Personal Injury Lawyer: Why You Need a PI Attorney

Personal injury lawyer
a man with a personal injury finally gets some legal representation
Table of Contents Hide
  1. What is Personal Injury Law?
  2. Types of Personal Injury Cases
  3. What Does a Personal Injury Lawyer Do?
  4. Education Requirements For Personal Injury Lawyers
  5. Personal and Professional Skills For a Personal Injury Lawyer
  6. Salary of a Personal Injury Lawyer
  7. Prospects for Employment For a Personal Injury Lawyer
  8. Personal Injury Lawyer Fundamentals
    1. #1. Describes your legal rights.
    2. #2. Offers guidance
    3. #3. Represents you in Court
    4. #4. Carries out a professional investigation
    5. #5. Contacts medical providers
    6. #6. Assesses Damages Properly
    7. #7. Work you through a number of legal processes
  9. Benefits of Hiring a Personal Injury Lawyer
    1. #1. They are knowledgeable and objective.
    2. #2. They are skilled negotiators.
    3. #3. They Can Assist You in Obtaining Medical Attention
    4. #4. They Assist You in Making Better Decisions
    5. #5. They may be able to provide you with legal protection.
    6. #6. They may be able to assist you in obtaining compensation more quickly.
    7. #7. They provide you with peace of mind.
  10. The Procedure for Filing a Personal Injury Lawsuit
  11. Considerations After Hiring a Personal Injury Lawyer
  12. Following a Legal Recovery
  13. Selecting the Best Personal Injury Lawyer
    1. #1. General Work Experience
    2. #2. How long has the lawyer been practicing?
    3. #3. Who Will Be Involved in Your Case?
    4. #4. Is it better to work with a small or large company?
    5. #5. Communication Channels
    6. #6. Your Settlement Objective
  14. When you require the services of a personal injury lawyer… and when you do not.
    1. #1. The claim is rejected.
    2. #2. There could be several parties involved.
    3. #3. A settlement has been proposed.
  15. How much experience does a personal injury lawyer have?
  16. What is a contingency fee arrangement in a personal injury case?
  17. What is the average settlement amount for a personal injury case?
  18. What kind of cases do personal injury lawyers handle?
  19. How much does a personal injury lawyer cost?
  20. Can I represent myself in a personal injury case?
  21. Personal Injury Lawyer FAQs
  22. When should a personal injury lawyer be used?
  23. What qualifies as personal injury?
  24. How long does a personal injury lawsuit take?
    1. Related Articles

Whether your injury case settles (as the majority do) or goes to trial, your personal injury lawyer will be working hard to secure you the best possible outcome. After all, most personal injury attorneys are paid on a contingency fee basis, which means the lawyer doesn’t get paid until you obtain money from the at-fault party. Let’s take a look at some of the most important parts of a lawyer’s job in a typical personal injury case. If you want to start a legal career that involves healthcare, litigation, and clinical negligence, you should consider becoming a personal injury lawyer. Here, we’ll also look at personal injury lawyer job descriptions, salaries, and qualifications.

What is Personal Injury Law?

Personal injury law, which is closely tied to clinical and medical negligence, lies under the large umbrella of tort law. Tort law is a legal specialization focusing on civil wrongs rather than criminal ones. It also encompasses other niches such as product liability and libel.

Personal injury law is concerned with a claimant’s physical, psychological, or emotional injury and the lawsuit they filed in court against the individual, corporation, or organization whose carelessness caused the injury.

A personal injury lawyer represents individuals who have sustained physical injuries, emotional turmoil, or financial harm due to someone else’s wrongful actions or negligence. A personal injury lawsuit seeks monetary recompense for the claimant’s medical expenditures, physical suffering, mental distress, legal fees, and income lost due to incapacity to work.

Types of Personal Injury Cases

Personal injury law encompasses any action or claim involving an injury to the body or mind. The following are some of the most prevalent types of matters handled by this type of lawyer:

  • Injuries from animal bites
  • Car Accidents
  • Aviation accidents
  • Bicycle Accidents
  • Boating Accident
  • Brain Trauma
  • Injuries from burns
  • Construction Accidents
  • Products with flaws
  • Claims for insurance/bad faith
  • Malpractice in medicine
  • Motorcycle Accidents
  • Abuse in nursing homes
  • Pedestrian collisions
  • Accidents caused by slipping and falling
  • Injury to the spinal cord
  • Unjust death

What Does a Personal Injury Lawyer Do?

