Target is a popular one-stop shop for everything from groceries to clothing to home goods. But does Target accept Apple Pay?
The good news is, yes, Target does accept Apple Pay. In fact, Target was one of the first major retailers to start accepting Apple Pay when it was first released in 2014.
So, if you’re a Target shopper and you have an Apple device, you can use Apple Pay to pay for your purchases quickly and easily. Just hold your device up to the contactless reader at checkout and authenticate the payment with your Face ID or Touch ID.
With that out of the way, let’s go over how to use Apple Pay at Target, as well as some of the benefits of using Apple Pay.
What Exactly is Apple Pay?
Apple Pay is an Apple Inc. mobile payment and digital wallet service. It is intended to change how we conduct transactions by making them faster, easier, and more secure. You can use your iPhone, Apple Watch, or Mac to make purchases in stores, apps, and on the web with Apple Pay.
One of the most appealing aspects of Apple Pay is its simplicity. To pay, bring your device close to the payment terminal and authorize the transaction with your fingerprint or face ID. It’s that simple!
But Apple Pay is about more than just convenience. It is also about safety. When you use Apple Pay, neither your device nor Apple’s servers store your credit card information. Instead, a unique Device Account Number is assigned, encrypted, and securely stored in your device’s Secure Element, a special security chip. Because your actual credit or debit card numbers are never shared with merchants or transmitted with payment, each transaction is authorized with a one-time unique dynamic security code.
Furthermore, Apple Pay lets you track your purchase history directly in the Wallet app, allowing you to keep track of your spending habits. With all of these features, Apple Pay is more than just a payment method; it’s a complete transaction management tool.
Does Target Accept Apple Pay
Target does, in fact, accept Apple Pay! Target accepts Apple Pay for your transactions, whether you’re browsing the aisles in-store or shopping from the comfort of your own home online. This means you can benefit from a quick, contactless payment method that protects your financial information. So, the next time you’re at a Target checkout or adding items to your online shopping cart, use Apple Pay for a smooth and secure payment experience.
Why Should You Use Apple Pay at Target?
Using Apple Pay at Target provides a number of advantages that make your shopping experience more convenient and secure. Here’s why you should think about it:
- Increased Security: When you use Apple Pay, your credit card information is never shared with the merchant or saved on your device. Instead, each transaction is identified by a unique Device Account Number, adding an extra layer of security.
- Quick and simple: There’s no need to dig through your wallet or count out exact change. You can pay with Apple Pay by tapping your iPhone or Apple Watch. That’s all there is to it!
- Contactless Payments: In this day and age of social isolation, contactless payments are more important than ever. Apple Pay allows you to make purchases without touching the payment terminal, making shopping safer.
- Keep Track of Your Spending: Apple Pay records your transactions, making it easier to keep track of your spending at Target. You can easily view your purchase history in the Wallet app.
- Wide Acceptance: Apple Pay is accepted in-store at Target locations as well as online via the Target app or website. This means you can use Apple Pay wherever you shop at Target.
How to Use Apple Pay at Target
Using Apple Pay at Target is simple, whether you’re shopping in-store or online. Here’s how to go about it:
#1. In-Store
- After you’ve chosen your items, proceed to the checkout.
- Unlock your iPhone or Apple Watch when it’s time to pay.
- Double-click the side button on your iPhone or Apple Watch to access your default card in Apple Pay.
- To authenticate with Face ID, look at your iPhone or double-click the side button on your Apple Watch.
- Hold your device close to the card reader while you wait for the payment to be processed. You’ll see “Done” and a checkmark on your screen when the transaction is complete.
#2. Online or Through the Target App Shop as usual on the Target website or app, adding items to your cart.
- When you’re ready to check out, go to your cart and complete the payment process.
- Choose Apple Pay as your payment option. The Apple Pay option will appear at checkout if you’re using the app. To see this option while on the website, you must use Safari on a compatible device.
- Confirm your payment and shipping information.
- Confirm the payment using Face ID, Touch ID, or your device passcode.
- You will receive a confirmation once the payment has been processed.
Other Payment Methods Accepted at Target
Target provides various payment options to ensure that all its customers have a pleasant shopping experience. Here’s a list of the different payment methods available at Target, both in-store and online:
- Third-Party Credit Cards: American Express®, Discover®/Novus®, Mastercard®, Visa®, Target PCard (corporate purchasing card), and credit cards issued by foreign banks are all acceptable.
- Third-Party Debit Cards: These must be linked to a Visa or Mastercard and processed as a credit card.
- Third-Party Gift Cards: You can use American Express, Discover, Visa, and Mastercard gift cards.
- PayPal®: Please remember that PayPal® is not a payment option for items sold by Target PlusTM Partners.
- Payment by EBT Card: SNAP EBT payments are accepted online. Cash EBT payments, however, are not currently accepted.
- Cash: Cash is accepted at Target stores, as well as Canadian dollars and Mexican pesos in some locations.
- Debit/ATM and EBT Cards: Debit/ATM and EBT cards issued in the United States are accepted.
- Contactless Payment: You can pay with your Target Mastercard® or any other approved third-party credit card designed for contactless payments.
- Mobile Payments: Google PayTM, Samsung Pay, and any other contactless digital wallet are accepted.
- Alipay: Alipay is only accepted in authorized stores.
- Campus Cash: Campus Cash is only accepted in authorized stores.
How Do I Use Contactless Payment in Target Stores?
