Have you ever tried using Apple Pay at Walmart? You’ve probably noticed that the retailer doesn’t have the Apple Pay logo anywhere in its store. This is because Walmart does not officially support Apple Pay. However, there are a couple of workarounds via the Walmart app. Unfortunately, it is not as simple as adding Apple Pay to your payment methods in the app’s wallet. You’ll need an Apple Card to use Apple Pay at Walmart. The good news is that I’ll be here to walk you through the steps, starting with the basics.
Overview
Apple Pay is a mobile payment and digital wallet service that allows users to make payments using their iPhones, iPads, and Apple Watches. Apple Pay is accepted by millions of merchants around the world, but unfortunately, Walmart is not one of them.
Walmart has its own mobile payment system called Walmart Pay, which is integrated into the Walmart app. Walmart Pay allows users to scan and pay for items in their shopping carts using their smartphones. It is also accepted at Walmart self-checkout kiosks.
Despite the popularity of Apple Pay, Walmart has not announced any plans to start accepting it in the future. There are a few possible reasons for this. First, Walmart may be concerned about the fees that Apple charges merchants for using Apple Pay. Second, Walmart may want to promote its own mobile payment system, Walmart Pay.
Does Walmart Take Apple Pay
Despite Apple Pay’s popularity and convenience, Walmart has not yet implemented it at its registers. Instead, Walmart encourages customers to use its own touchless mobile payment option, Walmart Pay, by downloading the Walmart app. Customers can also become Walmart Plus members, which allows them to scan items with their phones while shopping in-store and have a contact-free checkout. Walmart accepts all major credit cards as well.
Why Isn’t Apple Pay available at Walmart?
The three most important reasons for Walmart’s refusal to accept Apple Pay are as follows:
#1. Processing Charges
The processing fee is one of the primary reasons Walmart does not accept Apple Pay. Apple insists that there are no fees for using their services, but there is a catch.
Because the card issuer processes the fees on Apple’s behalf, Walmart must pay different processing fees depending on the card used in a digital wallet. The processing fee can be quite high, depending on the card.
In theory, if Walmart began accepting Apple Pay, its revenues would fall. Walmart attempts to reduce the need for payment processing fees in order to maximise its profits from each transaction.
#2. Walmart Payment
Despite not accepting Apple Pay, Walmart accepts its digital payment method, Walmart Pay. Walmart does not accept Apple Pay because it prefers to keep its digital payment system separate.
Retailers can use the Walmart Pay app to interact with customers, send notifications, and accept payments online.
#3. Marketing Benefits
While the average consumer may dismiss this as insignificant, Walmart increases brand recognition by providing new ways for customers to pay and interact with the company.
Furthermore, it raises Walmart’s brand awareness while attracting more customers to its stores.
Using a digital wallet like Walmart Pay is a novel way to raise brand awareness. The Walmart Pay app is only available to Walmart customers and is part of the company’s strategy to increase customer loyalty.
How to Use Apple Pay at Walmart
Now that you understand why you can’t use Apple Pay at Walmart, let’s discuss how to circumvent Walmart’s ban. You will, however, require an Apple Card. If you haven’t already, you can apply for this Apple-branded credit card through the Wallet app on your iPhone or iPad, or through Apple’s website via a web browser. The application process is quick and simple, and most offers arrive within seconds. If you prefer not to open a credit card, you will be unable to use this feature at the retailer. Let’s get started.
Step 1: Get the Walmart App
First off you’ll need the Walmart app on your phone. Go to the App Store and search “Walmart: Shopping & Savings.”
Step 2: Sign Up
Log in or create an account once the app has finished downloading. Because you do not need a Walmart subscription to use Walmart Pay, you are not required to accept the trial offered at sign-in if you do not wish to.
Step 3: Go to Wallet
After signing in, navigate to the Account tab on the bottom right side. Tap “Wallet” to manage your Walmart account’s new and existing payment methods.
Step 4: Insert your Apple Card
Select “Add New Payment Method,” followed by the “Credit/Debit Card” button. Enter your Apple Card information here. At Walmart, you can only use Apple Pay by adding your card to the Wallet and paying with the app.
Step 5: Visit Services
After you’ve finished shopping, proceed to the self-service checkouts. You should see a QR code promoting Walmart Pay here. Tap the Walmart Pay button after navigating to the Services section to the right of the middle tab at the bottom of the Walmart app.
Step 6: Use Walmart Pay
Scan the QR code with the Walmart Pay feature in the Walmart app at the register. Then, as your preferred payment method, select your Apple Card. Continue to follow the on-screen prompts until checkout is complete. (Remember to bring your bags and receipt!) Your Apple Cash benefits from your Apple Card transaction should appear in your Wallet shortly.
How To Set up Walmart Pay
If you don’t already have a Walmart Pay account, here’s how to get one.
- After downloading the Walmart app, launch it.
- Select Services from the list of features.
- Choose Walmart Pay.
- Select Get Started.
- Sign up for a Walmart.com account or sign in.
- Select a credit or debit card.
- Accept the terms of the agreement.
- Select Go to Walmart Pay.
- Create a passcode.
- At the register, use Walmart Pay.
How To Use Inside a Walmart Store
It is simple to pay for your purchases using your Walmart Pay app.