Attorneys who specialize in this field handle cases from beginning to end, from origin to appeal. They carry out tasks that are comparable to those of most litigators. The research claims and assesses potential customers in order to determine the viability of their cases. Also, they acquire facts, develop legal theories, and conduct case law research. Drafting pleadings, motions, and discovery requests, as well as questioning and deposing witnesses, are all part of the job.

All of these chores help with trial preparation, but the job doesn’t stop there. Personal injury lawyers represent their clients both before and during the trial. This can include counseling them as well as dealing with legal difficulties as well as those presented by their adversary.

Personal injury attorneys sometimes juggle big caseloads and operate under pressure from demanding clients. However, for many lawyers, the most fulfilling component of personal injury practice is assisting harmed clients and their families in obtaining justice.

Because personal injury litigation can be exceedingly complex, these attorneys frequently specialize in specific sorts of situations. Someone who handles medical malpractice, for example, may specialize in breach births. Those who regularly litigate motor vehicle accidents may be able to specialize in ATV rollovers.

Education Requirements For Personal Injury Lawyers

All attorneys must go through the same training and education process. They must obtain their law degrees and pass the bar examinations. However, they cannot do so until they have obtained an undergraduate degree and passed the Law School Admission Test (LSAT) with a good high score.

Lawyers can also get certified as civil trial advocacy experts by completing a specialty certification program approved by the National Board of Legal Specialty Certification (NBLSC). The American Bar Association has approved this non-profit organization to provide board certification for attorneys.

Personal injury lawyers are also required by many state bar associations to complete the Multistate Professional Responsibility Examination (MPRE). The MPRE is concerned with professional behavior. Your state may also require you to complete continuing education classes.

Personal and Professional Skills For a Personal Injury Lawyer

Personal injury attorneys that are most effective excel at oral advocacy, negotiation, and client development. They should also be able to deal with stress and strain, especially if they choose to practice on their own rather than as an associate with an existing company.

Attorneys in this specialization frequently represent clients on a contingency basis, which means that their fees are a percentage of the plaintiff’s eventual compensation when the case is concluded, which is typically between 30 and 40%. The plaintiff does not pay a fee under this arrangement unless and until the lawyer recovers money on their behalf. These lawyers are usually only paid if they win.

Some personal injury claims might last for years before being resolved. This necessitates the development of effective time management abilities. Personal injury attorneys must balance long, involved cases with shorter, less demanding ones if they are to pay their costs, at least if they choose to practice for themselves.

It’s typically advised that rookie personal injury lawyers get their feet wet with an established law practice, even if it’s an insurance defense business, before venturing out on their own. This will assist students in comprehending the intricacies of how their adversaries approach cases.

Salary of a Personal Injury Lawyer

Lawyers that specialize in personal injury are among the highest-paid professionals. Although the most successful lawyers earn seven-figure salaries, most plaintiff lawyers earn between $30,000 and $300,000 per year. This is depending on practice size and region.

Plaintiff lawyers that charge the highest fees typically handle class action lawsuits or high-dollar personal injury cases. Furthermore, punitive damages—those intended to penalize the offender and deter future bad behavior—can increase verdict amounts by millions of dollars, putting money in the lawyer’s pocket.

If they join an established firm, these attorneys will most certainly start out with a very low salary. They should also receive a percentage of the fees given to the company for successful cases they’ve handled.

Prospects for Employment For a Personal Injury Lawyer

Because litigation is the bread and butter of many law firms, the job prognosis for personal injury attorneys is promising. Tort reform, or planned changes in common law civil justice systems that would minimize tort litigation and cap damage awards, could, in the future, potentially lower the number of claims filed and the sums won by plaintiff attorneys.

Changes in accident rates, regulatory developments, and economic conditions can influence the demand for this job. For instance, during times of economic recession, there may be fewer accidents on the road, which can affect the demand for personal injury legal services.

Experienced personal injury lawyers often have better prospects for employment. Building a strong reputation, winning cases, and obtaining favorable settlements can lead to more clients and referrals, thereby enhancing employment prospects. Also, specialization can open up unique employment opportunities and potentially higher earnings for those with expertise in a particular area.

