Passive Income Apps

Having various sources of passive income is a helpful strategy to diversify your revenue. You can start earning money right away by downloading one of the many available passive income apps.
None of these apps will make you a millionaire, but they are a simple way to gain some extra spending money. Some are even excellent money-making apps.

Some thoughts on the apps on this list of passive income:

  • Some need to invest money and earn passive income from investments purchased in these accounts.
  • Some of the apps on this list require you to do nothing more than download them, while others will pay you for actions you would do anyway.
  • Finally, some of these apps are incompatible, so you’ll need to figure out which ones work best for you.

But, many can be running concurrently, which means you can earn a significant quantity even if each is only producing a modest amount combined.

Let’s begin with the best passive income investing apps, then move on to some advantageous banking products that offer attractive interest rates on your assets, then the best cashback/savings passive income apps, then mobile phone passive income apps and gaming apps, and finally other passive income apps.

Best Passive Income Apps For Investing

#1. not only allows you to invest in a variety of stocks, but it also allows you to connect with other like-minded investors, much like social networking.
It offers themed packages in which you can invest in multiple firms that share a common subject. Women entrepreneurs and environmentally friendly businesses are two examples of such subjects.
If you wish to invest in large corporations without purchasing full stock, you can purchase fractional shares.

#2. Fundrise

Fundrise is without a doubt one of the best apps for passive income. It was originally an iOS app (for your iPhone), but it is now accessible for Android.
The program allows you to invest in real estate projects with little to no labor on your side, and it is a good alternative if you want to make a lot of money. You will require an initial investment to establish a diverse portfolio.

The platform guarantees reduced fees thanks to proprietary software that works hard to save you money. This can help you generate higher returns.
There are various account levels accessible, and you can select the type of investment strategy that best suits your objectives.

Fundrise provides crowdsourced real estate investing. Whereas most real estate investing platforms are only available to accredited investors, Fundrise makes it available to all investors.

#3. M1 Finance

M1 Finance enables you to create your own stock and ETF investing portfolio (Exchange-Traded Funds). You can also purchase fractional shares, which allow you to invest in well-known companies without paying exorbitant prices.

M1 Finance also includes a number of automated tools to assist you in turning the typically time-consuming task of investing into a passive income stream.
Free automated investing. Build your own portfolio for free with any stock or ETF. Lines of credit are also available to users. Test M1Finance Right Now!

#4. Acorns

Acorns is an app with two missions: micro-savings and micro-investments. It automatically rounds up your purchases to the nearest dollar.
A Robo-advisor saves and invests the surplus money. When you make a purchase from any of the 350+ partner retailers, you will also receive a bonus investment.
Price: $3 per month
Simply save and invest in the backdrop of life. Invest your spare change, save for retirement, spend wisely, earn more, and learn more.

#5. Robinhood

Robinhood is an investment app that aims to provide the average American with the tools needed to construct an investment portfolio. There is no account minimum for the basic entry-level account, which costs nothing.

The app has an award-winning design and allows you to invest in cryptocurrencies, ETFs, and equities traded on the New York Stock Exchange.
Robinhood’s smartphone app makes investing simple. You can start building your portfolio with just $1 and trade commission-free. Click our link to earn up to $200 in free stock.

Best Passive Income Apps For Banking

#6. High Yield Savings Account

A high-yield savings account is the epitome of passive income. These online bank accounts feature low fees and balance requirements.
The main attraction is that they provide competitive interest rates that outperform regular savings accounts.

High-yield savings accounts are also FDIC-insured up to $250,000, giving you a risk-free method to increase your assets.
Some of the best high-yield savings account apps include automated savings as well as tools to assist you in setting and meeting financial goals.

#7. Certificate of Deposit

Certificate of deposit apps is another excellent way to make passive income from your funds.
With a CD, you set aside money for a set period of time, or “term.” Terms might range from a few months to ten years. Longer durations often result in higher interest rates.
Because there is a penalty for early withdrawal, it’s best to use a CD for the money you don’t need right away.

Market Research Passive Income Apps

#8. Customized Surveys

Branded Surveys is an online survey platform that allows you to express yourself through market research questionnaires. Other ways to earn points include participating in daily polls and recommending friends and family.

If you’re just sitting around watching Netflix, it’s a terrific way to spend your time earning points that can be redeemed for cash via direct deposit to your bank account or free gift cards to big shops like Amazon.
Do you want to make some extra money in your spare time? Join up for Branded Surveys and get paid to not only take surveys but also to complete polls and refer your friends.

#9. Swagbucks

Swagbucks provides its users with numerous opportunities to earn money by performing simple tasks. From playing games and viewing films to doing online surveys and more.
There is a sign-up incentive as well as a referral bonus that allows you to earn even more money by referring new users to Swagbucks.
$10 Sign-Up Bonus

Swagbucks is a legitimate money-making program where you can earn money by conducting surveys, viewing movies, playing games, and more.

#10. InboxDollars

InboxDollars gives customers cashback on purchases and cash for undertaking common activities that they are likely to do anyhow. Watching TV, doing online surveys, and exploring the web are all fair game for monetary rewards.

There’s also a top-rated app for your smartphone to generate money while you’re out and about, with a $5.00 bonus just for signing up.
$5 Sign-up Bonus
You simply take surveys with InboxDollars to earn money. You may even make money by watching television!

#11. Survey Junkie

Survey Junkie is a legitimate online survey site that does exactly what its name implies: it exchanges your time taking surveys for cash or free e-gift cards. Nevertheless, doing surveys is not your only option.
You can join their supplementary platform, SJ Pulse, and share your online activity with them to earn added points. This is a completely passive method of earning points that can be redeemed for cash or gift cards.