When shopping inside a Walmart store, here’s how to use your Walmart Pay.
- Go to a staffed checkout lane or any self-service station To scan your purchases.
- The debit reader screen will display a one-of-a-kind QR code.
- Navigate to the Walmart Pay service.
- Enter your four-digit PIN.
- Hold your phone over the QR code until you hear or see a message indicating that the transaction has been completed.
If you use Walmart Pay, the retailer will only provide a printed receipt. As a result, an electronic receipt for your transaction will be sent to the email address you provided when creating your Walmart account.
Furthermore, the return process is straightforward because there is no risk of misplacing your receipt.
The Benefits of Apple Pay and Other Contactless Payment Methods
Many people use contactless payment methods such as Apple Pay and Walmart Pay because they are natively supported on mobile devices.
Here are some of the advantages of using Apple Pay:
#1. Simplicity
Customers can use Apple Pay to make purchases by placing their phones near the scanner.
Because of the security measures in place, you will not inadvertently make a transaction by holding your device too close to the reader.
Touch ID and your fingerprint can be used to confirm the transaction.
You don’t need to enter credit card numbers or other sensitive information because Apple Pay securely stores everything. It indicates that your transaction will be completed with a single tap.
#2. Convenience
Apple Pay will be a more convenient way for people who own an Apple device to conduct business. As a result, the buyer’s journey is shortened.
Customers would also like the quick Apple Pay checkout, which does not require entering credit card information.
Mobile payments are convenient because consumers can use a payment method they already have. That wouldn’t be a problem if they left their wallets at home.
#3. Security
Payment security has become a major concern due to recent trends in identity fraud, data breaches, and credit card fraud.
Apple Pay prioritizes security. It incorporates safeguards into the software and hardware of compatible devices.
It also saves payment information entered into Apple Pay, but neither the recipient nor the store can access it.
#4. Free Internet Access
You do not need an internet connection to use Apple Pay. There are no additional charges for roaming. Even if your device is in aeroplane mode, you can use it.
When you use Apple Pay to pay in a store, the transaction is transferred to the terminal and uses the NFC chip.
#5. Privacy
Apple does not track or save information about customers’ purchases, identities, or other personal information, such as billing addresses.
As a result, you have more privacy. Using device account numbers rather than credit card numbers frequently improves the privacy of retail purchases.
Is Apple Pay accepted at Walmart Self-Checkout?
No, Apple Pay is not accepted at Walmart’s self-service checkout.
Google Pay, Samsung Pay, Apple Pay, and other contactless payment options are unavailable at all Walmart locations.
Thus, your best option is to use Walmart Pay or Venmo for contactless payment at a Walmart store.
Is Apple Pay accepted in-store or Online at Walmart?
Unfortunately, Walmart does not accept Apple Pay for in-store or online purchases. You can, however, pay using Walmart Pay or Venmo in both cases.
Is Apple Pay accepted at the Walmart Petrol Station?
Apple Pay is not accepted at Walmart petrol stations. Nonetheless, with the Walmart Pay app on your iPhone, you can save up to five cents per gallon by paying for gasoline at select petrol stations.
Furthermore, in over 2,000 locations, Walmart, Murphy’s petrol stations and Sam’s Club fuel stations offer member prices on fuel.
What Payment Options Does Walmart Provide?
Other than Walmart Pay, the following payment methods are accepted at Walmart stores.
- All major credit cards
- Debit cards (including prepaid Walmart Money Card)
Cash - Checks and money orders
Walmart gift cards and eGift cards - PayPal
- SNAP/EBT
- Affirm financing
Remember that you cannot use gift cards from other retailers, such as Amazon, to make purchases at Walmart.
Walmart and Sam’s Club gift cards can only be used in-store or online at Walmart.com.
What Exactly is Apple Pay?
Apple Pay is a safe mobile payment system created by Apple. It allows you to make payments in stores, apps, and online using your iPhone, Apple Watch, iPad, or Mac. There is no need to use a physical credit or debit card with Apple Pay because your device supports contactless mobile payments using technology that is already present in most payment terminals.
How does Apple Pay Work?
Apple Pay employs near-field communication (NFC) technology, which is already present in the majority of payment terminals across the country. This NFC technology enables Apple Pay to securely and wirelessly transmit encrypted payment data. Apple Pay adds an extra layer of security by securely storing your card information on your device and generating a unique transaction code for each purchase.
Is it safe to use Apple Pay?
Yes, Apple Pay is extremely secure. Apple does not save your credit card information on the device or on company servers. Instead, the technology employs tokenization to generate unique codes for each transaction, never transmitting your actual card information. Furthermore, devices require Touch ID, Face ID, or a passcode to authorise payments.
Who is Apple Pay accepted by?
Apple Pay is accepted at millions of locations, including retail stores, restaurants, transportation services, apps, and websites. To find out if the payment method is accepted, look for locations that display the Apple Pay logo or the contactless payment symbol. This method of payment is accepted by millions of retailers worldwide.
What types of credit cards does Apple Pay accept?
Apple Pay accepts credit, debit, and prepaid cards from the majority of major payment networks, including Visa, MasterCard, American Express, and Discover. Apple Pay is supported by many banks and financial institutions due to its ease of use and advanced security measures. You can connect up to eight cards to the service and use them for as many transactions as you want.
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