{"id":89216,"date":"2023-01-28T23:14:05","date_gmt":"2023-01-28T23:14:05","guid":{"rendered":"https:\/\/businessyield.com\/?p=89216"},"modified":"2023-01-28T23:14:07","modified_gmt":"2023-01-28T23:14:07","slug":"best-debt-consolidation-loans-for-bad-credit","status":"publish","type":"post","link":"https:\/\/businessyield.com\/loan\/best-debt-consolidation-loans-for-bad-credit\/","title":{"rendered":"BEST DEBT CONSOLIDATION LOANS FOR BAD CREDIT IN 2023.","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"<p>Debt consolidation loans combine multiple high-interest debts into one loan payment that is easier to handle. If you choose a loan with a lower annual percentage rate (APR), your total consolidation costs and monthly payments will go down significantly. This article discusses guaranteed personal debt consolidation loans for bad credit&nbsp;direct lenders.<\/p><h2 class=\"wp-block-heading\" id=\"h-how-does-the-process-work-for-a-loan-to-pay-off-multiple-debts\"><span id=\"how-does-the-process-work-for-a-loan-to-pay-off-multiple-debts\">How Does the Process Work for a Loan to Pay off Multiple Debts?<\/span><\/h2><p>One method of debt consolidation is to obtain a new loan, in this case, a personal loan, to pay off old debts and simplify future payments. You can also get a home equity loan or a balance transfer credit card to help you pay off your debt.<\/p><p>One of the most common and easy ways, though, is to apply for a loan to pay off all your debts at once. You could save money over the life of a loan if the interest rate is lower than the average rate you&#8217;ve had on your other debts and the monthly payments is fixed.<\/p><p>Also, a debt consolidation loan is an unsecured debt, so you won&#8217;t have to put up any collateral or risk losing valuables like your home if you can&#8217;t make the payments. If you are having trouble making your payments, you could work with a credit counseling organization to make a debt management plan instead of consolidating your debt.<\/p><h2 class=\"wp-block-heading\" id=\"h-guaranteed-debt-consolidation-loans-for-bad-credit\"><span id=\"guaranteed-debt-consolidation-loans-for-bad-credit\">Guaranteed Debt Consolidation Loans For Bad Credit<\/span><\/h2><p>By getting a debt consolidation loan, you can combine all of your debts into a single loan with a lower interest rate. They reduce the number of payments you have to make every month, which could help you pay off your debts faster. Here are the options for guaranteed debt consolidation loans for people with bad credit:<\/p><h3 class=\"wp-block-heading\" id=\"h-1-creditloan-com\"><span id=\"1-creditloan-com\">#1. CreditLoan.com<\/span><\/h3><p>CreditLoan has helped more than 750,000 people who need a loan since it began in 1998. The short loan request form can quickly determine if you qualify for an unsecured loan from a network lender. If your loan request is approved, the lender may put the money into your bank account the next business day.<\/p><h3 class=\"wp-block-heading\" id=\"h-2-loans-available-24-7\"><span id=\"2-loans-available-24-7\">#2. Loans Available 24\/7<\/span><\/h3><p>You might be able to get a loan of up to $30,000 with the help of 24\/7 Lending Group. You must have steady work if you want to get a loan. If you get the job, the money will be sent to your bank account the next business day. The service can help people with any credit score, but not everyone will find a good match.<\/p><h2 class=\"wp-block-heading\" id=\"h-debt-consolidation-loans-for-bad-credit-direct-lenders\"><span id=\"debt-consolidation-loans-for-bad-credit-direct-lenders\">Debt Consolidation Loans For Bad Credit Direct Lenders<\/span><\/h2><p>With guaranteed debt consolidation loans for bad credit from direct lenders, you get a lump sum to pay off all your other debts at once to a single lender at a single, fixed interest rate. It saves a lot of time to see the total amount owed, the interest that has been added, and the monthly payments all in one place.<\/p><h2 class=\"wp-block-heading\" id=\"h-how-to-get-a-mortgage-to-consolidate-your-debts\"><span id=\"how-to-get-a-mortgage-to-consolidate-your-debts\">How to Get a Mortgage to Consolidate Your Debts<\/span><\/h2><p>An application for a debt consolidation loan is like an application for any other loan, except you should pay close attention to the interest rates each lender offers. If the interest rate on your new loan is lower than the average rate on your other loans, it may be a good idea to consolidate your debts.<\/p><p>Start by prequalifying with financial institutions like banks and credit unions to see what interest rates and approval chances you might be offered. You should look into the requirements for getting a loan from each lender as well as the estimated rates, terms, and fees to find the best loan for your needs.