Survey Junkie is the most recognized online survey firm and a simple method to earn extra cash in your spare time.

#12. Nielsen Mobile App

The Nielsen App pays you to watch TV and use your gadgets like you do every day. Simply download the Nielsen App on your phone and any other computer device.
The software then gives Nielsen data about how you use your devices anonymously*. All of this information contributes to a more complete picture of consumer behavior, which is extremely valuable to marketing firms. Nielsen will compensate you for your participation in this process.

Nielsen App does not collect the content of visited websites and does NOT gather user IDs, passwords, or other personal information

Passive Income Apps For Everyday Tasks

#13. Trim App

Trim looks at your expenses and suggests ways to save money by trimming down bills. It operates in the background and requires no interaction from you.

It is also free to use but takes a percentage of any savings it can get you. Trim makes it very easy to save money, and while it’s not income, it is still more money in your pocket.

Trim’s AI can identify and manage your recurring subscriptions, help you save money on daily expenses, and even renegotiate your bills to save you money every month!

#14. Capital One Shopping

Capital One Shopping (formerly Wikibuy) provides excellent offers and deals when making local and online purchases, and it ranked at the top of our list of the best cash-back apps! There is also a browser extension that automatically applies coupon codes when you check out at participating stores, allowing you to save money while making your regular purchases.

There are many stores and products to choose from, allowing you to save money on many different things.
Add the Capital One Shopping extension to your Chrome browser, and start racking up the savings with this free online shopping assistant!

#15. Drop App

Drop App allows users to earn rewards for a wide range of purchases, from your morning latte to a late-night takeaway order after a long day.
Every purchase made through the website earns you points that can be redeemed at a variety of stores and apps, including Amazon, Netflix, Uber, and Starbucks.

#16. Dosh

When you shop at any of the participating stores, Dosh Dosh gives you cashback rewards. There is no points system here; instead, you earn cash when you make purchases.
You can then cash out using PayPal or a bank transfer directly to your bank account. You can also link your cards so that every eligible purchase, including dining out, earns you cash.

#17. Rakuten

Rakuten, formerly known as Ebates, provides up to 40% cash back on purchases at over 2,500 stores. To get cash back on eligible purchases, follow Rakuten’s link to the store of your choice.
There is a $10 sign-up bonus, which is among the highest offered by such programs, and you can receive payment via PayPal or check.

Best Passive Apps For Rental Income

#18. Airbnb

When it comes to passive income, Airbnb has the most potential in terms of the extra cash it is able to generate for you. You can rent out a spare room or an entire apartment or house for short or long durations.
Of course, you’ll need the space to accommodate guests, but it can be a good source of income that you can then invest for a higher return.

#19. Neighbor

Neighbor allows you to rent out any extra space you have to neighbors for storage. As a P2P (Peer to Peer) storage platform, the app saves users an average of 50% on storage space rentals while also being 14x safer. This has the potential to make it a popular alternative to leasing commercial space.

There is also a $1 million host guarantee and a $25,000 renter guarantee. Payments are automatic and secure, and app users are verified for added security, making Neighbor a good app to earn some extra income.

How Do Passive Income Apps Work?

Passive income is defined as income that does not necessitate significant effort on a daily basis.
The majority of the apps on this list for passive income are simple to use. Plus, they mostly take less than 10 minutes to set up. After setting the apps up, there is not much else you will need to do before you start earning regularly.

How Can I Make Passive Income Fast?

If you want to make passive income fast, you can consider using a combination of the different apps on this list. Most of the apps on this list enable you to earn passive income differently. Thus, you can use more than one at the same time to maximize your earnings.
Some of the top passive income apps you can use include:

  • Prize
  • Rebel
  • Nielsen
  • Acorns
  • Sweatcoin
  • Robinhood
  • Rakuten
  • Drop
  • Rocket Money

Are Passive Income Apps Safe?

The answer to this question depends on many factors – but most apps will take the necessary steps to prevent fraud and protect the data, privacy, and money of their users. There are many apps promising passive income out there – and it’s important to be selective, which is why I’ve put together this list for you.

Some of them are very safe and even score high points with the BBB (Better Business Bureau). Other apps might promise you something which they are simply unable to deliver.
It’s also always a good idea to take the time to understand the app thoroughly and be sure to check out reviews like ours to know what to expect. This will not only help you stay safe but allow you to plan better and avoid disappointments.

Passive Vs. Active Income

Passive income has been a popular topic lately, so let’s take some time to clarify what passive income actually means.
Active income is income that you generate from your normal 9 to 5 full-time job, where you trade your time for money.

Passive income is any money that you are able to earn outside of your full-time job with minimal money, time, or brainpower invested in it.
There are not many passive income sources around that are truly passive, everything in life needs some of our time, attention, and resources.

The passive income apps that we promote are those that you are able to use in your spare time to help generate some extra cash for your financial goals with very little time, effort, or money needing to be invested to start seeing an increase in money.


It is a good idea to keep diverse passive income streams open for yourself for those emergency end-of-the-month expenses. To do so, you can use any of the passive income apps mentioned in this article to earn some extra cash in your free time.
By investing in passive income apps like Robinhood, you can make your money work for you while you focus on making more money through other means.

However, it should be kept in mind that none of these apps promise a sustainable income, so you can not solely rely on them as you would on your 9-5 job.
So what are you waiting for? Use these passive income apps and make the most out of your spare time to earn some good bucks on the side!


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