You’ve made the decision to try online treatment, but you’re not sure which online service to pick. The company’s best acceptance of your insurance, which has a significant impact on the price of therapy sessions, may be one of the most important considerations in your decision. Continue reading for our top 7 selections for the best online therapy platforms that take insurance.
What is Online Therapy?
Online therapy is counseling that you receive via live video, chat, or chat on your laptop or smartphone. Note that the main difference between online counseling and face-to-face therapy is that you can have your consultation in the privacy of your own home.
The Best 7 Online Therapies That Take Insurance
#1. Talkspace
- Self-Pay Cost: $69 to $109 each week
- Acceptance of Insurance: Yes
People value Talkspace’s accessible and adaptable alternatives for getting access to mental health assistance through texting, live video sessions, and weekly workshops. Talkspace also offers a variety of insurance policies.
Cons and Pros
Pros
- Several insurance plans are in-network.
- provides convenient, flexible access to therapists Weekdays five
- provides specialized teen counseling.
- freedom to revoke at any time.
- Contains an improved app for iOS and Android
- available in every country.
Cons
- does not let you select a therapist.
- No family counseling
Talkspace collaborates with a wide range of employers, employee assistance programs, and top health insurance companies, including:
- Premera
- Cigna
- Aetna
- Optum
- Gatorcare, and more
#2. Talkiatry:
Open to families in 44 states, Talkiatry collaborates with 30 insurers to improve adults’ and children’s access to psychiatry and medication management.
More than 300 board-certified psychiatrists in the nation are accessible online through Talkiatry, including professionals with expertise in treating children as young as 5 years old. Additionally, for mild to severe mental health disorders that might impact children and teenagers, the firm provides in-network treatment and medication management, including:
- Anxiety
- Attention-deficit/hyperactivity disorder (ADHD)
- Bipolar disorder
- Depression
- Insomnia
- Obsessive-compulsive disorder
- Substance use disorder
Furthermore, Talkiatry exclusively sees patients who have insurance coverage and are in-network with the majority of the major insurers. By going to the insurance option on the home page and inputting your provider and plan name, you may quickly determine your eligibility. Among the insurers Talkiatry collaborates with are:
- United HealthCare
- Aetna
- Cigna
- Humana
- Blue Cross Blue Shield
- Optum
#3. Wellnite
Key Specs
- Price: $62/month to $450/month. Sliding scales are available.
- Insurance Accepted: Yes, PPO only
Wellnite offers therapy, medication management, and psychiatry on a subscription basis to adults and kids aged 13 and older in more than 40 states. Since the moment the business launched in 2019, its licensed therapists, psychiatrists, and medical professionals have been treating anxiety and depression.
Additionally, parents who need or want therapy but have trouble finding alone time due to caring for younger children may find Wellnite to be particularly intriguing.
Wellnite will accept PPO health insurance policies from:
- Blue Cross Blue Shield
- United HealthCare
- Aetna
- Optum, and more
You will arrange a call for onboarding after registering for treatment online to choose a therapist. Checking your health plan’s coverage at this time is also a good idea. When speaking with your onboarding professional, Wellnite advises keeping your insurance card close at hand. According to Wellnite, coverage varies depending on your particular health plan and could range from 10% to 100% of the cost of services.
#4. Thriveworks
Key Specs
- Self-Pay Price: Starting at $200; co-pay costs typically $0-$50/session
- Insurance Accepted: Yes
Thriveworks was founded in 2008 and offers psychiatric, addiction counseling, individual, couple, family, and child therapy (the minimum age requirement varies by area). It provides in-person and online appointments throughout regular business hours, as well as on weekends and after hours. In 49 states, Thriveworks is accessible, and it collaborates with the majority of the big insurance companies.
Thriveworks collaborates with a number of significant suppliers, including:
- Blue Cross Blue Shield
- Anthem
- Optum
- United HealthCare
- Cigna
- Humana, and more
#5. MONUMENT
Key Specs
- Self-Pay Price: $15/month to $249/month
- Insurance Accepted: Yes
Adults with alcohol consumption disorders are treated specifically in Monument, a virtual rehab program. It’s critical that caregivers seek assistance when necessary because alcohol use disorder can have a detrimental impact on the entire family. Monument’s flexible schedule, caregiver-tailored support, and comprehensive, evidence-based approach are unmatched for parents looking for assistance with alcohol use difficulties.
Major health insurance companies that work with Monument include the following:
- Aetna
- Optum
- United HealthCare
- Oscar
- Cigna
- Medicare
Online Therapy That Takes Medicaid Insurance
The majority of major insurers are accepted by Mindful Care, and it’s one of the few providers of online counseling that also takes Medicare and Medicaid.
