Securing our personal information and preventing identity theft have become top priorities. With cyber risks on the rise, more people are turning to services such as Lifelock to protect their identities and provide peace of mind. The issue remains, however: how much does Lifelock cost? In this detailed guide, we will look at the Lifelock pricing structure, including the cost per year and per month, as well as concerns for seniors. We will also discuss the pros and cons of Lifelock’s protection services. So, let us investigate the truth and determine the cost of security!
The Fundamentals of Lifelock Protection
Lifelock is a major provider of identity theft protection services that monitor and assist in the preservation of your personal information. Its programs provide full protection against identity theft, credit fraud, social security number breaches, and other threats. While the advantages are obvious, let us look into the specifics of Lifelock’s pricing structure.
How Much Is Lifelock per Year?
When contemplating Lifelock, it is critical to evaluate the financial ramifications. The cost of Lifelock varies depending on the plan you select. Their most popular plan, Lifelock Standard, is available at an annual cost of $9.99 per month, amounting to $119.88 for a year. This subscription includes important features such as credit monitoring, dark web surveillance, and lost wallet protection. Lifelock, on the other hand, offers more complete programs with additional features and perks.
How Much Is Lifelock per Month?
Lifelock provides flexibility if you want a monthly payment schedule. Lifelock Standard costs $9.99 per month. This option provides the same degree of security without the commitment of an annual subscription. Keep in mind that the monthly cost may be slightly higher because annual plans do not provide any potential discounts or promotions.
Lifelock Cost for Seniors
Senior citizens often face unique challenges when it comes to protecting their identities. Lifelock is aware of these challenges and offers customized solutions. Lifelock has a plan called Lifelock Advantage that is tailored to the needs of seniors. This package provides all of the capabilities of Lifelock Standard, plus bank account and credit card activity alerts. Lifelock Advantage costs $19.99 per month or $239.88 per year.
Lifelock Pros and Cons
As with any service, there are pros and cons to consider when considering whether Lifelock is the best fit for you. Let’s look at the pros and cons of Lifelock’s protection services.
Pros:
- Comprehensive Protection: It provides a range of identity theft protection capabilities, making it a comprehensive solution for protecting your personal information. It actively monitors your information across several platforms and informs you of any questionable activity with services such as credit monitoring, social security number alerts, and data breach notifications.
- Lost Wallet Protection: One of its notable features is lost wallet protection. If your wallet is lost or stolen, it can help you cancel and replace your credit cards, driver’s licenses, social security cards, and other important documents. This service can save you time, effort, and financial loss.
- Dark Web Monitoring: It actively searches the dark web, where stolen personal information is frequently exchanged, for any evidence of your sensitive data. It offers an extra degree of security by monitoring the internet’s darkest corners, providing you with early warnings and alerts if your information is discovered.
- 24/7 Customer Support: It knows the need for quick assistance when it comes to identity theft protection. They provide 24-hour customer service, guaranteeing that assistance is available whenever you require it. If you have any questions, need help, or want to report a potential problem, its customer support team is ready to help.
Cons:
- Cost: Cost is a major factor for many people when deciding whether or not to get it. While it provides vital peace of mind and protection, some people may find the monthly fees to be a substantial expenditure. The Standard plan costs $9.99 per month, while the Ultimate Plus plan costs $29.99 per month. It is critical to evaluate your budget and determine whether the benefits outweigh the costs for your specific situation.
- Limited Coverage: While it provides comprehensive protection, it’s important to remember that no solution can guarantee 100% immunity against identity theft. Regardless of its monitoring and alert mechanisms, there is always the risk that some cases of identity theft will go unnoticed. When sharing personal information online or offline, it is critical to maintain your own vigilance and practice prudence.
- Automatic Renewals: Some users have reported having difficulty canceling their memberships because they were automatically renewed without their permission. While its automatic renewal approach seeks to provide continuous protection, it can be inconvenient for customers who want to cancel the service. If you wish to opt-out, you should become familiar with the cancellation process and be proactive in maintaining your subscription.
Extra Lifelock Plans and Features
Lifelock offers other plans with varied features and price points in addition to Lifelock Standard and Lifelock Advantage. Lifelock Ultimate Plus is their most complete plan, and it costs $29.99 per month or $359.88 per year. This package also includes credit reports and ratings from all three main credit agencies, as well as investment account activity alerts.
Factors Affecting the Cost of Lifelock Protection
Several factors come into play when determining the cost of Lifelock protection. Understanding these aspects might assist you in making an informed decision about the level of protection you require and the cost associated with it. The following are some important elements that determine the cost of protection:
#1. Plan Selection:
It provides a variety of plans with varying degrees of protection and features. The plan you choose will determine the cost of Lifelock protection. The more extensive the plan, the more expensive it is going to be. Lifelock Standard, for example, which includes essential features such as credit monitoring and lost wallet protection, is generally less expensive than Lifelock Ultimate Plus, which includes additional benefits such as credit reports from all three major credit bureaus and investment account activity alerts.
#2. Subscription Period:
Lifelock offers both monthly and annual subscriptions. When opposed to paying monthly, opting for an annual subscription often saves money. It may provide annual membership discounts or promotions, making them more inexpensive in the long run. If you prefer the flexibility of a month-to-month membership, however, be prepared to pay slightly higher monthly fees.