Additionally, the size and type of law firm can also affect employment prospects. Larger law firms may have more resources and a higher volume of cases, providing more opportunities for personal injury lawyers. Smaller firms and solo practitioners may have a more limited caseload but can still thrive with a niche practice.

Building a strong professional network and effective marketing can help personal injury lawyers attract clients. Networking with other lawyers, medical professionals, and community organizations can be essential for generating referrals. Moreover, personal injury lawyers who embrace technology may have a competitive advantage.

Personal Injury Lawyer Fundamentals

A personal injury lawyer is responsible for a variety of crucial tasks. Among these common functions are:

A personal injury lawyer can explain how an accident and many legal issues affect a person’s rights. Varied states have different laws governing statutes of limitations and the impact of comparative negligence on a lawsuit.

(To answer your question, the statute of limitations establishes time limits for filing a lawsuit. Comparative negligence standards govern whether or not a person can claim if he was partially to blame for the accident, as well as how much he can receive.)

#2. Offers guidance

A personal injury lawyer can assist a client through the legal system with the skill of a professional tour guide. They assist you in comprehending complex legal procedures, deciphering medical and insurance language, and navigating the maze of paperwork involved in personal injury lawsuits.

One piece of popular advice is to avoid giving a statement to the other driver’s insurance company since it will just look for methods to disclaim blame. An injury lawyer may also advise you to seek medical care in order to document the connection between the accident and the injury.

A personal injury attorney will also give you objective opinions about your case so that you may make the best decisions possible that are not clouded by fear, rage, frustration, stress, and other feelings that many injury victims rightfully experience.

#3. Represents you in Court

The great majority of personal injury lawsuits do not go to trial; the vast majority are settled even before a lawsuit is filed.

However, if the insurance company dismisses the claim, the victim may find that the only way to collect is to go through a full civil lawsuit.

Litigation is complicated and necessitates strict respect to proper procedures and evidentiary regulations. This is not a task for inexperienced people.

#4. Carries out a professional investigation

Personal injury law companies may hire their own investigators to photograph the scene of an accident, question witnesses, and formulate theories about how the incident occurred. These might be private investigators or even retired officers looking for a new job.

If the reason for the accident is in doubt, outside expertise such as accident reconstruction experts may be required. Your attorney will have a list of professionals he or she often works with and will know who can help.

#5. Contacts medical providers

A personal injury lawyer may have a professional relationship with a medical provider who may offer to give medical services in exchange for a lien on any future settlement or judgment.

They may also have more experience comprehending significant injuries and may recommend a specific specialist who has delivered outstanding results in previous cases.

#6. Assesses Damages Properly

Many accident victims simply consider the immediate consequences of an accident. After all, they may be receiving harassing phone calls from debt collectors, attempting to make up lost wages after being out of work for a few weeks, and needing to fix their vehicle in order to get back on the road.

A personal injury lawyer, on the other hand, works with these situations on a regular basis and may assist in determining a more accurate estimate of the true and long-term consequence of injuries, such as a loss of earning capacity if the accident rendered the victim incapacitated. A personal injury lawyer may also seek the assistance of an economist or an actuary in determining the long-term impact of an accident.

A personal injury lawyer can assist you in a variety of legal arenas. He or she may, for example, assist with informal negotiations with the insurance company before or after a lawsuit is filed in court.

Alternatively, if the settlement offer is not acceptable to the client or the claim is denied, they may assist in the litigation of the matter. Personal injury lawyers, on the other hand, can assist in various types of forums, such as alternative dispute resolution.

If the victim’s own insurance company is involved, arbitration may be required. This entails presenting a case to an impartial arbitrator who renders a binding decision. Mediation entails the victim and the person responsible for the injury working together to establish an out-of-court settlement with the assistance of a third-party neutral.

Benefits of Hiring a Personal Injury Lawyer

#1. They are knowledgeable and objective.

Personal injuries and car accidents inflict a great deal of suffering and emotional distress. This trauma may make it difficult for you to make objective conclusions about your accident/injury. Personal injury claims will be filed on your behalf by a personal injury attorney. They will also assist in bringing knowledge, talent, and experience to your case, which will help you achieve the settlement you deserve.

#2. They are skilled negotiators.