In the states it serves, Mindful Care accepts most insurance types and provides a wide range of group therapy subjects. It correctly and thoroughly executes group therapy. There are groups for anxiety, depression, substance use disorders, trauma, bipolar disorder, and life problems in Mindful Care’s CBT-informed group therapy. Additionally, it provides groups for patients who identify as queer, groups where patients learn how to have healthier relationships, and groups where therapists teach dialectical behavioral therapy (DBT) to help patients learn how to deal with difficult emotions.
Is Talkspace legitimate?
Talkspace is one of the biggest online counseling networks, with tens of thousands of certified therapists, psychiatrists, and nurse practitioners spread out throughout all 50 states. Additionally, Talkspace is one of the few online counseling platforms that takes insurance. Teens, couples, and single people can all receive counseling online with Talkspace.
Is Brightside covered by insurance?
The insurance plans listed below are currently accepted by Brightside:
- Cigna/Evernorth
- Aetna
- Optum/United Healthcare
- Anthem CA
- Allegiance
- Blue Cross Blue Shield of Texas
- Blue Cross Blue Shield of Montana
- PEHP
What is Sanvello therapy?
Sanvello is a mental telehealth app that helps users with anxiety, depression, and stress using the professionally supported concepts of cognitive behavioral therapy (CBT) and mindfulness meditation.
Note that the app requires a subscription. Additionally, you can use all or some of the services Sanvello provides, including self-care, peer support, coaching, and therapy, depending on the subscription you select.
Several tools are provided to you as part of your subscription:
- guided meditations
- journaling prompts
- goal trackers
- community boards
Additionally, if you choose the upgraded plan, you will also have access to mental health coaches who have worked in the medical, wellness, or mental health professions in the past.
Although licensed therapists are also available through Sanvello’s therapy service, this is not part of the subscription fee. Each appointment is separately invoiced for therapy services.
Is cerebral good for therapy?
Cerebral is an online counseling platform that makes it easier for people to receive mental health care. However, the business has most recently been the subject of an investigation over its marketing and prescription methods.
What is better, Talkspace or BetterHelp?
Both platforms pair clients with qualified, accredited therapists for counseling services, but BetterHelp has a lower price and offers financial aid. Psychiatry is one of a wider range of services offered by Talkspace.
Which is better, Brightside or cerebral?
Cerebral will be your greatest option if you require assistance with issues outside of the treatment of anxiety and depression. Additionally, their therapists use more therapy techniques to assist you in learning how to control your symptoms.
Does Cerebral prescribe Xanax?
No, because they are controlled medications, Xanax (alprazolam) and Klonopin (clonazepam) are not currently available through Cerebral. But with non-controlled medications like Prozac (fluoxetine), Zoloft (sertraline), or Effexor (venlafaxine), our prescribers can manage panic disorder.
How effective is MoodGYM?
Comparisons from 11 trials showed that MoodGYM was beneficial for treating depression symptoms after the intervention.
Is Talkspace or Cerebral better?
In general, Cerebral is more affordable for individuals looking for online counseling and drug management. However, Talkspace would be a much better choice if you are a parent looking for teen counseling or a couple looking for therapy.
Is Lemonaid Health legitimate?
Lemonaid Health is a legitimate business. It is accredited by the BBB, which assigns an A+ rating to the business.
Additionally, the business has LegitScript accreditation. This certification is for online healthcare providers and retailers.
Is cerebral the same as BetterHelp?
BetterHelp only offers a limited range of mental health services; Cerebral, on the other hand, accepts insurance and can manage medicines.
What are the arguments against online therapy?
#1. Technology Challenges:
For many, teletherapy is more convenient and accessible. However, it also poses difficulties for those who are not tech-savvy or may not have access to the tools required to participate in therapeutic sessions. For customers who are weak or underdeveloped, access to private locations and internet services may be more difficult.
Furthermore, older people may have specific concerns about this. For people in this age group, a common obstacle to accessing telehealth services is a lack of digital competency.
#2. Ethical Codes
Several professional groups have published telehealth’s ethical standards. One licensing body that has tight guidelines for counselors offering remote services is the National Board for Certified Counselors (NBCC). On their website, you can find this policy as well as a list of requirements.
#3. Informed Consent
All teletherapy patients must give their consent after being fully informed. Additionally, they must be careful to respect organizational boundaries.
Before providing informed permission, you should consider asking the following questions:
- What are the fees for the therapist?
- When should you start making payments?
- Are any of the expenses covered by your insurance?
- What outcomes are you able to anticipate from your virtual treatment sessions?
- How will you know when objectives have been met?
- What would happen if you were dissatisfied with the services you received?
#4. Duty to Protect
There are some circumstances in which the therapist does not have to uphold the patient’s confidentiality. It is referred to as the obligation to protect. If the therapist believes the client poses risks to others (duty to warn), there are worries about child or elder abuse, or the client poses a risk to themselves, the therapist may be required to disclose or warn third parties.
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