#3. Additional features:
It has several add-on features that might improve your security but may come at an additional expense. Credit score monitoring, bank account activity alerts, and other tools may be included. You can accept or exclude these extra features based on your needs, which will affect the overall cost of your Lifelock protection.
#4. Senior-Specific Plans:
Lifelock understands the special needs of senior citizens and provides customized plans for them. These plans may include features and benefits targeted to address the concerns of seniors. While these plans bring value, they may be more expensive than normal plans due to the specialist services included.
#5. Discounts and Promotions:
Lifelock runs promotions or offers discounts on occasion to make their services more accessible. Price reductions, extended trial periods, and other incentives may be included in these campaigns. Keep an eye out for such deals, since they might help you save money on protection.
#6. Competitor Comparison:
It is critical to contrast its costs with those of other identity theft protection providers on the market. Different companies provide different levels of security and pricing schemes. You can acquire a better grasp of the value Lifelock provides and whether it fits within your budget by studying and comparing multiple providers.
#7. Existing Subscriptions or Bundles:
It may have alliances or packaged products with other businesses or services. Some internet service providers or financial organizations, for example, may incorporate protection as part of their packages. You may be eligible for discounted or bundled pricing if you currently have a subscription or relationship with one of Lifelock’s partners.
Making Informed Decisions: Comparison and Research
Before signing up for Lifelock or any other identity theft protection service, it is critical to undertake extensive research and comparisons. Examine other renowned market players, such as IdentityForce, Experian IdentityWorks, or NortonLifeLock, to evaluate how their offerings and pricing stack up against Lifelock. You may make an informed decision based on your demands and budget by comparing multiple possibilities.
Is LifeLock worth getting?
LifeLock offers comprehensive identity theft protection, particularly on its higher-tier Advantage and Ultimate Plus plans. It also offers family plans to protect several people, as well as the ability to package your services with a VPN and anti-virus software.
What is the downside of LifeLock?
The first three plans only monitor one credit bureau. To monitor all three credit bureaus, you must buy the most expensive package. Because not all businesses submit to all three bureaus, there may be fraud that you are unaware of.
What is cheaper than LifeLock?
Here are a few examples of identity theft protection services that are frequently regarded as less expensive alternatives to Lifelock:
- IdentityForce
- Experian IdentityWorks
- PrivacyGuard
- IDShield
How to get LifeLock for free?
Lifelock does not offer its services for free. Lifelock is a subscription-based identity theft protection service that requires payment for access to its features and protection plans. However, it’s worth noting that Lifelock occasionally offers promotions or discounts that can help reduce the cost of their services.
Will LifeLock stop identity theft?
While Lifelock offers valuable identity theft protection services, it is crucial to realize that no service can ensure that identity theft will be fully eliminated. Identity theft is a complicated subject involving numerous aspects and strategies used by thieves. While Lifelock can considerably lower the risk of identity theft and provide early detection and notifications, it cannot promise that all incidents of identity theft will be prevented.
Does LifeLock protect your bank account?
Yes, Lifelock provides bank account protection as part of its identity theft prevention services.
Has LifeLock ever been hacked?
Norton verified that its systems are secure and have not been hacked, but client accounts have been compromised. According to Norton, the hijacked accounts contained personal information such as first and surname names, phone numbers, and mailing addresses.
Individuals cannot directly apply to have their Social Security number frozen. However, you can put a security freeze on your credit reports to help prevent unauthorized access to your personal information and credit accounts.
Contact the three major credit reporting agencies in the United States: Equifax, Experian, and TransUnion. You can contact them by phone, mail, or through their websites to request a security freeze. Each bureau may have its own set of processes or standards; therefore, it’s critical to follow them.
- Equifax: Go to the Equifax website or call their toll-free number at 1-800-349-9960.
- Experian: Go to the Experian website or call their toll-free number at 1-888-397-3742.
- TransUnion: Go to the TransUnion website or contact 1-888-909-8872
Can you cancel LifeLock at any time?
Yes, you have the option to discontinue your Lifelock subscription at any time. Lifelock provides its customers with the option to discontinue their subscription at any time.
Is Experian or LifeLock better?
LifeLock is ideal for folks who like to be hands-off when it comes to identity and credit monitoring. However, some important security elements will require an additional fee. Experian, on the other hand, is a cost-effective solution for those who do not want to spend a lot of money on an ID theft prevention tool.
Conclusion
In an age when our personal information is becoming increasingly vulnerable to cyber attacks, investing in identity theft protection services such as Lifelock can bring essential peace of mind. The cost of Lifelock varies depending on the plan you choose, ranging from $9.99 per month for Lifelock Standard to $29.99 per month for Lifelock Ultimate Plus. Lifelock also provides customized strategies for seniors, ensuring that their specific needs are met.
However, keep in mind that no solution can provide comprehensive protection against identity theft. Lifelock, like any other identity theft protection program, has pros and cons. When considering whether Lifelock is the appropriate decision for you, consider your budget, risk tolerance, and personal circumstances.
Finally, the cost of Lifelock is an investment in protecting your personal information and minimizing the potential consequences of identity theft. You can make an informed decision and select the finest identity theft protection service for your needs and budget by evaluating the information in this article, completing additional research, and comparing possibilities.
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