Here’s how to pay with contactless at Target stores:
- Target stores accept contactless payment, also known as NFC.
- Hold your contactless card, mobile device, or wearable over the card reader screen until the confirmation that the payment was successful appears.
- Follow the instructions on the screen of your device or card reader. This can be done at any time during checkout, including while the cashier is still scanning items.
- Any contactless payment can be accepted. Contactless credit/debit cards, mobile phone digital wallets (e.g., Apple Pay®, Google PayTM, Samsung Pay), and payment-enabled wearables (e.g., Apple Watch®, Fitbit Pay) are examples of contactless payment types.
- Please remember that the last four digits of your receipt may differ from the last four digits of your card number. Digital wallets (such as Apple Pay) will tokenize your real card number to protect the card data, so the last four digits may differ.
Payment Methods Not Accepted by Target
While Target accepts a variety of payment methods, certain methods are not accepted. Target does not accept the following payment methods:
- Foreign Checks and Currency: Target does not accept foreign checks or currency. Depending on the location of the Target store, there are some exceptions for Canadian dollars or Mexican pesos.
- Mall certificates and Chamber Bucks are not widely accepted, but certain stores may have exceptions. It’s best to confirm with your local store.
- Money orders are only accepted for credit account payments and not for regular purchases.
- Business checks: Target does not accept them.
- Merchant Gift Cards: Other merchant gift cards, such as those from Disney, are not accepted. Starbucks gift cards, which can be used at in-store Starbucks registers, are an exception.
To ensure a smooth shopping experience, always confirm the accepted payment methods at your local Target store or on the Target website.
Does Target accept Apple Pay at the self-service checkout?
You’re at Target, your cart is full, and you’re on your way to the self-service checkout. But wait, can Apple Pay be used there? Absolutely! Here’s how to use Apple Pay at the self-service checkout:
- As usual, scan your items.
- When it comes time to pay, choose Apple Pay.
- Double-click the side button on your device.
- Use Face ID, Touch ID, or your passcode to log in.
- Keep your device close to the card reader.
And there you have it! You just nailed the self-service checkout with Apple Pay. So, the next time you’re in a hurry or prefer to do things yourself, remember that Apple Pay has your back.
The Safety and Security of Using Apple Pay at Target
Are you considering using Apple Pay at Target but concerned about its safety and security? Here’s why you can relax:
- No card information was shared: When you use Apple Pay, your credit card information is not shared with the merchant. As a result, your information is less likely to be stolen.
- Device Identification Number: Apple Pay employs a device-specific number and transaction codes unique to each device. As a result, your actual credit card number is never saved on your device or Apple servers.
- Required Authorization: Every transaction necessitates using your device’s passcode, Touch ID, or Face ID. As a result, even if you lose your device, no one will be able to use your Apple Pay.
Apple Pay does not store transaction information that can be traced back to you. As a result, your purchases remain private.
Problem Solving: When Apple Pay Is Rejected at Target
Have you ever had your Apple Pay rejected at Target? Here are simple solutions:
- Examine Your Connection: Check that you are connected to the internet. To function properly, Apple Pay requires a strong internet connection.
- You Should Update Your Device: If your device is not up to date, it may cause problems with Apple Pay. As a result, make sure you’re running the most recent iOS version.
- Examine Your Card: Check that your Apple Pay card is current and not expired.
- Don’t hesitate to get in touch with your bank: If everything else appears to be in order, it could be a problem with your bank. Call them to see if there is a problem.
Is Apple Pay accepted at Target?
Yes! Apple Pay was introduced at Target in 2017 and is a very convenient way for customers to pay for their purchases.
Is the iPhone wallet accepted at Target?
Yes, Target accepts payments made with your iPhone’s Wallet app, which includes Apple Pay.
Does Starbucks at Target accept Apple Pay?
Yes, Starbucks within Target stores accept Apple Pay. Starbucks gift cards are also accepted at these locations.
Is Apple Pay accepted at Walmart?
Walmart does not accept Apple Pay, but it does have its own digital payment method called Walmart Pay. This is due to Walmart’s preference for maintaining its own system, which enables the retailer to interact directly with customers, send notifications, and process payments online.
Where does Apple Pay not work?
While Apple Pay is widely accepted, it is not accepted by all retailers and locations. Smaller businesses or those that haven’t updated their payment systems are frequently included. If you’re unsure, always check with the retailer.
Is Apple Pay accepted by Amazon?
Yes, Apple Pay is accepted by Amazon. Amazon Payment Services supports a number of digital wallets, including Apple Pay, Masterpass, and Visa Checkout, giving customers a variety of secure online transaction options.
Is it possible to use Apple Pay at an ATM?
You can, in fact, use Apple Pay at an ATM. You can withdraw cash from an ATM using Apple Pay thanks to Cardless NFC support, eliminating the need to carry your physical debit card. This feature, however, may not be available at all ATMs, so always check with your bank or the ATM provider.
Is Apple Pay accepted on eBay?
Yes, Apple Pay is accepted as a payment method for purchases on eBay. Apple Pay is available on eBay via the eBay app and mobile website.
Conclusion
Target accepts Apple Pay both in-store and online, providing a safe and convenient way to shop. You can make purchases quickly and securely with just a few taps on your device, eliminating the need to carry physical cards or cash.
Furthermore, Target accepts various other payment methods, allowing you to select the one that best suits your needs. So, the next time you plan a trip to Target, why not try Apple Pay? Have fun shopping!
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