailers like Wal-Mart, CVS, or 7-Eleven (among others).

Money orders require a payment method. Most businesses accept cash, traveler’s checks, and debit cards. If you pay using a credit card, you may be considered to be receiving a cash advance, which means you will be charged additional costs and have a higher interest rate.

Money orders don’t require a bank account, unlike other types. Most money orders can’t exceed $1,000. Send over $1,000 via e-transfer. Payment includes a processing fee.

How to Sign a Money Order Over to Someone Else

For instance, you were assigned a cashier’s check by your payer and you are owing a debt that you want to clear with the money order given. The question now is, how do you reassign it to you to a third party? and this is where we come in.

The steps below describe how to give a cashier’s check to a third party:

  • Confirm that the person or organization will accept a signed-over check.
  • Check to determine if the bank will accept the check.
  • If you receive permission from the bank, sign the back of the cheque.
  • Under your signature, add “Pay to the order of” the person’s first and last name.
  • Anyone who will cash it must sign under your name.
  • Give the person the check so they can cash it.

How to Sign a Money Order Moneygram

How to sign a money order Moneygram is slightly different from the above stated. When making a payment to someone, you need to give the recipient’s name as well as their signature and address.

In addition to these, you must provide your account number at the top or bottom of the cashier’s check.

Finally, pay the processing fee and keep the receipts and carbon copies for future use. This is all part of the transaction procedure.

Many grocery stores, check cashing places, banks, and other small businesses sell MoneyGram money orders. Look for a sign that says “MoneyGram” or “MoneyGram money order.” At several military bases outside of the United States, you can also buy MoneyGram money orders.

How to Fill Out a Money Order for Rent

You may be wondering how you may pay your rent with a money order or if it will actually be accepted and converted. I’m right here to tell you that it is possible and valid.

You can pay or fill out your rent with a bank money order. The receipts from banks are easy to read, and this money can be proven in court to prove that the landlord put the money into his account.

When you fill out the money order for rent, address it to your landlord. It is necessary to include or show the dates. For instance, if your rent is due in August 2023, write that on the check.

When a cashier’s check pays your complete rent, note it as paid in full. Please sign it, if asked. You can remove and store the receipt after you’re done.

Who signs the front and back of a money order?

The money order contains not just one signature but two different people’s signatures on it. There are two signatures on either side of the document, with the first one being on the front. To simplify further:

You, as the purchaser, will sign the front of the money order while the recipient or beneficiary will sign the back when they cash it. 

A money order issued for payment must bear the buyer’s signature. Note: The recipient is not the buyer.

What are the merits and demerits of a money order?

Let’s look at some of the advantages and disadvantages.


#1. Sending by Mail Is Risk-Free

Money orders are simple to send through the mail. Even if it never made it to the designated location, you can always contact the company that supplied it to you and inform them that it was misplaced. They will issue you a new money order while canceling the previous one.

#2. Money Orders Can Be Tracked Down

When someone orders a money order, they receive a receipt with information such as the date, amount, and tracking code. Cash cannot be replaced if it is stolen or misplaced, but money orders can.

#3. Safest Method of Payment

Money orders normally need a signature and photo ID to deter fraud or theft, making them the safest way of payment. Anyone convicted guilty of money order counterfeiting faces a $25,000 fine and up to ten years in jail.

#4. Makes Things Easy

Money orders don’t require a bank account. Most banks offer money orders to customers without checking accounts.

You can receive a money order from your bank or from any number of retail establishments in your neighborhood.

#5. Money Is Assured

Your bank account is already charged when you place an order. This ensures that the receiver receives the specified funds. Money orders are a simple way for certain people to do business while avoiding overdrafts.


  • Fraud: Fraudsters can and do forge money orders.
  • Misplacement: Of course, misplaced money orders happen. The postal worker may not be able to keep the paper. 
  • Banking Processing Problems: When you pay with a money order, your bank may hold your money until the order is processed. It could take two or three days.
  • Slow Transit Time: Money orders are safe and convenient but take a long time to arrive when mailed. Sending this can take weeks or months. and lastly,
  • Stop-Payment Penalty: If your money order is lost in the mail, you must request a stop payment. Most businesses charge, and sometimes the fee exceeds the money order’s amount.

Can Money Orders be Signed Over?

You can hand the money order over to a friend or sibling who does have identification on them in the event that you do not have any on you.

Can a Money Order have Two Names on It?

Money orders must be addressed to a specific person or entity, which can be the buyer. The USPS will not compensate the customer in full if the consumer does not have the receipt when filing a claim for a refund on a stolen money order.

Do All Money Orders Require a Signature?

On a money order, yes, you are required to write your name and sign it.

Do Money Orders Expires?

There is no expiration date or interest added to domestic money orders. Money orders are only redeemable for the amount specified on the order.

Before Coming to a Stop

People’s daily lives are made easier by the availability of money orders as a convenient means of payment. I’m confident you got the gist of it!

How to Sign a Money Order FAQs

Where One Buy Money Order?

You can buy a money order at a local Western Union or MoneyGram branch, which can sometimes be found inside stores like Wal-Mart, CVS, and 7-Eleven.

How Do You Sign a Money Order Moneygram?

To sign a money order Moneygram, you must include the name of the payee, the signature of the buyer, and their address, and provide your account number at the top or bottom of the cashier’s check.

How to Fill Out a Money Order for Rent?

To fill out a money order for rent, you address it to your landlord and show the dates. For instance, if your rent is due in August 2023, write that on the check.

  1. MONEYGRAM HOURS: Simple Steps To Using MoneyGram At A Post Office Branch
  2. How do Money Orders Work? (+How to Buy with Debit Cards)
  3. How to Fill Out a Money Order Correctly: Step by Step Guide
  4. What is a Cashier’s Check? Where & How to Get One
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