Following an accident and the filing of personal injury claims, the offending party’s insurance representative handles these issues on a daily basis and can be quite persuasive when haggling for lower reimbursement. Negotiating with insurance companies can be difficult, and they have strategies for convincing you to accept their first offer. This is why you require the assistance of an experienced lawyer during this time. Hiring a personal injury lawyer after being hurt often results in higher compensation.

#3. They Can Assist You in Obtaining Medical Attention

Adding your personal injury attorney’s phone number to your emergency contacts list helps ensure that they are one of the first people called if something bad happens to you. If they receive this call early enough, they may be able to assist you in obtaining care. The quality of care you receive at this moment determines whether you will recover quickly or not. If your attorney is well-versed in medical malpractice and personal injury law, they can also ensure that you receive correct care. While you are recovering, your injury lawyer may be pursuing personal injury claims against whoever hit you or is responsible for your injuries.

#4. They Assist You in Making Better Decisions

Filing a personal injury claim may appear to be a long and confusing legal process if you are not a lawyer. Sometimes the wrongdoer admits their error and offers to pay you. In such circumstances, if the compensation sum is sufficient for your injuries, it is unnecessary to file a lawsuit. An experienced personal injury lawyer will assess your specific situation and advise you on your legal alternatives. They can also advise you on the best course of action to take based on the severity of your problem.

Personal injury claims are frequently contested by the wrongdoers, prompting you to file a lawsuit. The opposing party will have a lawyer, and your lack of one will almost certainly work against you. Having the assistance of a personal injury lawyer will help to level the playing field. After a car accident, an expert lawyer will provide you with proper legal assistance. They will collect all of the evidence required to win your court case.

#6. They may be able to assist you in obtaining compensation more quickly.

If you do not have a lawyer, you must wait until you have recovered sufficiently before seeking compensation. This means that you will have to wait considerably longer to receive your compensation. You should contact a personal injury lawyer as soon as possible after your accident. This allows them to submit personal injury claims on your behalf while you recover. An experienced personal injury lawyer has extensive expertise with comparable instances to yours and the laws involved in those cases, so they can avoid all setbacks and assist you in receiving compensation as soon as possible.

#7. They provide you with peace of mind.

Accidents do happen and sometimes people die as a result of them. At times, they may result in post-traumatic stress disorder and acute emotional distress. Following up on personal injury claims at this difficult time can be quite stressful. After being hurt, you should consult with a personal injury lawyer. Experienced lawyers will handle all of the complicated parts of your claim, giving you the peace of mind you need to focus solely on getting better.

The Procedure for Filing a Personal Injury Lawsuit

A personal injury lawsuit begins with the filing of the complaint, which is a legal document that lists your legal arguments, the facts in support of your legal reasons, and the remedies you seek.

The defendant (the person you’re sueing) will file a response to your complaint once you file it and serve it on them (the “answer”).

Following that, “discovery” begins. This is the stage of litigation in which the two parties exchange information that may be used as evidence at trial. Discovery in most personal injury cases will consist of depositions, requests for documents, and interrogatories, and the process might last months.

The trial is scheduled after the discovery. Your lawyer may file a number of pre-trial motions (to try to keep the defendant from using a piece of evidence during the trial, for example). It is extremely rare for a personal injury lawsuit to proceed to trial. Settlement is conceivable at any time during the process, including right up to (or during) trial.

Your personal injury lawyer will handle all parts of the litigation phase and keep you updated on the status of your case.

Considerations After Hiring a Personal Injury Lawyer

Your attorney is unlikely to be able to react to your phone calls or emails right away. Lawyers have an ethical obligation to react to clients in a reasonable length of time, but they also have other cases to work on, depositions to prepare for, and court appearances to attend.

One thing your lawyer should never do is keep you in the dark about the status of your case, especially if the other party makes a settlement offer. Unless you provide your approval, your lawyer cannot accept or reject a settlement offer without first consulting with you.

Discussing your case with anyone other than your lawyer or a representative from your lawyer’s office should be avoided. If you receive a call from an insurance adjuster or someone you don’t know, don’t discuss your case with them. You can direct them to your attorney if they have reasonable questions or concerns regarding your case. In addition, unless your attorney informs you otherwise, do not sign any documents pertaining to your case, and do not change doctors.

Keep your lawyer informed. For example, after you complete your medical treatment, notify your attorney. Inform your counsel if the defendant or someone acting on his behalf attempts to contact you. Notify your attorney and email copies of relevant documents if you receive more medical bills or other documentation that prove your damages claim.

