EXPRESS LOAN: What Is It, Types & Tips.
An express loan, also called a “direct loan,” is a loan where the lending institution uses as many…
PREPAYMENT PENALTY MORTGAGE: How It Works
The concept of a “prepayment penalty” is foreign to many homeowners. Why should you be penalized for repaying…
How to Establish Credit: Detailed Steps [+free tips] & What You Should Know
Credit helps you to borrow money or goods even if you can’t pay immediately. Having good credit will…
WHAT IS PREDATORY LENDING: Meaning, How to Get & Avoid it
Predatory lending is any kind of lending that gives people loans with unfair or abusive terms. This includes…
COLLATERAL LOAN: Meaning & What You Need to Know
You can get a secured loan also known as a collateral loan with bad credit. Collateral allows you…
HOW TO GET A BUSINESS LOAN WITH BAD CREDIT: All You Should Know.
When you have bad personal credit, it’s hard to get a business loan, but it’s not impossible. There…
LOAN AGREEMENT: Meaning, How to Write & Template
Borrowing money is a necessary part of life for most individuals. Also, Borrowing money is something nearly everyone…
GARNISH WAGES LAWYER: How They Can Help You
A wage garnishment is advantageous because you are paying off your debts, but it can make your situation…
WHAT IS A CREDIT BUREAU AND HOW DOES IT WORK?
A credit bureau is an organization that gathers and analyzes consumer credit data and sells it to lenders…
WHAT IS REFINANCING: Meaning, How It Works & Purpose
When you refinance, you replace your current mortgage with a new one. To improve one’s interest rate and…