The best travel credit cards for business come with a variety of bonuses and improvements that can transform your next vacation from inexpensive to opulent without spending more money. These benefits go beyond amazing cash-back, points, or miles incentives. We examined over 20 popular travel cards using the median United States of America’s expenditure budget and thoroughly examined each card’s benefits and drawbacks to identify the best of the best based on your purchasing preferences. This analysis was done to assist you in selecting the best cash-back card for your needs.
Best Travel Credit Card for Business
If you place the costs of running your small business or side gig on a credit card for business travel that awards points or miles for your purchases, you may be able to put more money toward your next vacation. Additional benefits like lounge access, cost-free hotel stays or checked luggage, and statement credits for Global Entry or Clear fees are provided by many of the best business travel credit cards.
When selecting a business travel credit card, think about the benefits that would be most beneficial to you. While bonus rewards cards give you extra points in particular categories, so-called flat-rate cards only award a fixed number of points or miles for every dollar spent.
#1. The Blue Business Plus Credit Card from American Express
A unique example of a technique to manipulate your rewards earnings without paying an annual fee is the Blue Business Plus card. Up to $50,000 in annual purchases will result in 2X points being earned. If your company is small enough to spend less than $50,000 annually, it is the ideal fit. If not, spend up to the $50,000 maximum and then use a different card for the remaining purchases of the year. Either way, you will succeed.
Advantages
- Many airline transfer partners
- No yearly charge
- On the first $50,000 of annual expenditure, there are high rewards rates.
#2. Wells Fargo Business Elite Signature Card
When you spend $25,000 during the first three months of your account opening, you’ll receive a one-time incentive of 1,000 cashback points or 100,000 bonus points. When your business spends $10,000 or more in any monthly billing period, you can receive 5,000 bonus points or 1.5% cash back on every dollar spent in the form of points.
reimbursement for incidental travel expenses of up to $100 per company per calendar year
Yearly Fee: First free, then $125
#3. Bank of America Business World Mastercard
This is the greatest no-annual-fee travel card offered by the issuer in business form. The Bank of America® Business Advantage Travel Rewards World Mastercard® credit card offers competitive rewards on each purchase and offers you a broad range of redemption options for your points, free from the limitations of airline and hotel brand-specific cards. Apply after learning more.
#4. Capital One Spark Miles
The corporate travel card from Capital One with no annual fee is called the Capital One® Spark® Miles Select for Business. It offers a lesser reward rate of 1.5 miles for every dollar spent, and miles can be redeemed for any travel-related purchase. The bonus offer is also less generous: after you spend $3,000 on purchases during the first 3 months of account opening, you will receive a one-time bonus of 20,000 miles, which is equal to $200 in travel. You do, however, receive an introductory 0% APR term, which is a little rare for a travel credit card.
#5. Delta Miles Reserve Business American Express Card
If your job requires you to travel frequently, you’ll value the airport lounge access provided by the Delta SkyMiles® Reserve Business American Express Card, which includes both American Express’ Centurion Lounges and Delta’s own Sky Clubs when flying Delta. Also, the annual companion certificate, which is valid in first class, and the checked-bag perk are both of great value. High-flying business owners with the resources to take advantage of the opulent benefits will receive Delta’s top-tier premium rewards card.
#6. United℠ Business Card
For frequent business travelers, especially those who are devoted to United, the UnitedSM Business Card is a standout choice. Rewards are earned by cardholders on regular purchases like food, petrol, and transportation. A sign-up incentive and a first-year waiver of the annual cost make the deal more enticing. The United Business Card has a strong collection of features, a reasonable annual price, and a sizable sign-up bonus.
#7. Hilton Honor American Express Business Card
Although a little odd, the Hilton Honors American Express Business Card is a superb small-business hotel credit card. It includes generous recurring benefits, automatic Hilton elite status, and ten free trips per year to particular airport lounges (a rare perk for hotel cards). Like the majority of hotel cards with annual fees, this one requires spending at least $15,000 to qualify for a free weekend night; it does not offer this benefit automatically. Rules apply.
The Hilton Honors American Express Business Card offers outstanding value to Hilton devotees for a reasonable $95 annual cost. With this card, you’ll receive 10 free lounge visits per priority pass membership year, valued $299 yearly, plus you’ll qualify for Hilton Honors Gold level.
#8. Ink Business Preferred® Credit Card
Business travelers who frequently travel for work and spend a lot in the bonus areas may find this card to be extremely valuable. If you spend enough to qualify, the Ink Business Preferred® Credit Card will provide you one of the largest sign-up bonuses available anywhere. You will then receive bonus benefits in common business spending areas. When points are used for trips booked through Chase, they are worth 25% extra.
#9. Amazon Business Prime American Express Card
With no annual charge, this card’s 5% back is an unmatched return if your company spends a lot on Amazon.com, AWS, or Whole Foods. You can choose to exchange the 5% back for 90 days of 0% APR finance on any qualifying purchase if short-term cash flow is a concern. This card is not appropriate for long-term financing because there is no 0% intro APR offer and the normal APR is high.