Inform your attorney if you are experiencing financial difficulties as a result of your personal injury. They can recommend sources of financial assistance and advise you on how to deal with creditors.

Whether you win at trial or reach a settlement, your lawyer will make plans to collect the money owed by the defendant. This could imply contacting the defendant’s insurance company and having a check forwarded to your attorney’s office. Alternatively, it could entail filing post-trial petitions to collect the judgment. Find out how to collect your injury compensation or judgment.

If your lawsuit is resolved, you will most likely be asked to sign the settlement and release the paperwork. In essence, these forms state that you agree to drop your action against the defendant in exchange for cash (or promise not to sue them in connection with the underlying accident).

Selecting the Best Personal Injury Lawyer

Whatever method you use to contact a candidate, it is advisable to meet with the lawyer in person to discuss your claim. Bring copies of all papers related to your claim, including the police report, medical bills, information on income loss, and all correspondence with the insurance company, including your demand letter if you have reached that stage.
The majority of personal injury lawyers do not charge for the initial consultation.

At the commencement of your first interview, there are a few essential questions you should ask the lawyer.

#1. General Work Experience

Learn as much as you can about the lawyer’s background and experience. If you’re curious about where the lawyer went to school, ask—though it’s not as significant as real-world experience. Other questions to consider include:

#2. How long has the lawyer been practicing?

What percentage of the lawyer’s practice is devoted to personal injury cases?

Is the lawyer’s primary clientele comprised of plaintiffs (claimants) or defendants (businesses, insurance companies)?

Is the lawyer familiar with the insurance company in your case, or perhaps the specific insurance adjuster?

#3. Who Will Be Involved in Your Case?

Lawyers collaborate on matters in practically every law firm. Routine chores are frequently handled by less experienced attorneys and paralegals. This can be advantageous if work is completed more rapidly. And if you’re paying by the hour, it’s in your best interest to avoid having the more costly senior lawyer handle simple paperwork.

#4. Is it better to work with a small or large company?

The size of a law firm has little bearing on how successfully the office handles your case.

You may believe that hiring a huge law firm can intimidate an insurance company into granting you a better settlement, but this is rarely the case. At a large firm, a minor personal injury lawsuit can easily get lost in the shuffle. Furthermore, major law firms have a habit of liberally spending money on expenses that may consume a large portion of your potential compensation.

Furthermore, insurance companies are aware that major law firms do not often devote as much time or attention to a typical personal injury case as smaller law firms do. As a result, insurance adjusters dealing with a large office may make a smaller personal injury settlement offer in the hope that the client’s busy lawyer will advocate accepting it. A small law firm is more likely to provide you with more personal attention, and many of the greatest personal injury lawyers choose to work in a law practice with only a few lawyers.

However, make certain that significant work on your case is not delegated to less experienced lawyers or workers. When first interviewing a lawyer, inquire as to which lawyer in the office would be in charge of your case and with whom you would be interacting directly. If more than one lawyer is working on your case, request to meet with and discuss your case with the other lawyers as well. Also, inquire as to which aspects of the case the chief lawyer will handle directly and which will be delegated to a paralegal.

#5. Communication Channels

The ability of you and your lawyer to communicate with one another is a crucial consideration when selecting a lawyer. Is the lawyer paying attention to you? Is the lawyer willing to listen to your ideas on how to handle the case? Also, is the lawyer’s explanation clear? Do you have the impression that the lawyer would keep you informed and honestly listen to your ideas before making critical choices in the case?

The willingness and capacity of a lawyer to listen to and comprehend you may influence how much you can aid the lawyer and whether you have some control over how the lawyer conducts the job. The willingness and ability of a lawyer to explain what is going on in your case will also affect your capacity to make sound decisions. Furthermore, your capacity to communicate with one another may make the entire procedure less stressful.

