Amazon customers flock to the retail giant in search of a good deal. In fact, according to statistics from CNBC, the retailer earns an average of $830,000 per minute. Amazon also makes it incredibly simple to pay for your order online, from one-click ordering to payment plans. However, you won’t be able to pay the traditional way if you intend to use two separate cards for a purchase or split payments.
Amazon only accepts credit/debit cards and Amazon gift card split payments. To get around these restrictions, you can buy an eGift Card with one payment method and use it together with the other. But how do you go about this? Don’t worry; we’ve got you covered. This article will guide you through the process of splitting payments on Amazon using accepted payment methods.
What You Should Know
- Split payments are only possible with credit/debit cards and Amazon gift cards.
- Buy an Amazon eGift card with one payment method, then apply it to your Amazon balance.
- When you check out, click “Use balance” to apply your gift card, then use your other payment method to pay the remaining balance.
Can I split Amazon payments between two credit cards?
Payment can only be split between a credit/debit card and an Amazon gift card.
While you can’t use two of your own cards to make an Amazon purchase, you can apply an existing gift card balance to your total.
A workaround for split payments with two cards is to use one of the cards to purchase an Amazon Gift Card. This gift card will be sent to you via email or text message and can be applied to your purchase.
How to Split an Amazon Payment Between Two Cards
On Amazon, you can split a payment between an accepted credit or debit card and an Amazon.com gift card.
You cannot, however, split a payment between multiple debit and/or credit cards.
What Are the Procedures?
Here are the simple steps for splitting an Amazon payment if you want to use a gift card and a credit card at checkout.
- On your PC or Mac, make sure all of the items you want to buy are added to your Amazon shopping cart.
- Navigate to your shopping cart and click the “Proceed to checkout” button (located in the upper-right corner of your screen).
- Enter your Amazon gift card information in the “Add a gift card, promotion code, or voucher” section and click “Apply.”
- You may have previously applied an outstanding gift card balance. If this is the case, click the “Use your $X gift card balance” button to use the remainder of your gift card balance.
- Choose the debit or credit card you want to use to pay the remainder of your order balance.
- Check the page to ensure that the right gift card and payment method were chosen, then click “Place your order.”
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You can then proceed to make your purchase, and Amazon should automatically offer to apply your gift card balance to your payment; if this does not happen, look for the check box that says “Use my Gift Card Balance of $XXX.”
Alternatively, when making a purchase, simply enter the gift card code from the email into the “Gift cards & promotional codes” box that appears.
It’s also worth noting that Amazon will accept multiple Amazon gift cards for a single purchase, so you could convert all of your prepaid VISA/MC gift cards into Amazon gift cards and combine them for a single larger purchase. Furthermore, this can be a useful way to use up older gift cards with smaller amounts on them that would otherwise be useless for normal purchases.
This feature is also useful when splitting the cost of a purchase. Simply have the other contributors purchase e-gift cards and email them to you, and you can then use them to make up their portion of the payment during checkout.
What Methods of Payment Does Amazon Accept?
Amazon accepts various payment methods, including credit/debit cards, checking accounts, and lines of credit.
Amazon accepts a variety of payment methods, including:
- Amazon Prime Store Card
- Amazon Prime Rewards Visa Credit Card
- Amazon Gift Cards
- Amazon Secured Credit Card
- Credit and Debit Cards by Visa, MasterCard/EuroCard, Discover, American Express, Diner’s Club, JCB
- STAR
- NYCE
- China UnionPay
- FSA/HSA Card (for eligible items)
- Pre-Paid Gift Cards from Visa, MasterCard, or American Express
- Payment Plans by Affirm
- SNAP EBT (with restrictions)
- Rewards Points from Citi, Chase, American Express, HSBC, Hilton Honors
Is It Possible To Split Payments on Amazon Orders?
Yes, if you pay with a credit/debit card and an Amazon gift card, you can split payments on Amazon. Amazon, on the other hand, does not allow split payments between two credit/debit cards.
So, if you want to use two different types of payments, simply buy an Amazon gift card or use an existing one as the second half of the split payment.
How to Register a Gift Card with Amazon
The website makes it simple to purchase an Amazon gift card.
- Navigate to the Amazon Gift Card page.
- Choose whether you want an eGift card, a physical card, or to print one yourself.
- Choose a gift card design.
- You can select a standard pre-designed card, an animated card, or a custom card with an uploaded photo and a personalized message.
- Choose the payment amount.
- Select your preferred method of delivery (text or email).
- Enter the recipient’s delivery contact information.
- Send a message.
- Choose the number of gift cards you want to buy.
- Choose a delivery date. You have the option of selecting a date up to a year in advance.
- Add it to your shopping cart.
- Finish the checkout and payment process.
Amazon gift cards have no fees and never expire. Furthermore, Amazon has previously offered incentives for gift card purchases, such as extra credit or a percentage increase in your purchase balance. Set up a Deal Alert to receive notifications when these special promotions become available.
Can You Purchase Amazon Gift Cards in Other Stores?
Amazon expressly states that Amazon.com gift cards should only be purchased from the Amazon website or from authorized retailers. You should never use an Amazon gift card to pay for anything other than Amazon.
You cannot use an Amazon gift card to purchase items with the intent of reselling them, whether as part of a business or as an independent contractor.
Also, gift cards from Amazon cannot be transferred between accounts.
Amazon Gift Card Scam Alert
Amazon wants to ensure you don’t get duped into purchasing gift cards, so the company has compiled a list of common scams on its website. The company will never force you to use only a gift card, and any vendor who does is most likely a scammer. Its representatives will never solicit personal information such as Social Security numbers, account passwords, or gift card codes over the phone.
Can You Set Up Payment Plans for Amazon Orders?
If you qualify, Amazon Affirm allows you to set up payment plans on select products. This is extremely beneficial for those who prefer to make small monthly payments rather than a large lump sum payment upfront.
The flexible payment plans range from three to 48 months.
There is no prepayment penalty, but an interest rate will be charged on the purchase. Check the interest rates twice so you know exactly how much you are paying for an item and if you can afford the monthly payments with interest added.
Any Minimum Order Size Requirements?
No. There are no minimum order size requirements on Amazon for splitting payments between a gift card and a credit, debit, or prepaid credit card.
As a result, this is an excellent way to use up the remainder of your Amazon gift card balance (even if it is only a small amount!).
Do I Have to Be a Prime Member to Split a Payment?
No. To split the payment between a gift card and a credit, debit, or prepaid card, you do not need to be a Prime member.
On Amazon, any Amazon customer can split a payment.
Can I Use Use Three Credit Cards?
No. Again, payments can only be split between a single credit card and a gift card.
If you want to use three credit cards and have at least three items, consider splitting the order into separate transactions and using a different credit card for each transaction.
Can I Pay With Both a Gift Card and a Credit Card?
Yes. Amazon’s split payment method encourages customers to pay for their orders with a gift card and a credit or debit card.
If you have a gift card that does not cover the entire cost of your order, you can still use it to deduct the total balance and then use your credit card to pay off the remaining balance.
Can I Split a Payment with a “Prepaid” Credit Card and a Gift Card?
Yes. To split your Amazon payment, use a prepaid credit card and an Amazon gift card.
As a result, if you have an unused Visa, MasterCard, or American Express prepaid credit card, consider using it the next time you shop on Amazon.
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