#10. American Express® Business Gold Card
The Business Gold Card from American Express is a good choice for entrepreneurs that want to optimize their profits but don’t want to spend a lot of time considering how to achieve so. Every billing cycle, American Express automatically offers you significant rewards on the first two categories from a pre-selected list that you spend money on. The American Express® Business Gold Card conducts the research for you when it comes to the several cards that offer quarterly or recurring bonus categories.
#11. Ink Business Cash® Credit Card
Ink Business Cash® Credit Card* is an excellent choice if you’re looking for a card with no annual fee that lets you accumulate worthwhile rewards. Although this card is advertised as a cash-back card, it can be used in conjunction with a more expensive Chase Ultimate Rewards-earning card to maximize rewards. The card also provides safeguards that are uncommon on no-annual-fee cards, such as primary business automobile rental insurance and purchase protection.
#12. American Business Platinum Card
The American Express Business Platinum Card® has a high annual fee, just like the consumer version of this card. However, business travelers who prefer to travel in style will find plenty of benefits that appeal to them, including high rewards on some travel purchases, bonus rewards on larger non-travel purchases, a fantastic newcomer welcome offer, extensive access to airport lounges, elite hotel status, hundreds of dollars in available credits each year, and a long list of benefits, although it isn’t cheap.
#13. Marriott Bonvoy Business ® American Express® Card
With the automatic annual free night, the Marriott Bonvoy Business® American Express® Card can easily pay for itself. It’s difficult to go wrong when automatic elite status, abundant prizes, a fantastic welcome offer, and more are included.
#14. U.S. Bank Business Triple Cash Rewards World Elite Mastercard®
One of the few business cards that offers a promotional rate for balance transfers is the U.S. Bank Business Triple Cash Rewards Global Elite Mastercard®*. Cash-back incentives and welcome offer options increase the card’s allure.
Rewards: Earn 3% cash back on eligible purchases at gas stations and EV charging stations, office supply stores, cell phone service providers, and restaurants, 5% cash back on prepaid hotels and car rentals reserved directly through the Rewards Center, and 1% cash back on all other eligible net purchases. Get $500 after spending $4,500 during the first 150 days after opening an account as part of the welcome offer.
#15. Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
This is the greatest no-annual-fee travel card offered by the issuer in business form. Unlike the limitations of branded airline and hotel cards, the Bank of America® Business Advantage Travel Rewards Global Mastercard® credit card offers strong rewards on every purchase and provides you a lot of choice when redeeming your points for any travel purchases.
What Is the Best Card to Use While Traveling?
A variety of useful benefits and significant profits on travel expenses make the American Express Gold Card one of the best credit cards for use abroad.
Can You Use a Business Card for Travel?
A business credit card for travel may also provide benefits beyond free flights, such as access to airport lounges, elite status with certain airlines or hotels, and travel credits that may be used to pay for things like checked bags and in-flight refreshments.
Which Card Is Best for International Travel?
The InterMiles HDFC Bank Signature Credit Card is mostly appropriate for travel abroad. You can save more money on your trip reservations and receive better benefits with this card. Moreover, free Priority Pass Membership grants you access to international lounges.
Which Business Credit Card Is Best for Airline Mile?
Airline Miles’ Top Business Credit Cards
- The Business Platinum Card® from American Express
- Ink Business Preferred® Credit Card
- Capital One Spark Miles for Business
- American Express® Business Gold Card
- Southwest® Rapid Rewards® Performance Business Credit Card
- The Blue Business® Plus Credit Card from American Express
- United℠ Business Card
- CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
- Delta SkyMiles® Gold Business American Express Card
Is Citi Business Credit Card Easy to Get?
Applying for the Citi American Airlines Platinum Select small-business card doesn’t have to be a hassle thanks to the quick and simple Citi business card application procedure. The majority of people are eligible for small-business credit cards.
Do Businesses Prefer Credit Cards?
Customers frequently prefer using credit cards as payment, thus firms that only accept cash should think about taking cards. By preserving a healthy cash flow and increasing sales, accepting credit cards can improve the financial standing of the business. Accepting credit cards can also help a company gain legitimacy and maintain its competitive edge.
Conclusion
Small business owners, entrepreneurs, and corporate managers can all check their finances independently and access revolving funding thanks to business credit cards. Small businesses sometimes rely on the owner’s personal credit to approve business credit card applications, but there are some other possibilities available. Not everyone should use travel credit cards. If you don’t travel often, you might think about other credit cards possibilities, such as ones that offer rewards for dining, shopping, or petrol. There are cards that can give up to 6% back in those areas, which benefits travelers, meal planners, and foodies.
Related Posts
- CREDIT CARD ANNUAL FEE: Best Travel Credit Card Annual Fee
- INTERNATIONAL CREDIT CARD: Best 2023 Picks & No-Fee
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