#6. Your Settlement Objective

After discussing the details of your case with the lawyer and the history of your negotiations with the insurance company, the lawyer may offer you an estimate of how much your case is worth and how difficult it may be to get the insurance company to pay something in that range. This is the time to discuss with the lawyer the various approaches to your case and whether the lawyer is willing to handle it in the manner you choose. Among these approaches are:

  • achieving a settlement sum for you within a particular range while incurring as little expenditures and causing as little inconvenience as possible
  • obtaining any further funds beyond what the insurance company has already granted you as quickly as feasible, or
  • obtaining as much as possible, regardless of how long it takes

When you first employ a lawyer, you may request that he or she approach a matter in a particular way. This does not imply that you will be forced to use that technique. You can always ask the lawyer to modify tactics as the case progresses. You may get dissatisfied with the entire process and wish for the lawyer to end it as quickly as feasible. Alternatively, the cost of pursuing your case via the legal system may consume an inordinate amount of your potential compensation. On the other hand, as the case progresses, it may appear to you and your lawyer that your chances of winning a greater settlement have improved, and you are willing to have the lawyer fight longer and harder than you were initially.

When you require the services of a personal injury lawyer… and when you do not.

Surprisingly, not every issue necessitates the hiring of a lawyer.

If the damages are minor, there is no major injury, and the settlement offer is reasonable, paying an attorney a sizable share of the payment may not make sense.

However, occasionally instances that appear straightforward at first may grow more complicated. So, it is advisable to hire an experienced personal injury lawyer to handle them.

For example, someone’s insurance may not have been in place at the time of the accident, or an injury may not become chronic until months later. When is it important to hire a personal injury lawyer?

#1. The claim is rejected.

If you know the other party was at fault for the accident but the insurance company refuses to accept responsibility, you should consult with a lawyer to acquire an impartial and professional assessment.

#2. There could be several parties involved.

Accidents may include many cars or parties in various circumstances. This frequently complicates matters.

This can happen if there was a multi-car pileup or if there was an incident involving contractors, subcontractors, and personnel. A personal injury lawyer can assist in identifying those persons who may be held liable in the lawsuit and who may be designated as defendants.

#3. A settlement has been proposed.

Before accepting a settlement, it is often worth your time and money to contact with a personal injury lawyer. Insurance firms may strive to settle cases as soon as possible in order to reduce payouts. This is because they represent their clients’ financial interests.

The first offer is frequently a low-ball offer that they think the victim will accept. A personal injury lawyer can decide whether or not an offer appears to be reasonable.

How much experience does a personal injury lawyer have?

A personal injury lawyer could have a varying amount of experience. Some have years of experience handling personal injury cases, while others may be new to the field. When choosing a personal injury lawyer, it’s important to consider their track record and level of expertise.

What is a contingency fee arrangement in a personal injury case?

A contingency fee arrangement is a payment structure where the lawyer takes a percentage of the settlement or award as their fee for representing the client in a personal injury case. This means that the client only pays the lawyer if they win the case.

What is the average settlement amount for a personal injury case?

The average settlement amount for a personal injury case can vary greatly based on the circumstances of each case. Factors that can affect the settlement amount include the extent of the injuries, the type of accident, and the jurisdiction in which the case is being heard.

What kind of cases do personal injury lawyers handle?

Personal injury lawyers handle a variety of cases, including car accidents, slip and fall accidents, medical malpractice, product liability, and more. They work to help injured individuals recover compensation for their damages.

How much does a personal injury lawyer cost?

The cost of a personal injury lawyer can vary depending on their experience level, the type of case, and the fee arrangement. Some personal injury lawyers work on a contingency fee basis, while others may charge hourly fees. It’s important to understand the fees associated with hiring a personal injury lawyer before making a decision.

Can I represent myself in a personal injury case?

Yes, individuals can represent themselves in a personal injury case. However, it’s recommended to work with an experienced personal injury lawyer as they have a thorough understanding of the legal process and can increase the chances of a favorable outcome.

Personal Injury Lawyer FAQs

When should a personal injury lawyer be used?

Any situation involving the possibility of a significant award or difficult issues of culpability and insurance coverage should always be handled by a personal injury lawyer.

What qualifies as personal injury?

Personal injury laws apply in circumstances where someone acts negligently and causes harm to another person. Car accidents, slip and fall events, and medical misconduct are just a few examples.

How long does a personal injury lawsuit take?

Most personal injury lawsuits are settled between 9 to 18 months; however, some may take longer. The length of time it takes to resolve your claim is governed by: How long it takes for your injuries to heal so that they may be evaluated by medical professionals

1 comment
Leave a Reply

Your email address will not be published. Required fields are marked *

You May Also Like