<\/p><p>After you have narrowed down your choices, you should look into the pros and cons of each loan. To get the most out of your loan, watch out for features that add value, like autopay discounts and member benefits, and ones that take value away, such as origination costs. You can then apply for a loan online or in person, depending on the lender.<\/p><h2 class=\"wp-block-heading\" id=\"h-where-can-you-look-for-a-loan-to-consolidate-your-debts-if-you-have-bad-credit\"><span id=\"where-can-you-look-for-a-loan-to-consolidate-your-debts-if-you-have-bad-credit\">Where Can You Look for a Loan to Consolidate Your Debts if You Have Bad Credit?<\/span><\/h2><p>Debt consolidation loans can be found at banks, credit unions, and online lenders, among other places. You can talk to a loan officer at a smaller bank or credit union, making them a good option. This person&#8217;s analysis of your financial situation, suggestions, and\/or requests for special consideration may help your loan application get approved.&nbsp;<\/p><p>Since credit unions often put helping their local communities at the top of their list of priorities, they may be more willing to work with you even if you have bad credit. You should also check out other ways to get money, like online lenders. These businesses have low costs of doing business and may use cutting-edge technology to handle your money in new ways.&nbsp;<\/p><p>It&#8217;s easy to apply for a loan with these lenders, and it&#8217;s also easy to compare their rates and fees. Find out if checking your rate will hurt your credit score while you look for the best interest rate. Doing this too often will lower your score, which will make it harder for you to borrow in the future.<\/p><h2 class=\"wp-block-heading\" id=\"h-what-is-the-minimum-credit-score-you-need-to-get-a-loan-to-pay-off-debt\"><span id=\"what-is-the-minimum-credit-score-you-need-to-get-a-loan-to-pay-off-debt\">What Is the Minimum Credit Score You Need to Get a Loan to Pay Off Debt?<\/span><\/h2><p>Credit scores go from 300 to 850, and there is no magic number (or denial). Before giving approval, lenders look at a number of factors. Your credit history is a big part of the equation, but it&#8217;s not the only one. The higher your credit score, the better, but don&#8217;t think you won&#8217;t be approved if it isn&#8217;t perfect.<\/p><p>Since some loan companies won&#8217;t work with you if you have bad credit, your options for borrowing money will grow as your score goes up.<\/p><h2 class=\"wp-block-heading\" id=\"h-consolidation-loans-the-pros-and-cons-of-taking-on-more-debt\"><span id=\"consolidation-loans-the-pros-and-cons-of-taking-on-more-debt\">Consolidation Loans: The Pros and Cons of Taking on More Debt<\/span><\/h2><p>Before getting a debt consolidation loan, here are some pros and cons to think about:<\/p><h3 class=\"wp-block-heading\" id=\"h-pros\"><span id=\"pros\">Pros<\/span><\/h3><ul class=\"wp-block-list\"><li>Having fewer bills to pay every month is a great way to make your life easier.<\/li><\/ul><ul class=\"wp-block-list\"><li>A loan with a lower interest rate will save you money.<\/li><\/ul><ul class=\"wp-block-list\"><li>You&#8217;ll get paid on a set date and at the same time every month.<\/li><\/ul><ul class=\"wp-block-list\"><li>You need to find a way out of the cycle of payday loan debt before you can get out of it.<\/li><\/ul><ul class=\"wp-block-list\"><li>Cut down on your monthly costs.<\/li><\/ul><h3 class=\"wp-block-heading\" id=\"h-cons\"><span id=\"cons\">Cons<\/span><\/h3><ul class=\"wp-block-list\"><li>Due to origination fees, the cost of borrowing could go up quickly.<\/li><\/ul><ul class=\"wp-block-list\"><li>If the time it takes to pay back the loan is stretched out, extra interest may be added.<\/li><\/ul><ul class=\"wp-block-list\"><li>If you ask for credit a lot, your credit score could go down.<\/li><\/ul><ul class=\"wp-block-list\"><li>When a borrower has bad credit, lenders tend to charge higher interest rates.<\/li><\/ul><h2 class=\"wp-block-heading\" id=\"h-how-to-find-a-good-loan-to-help-you-pay-off-your-debts\"><span id=\"how-to-find-a-good-loan-to-help-you-pay-off-your-debts\">How to Find a Good Loan to Help You Pay Off Your Debts<\/span><\/h2><p>When choosing between debt consolidation loans, think about these things.<\/p><h3 class=\"wp-block-heading\" id=\"h-1-how-much-a-percentage-goes-up-each-year\"><span id=\"1-how-much-a-percentage-goes-up-each-year\">#1. How Much a Percentage Goes up Each Year<\/span><\/h3><p>The true cost of the loan over the life of the loan is the annual percentage rate, which includes all fees and interest. Interest rates are based on things like your credit history, income, and the amount of debt you have compared to your income. Find out how to use APRs to compare the rates of interest on different loans. Choose a plan that has monthly payments that you can afford.<\/p><h3 class=\"wp-block-heading\" id=\"h-2-payments-made-at-the-start-of-a-project\"><span id=\"2-payments-made-at-the-start-of-a-project\">#2. Payments Made at the Start of a Project<\/span><\/h3><p>Some loan companies often add an &#8220;origination fee&#8221; to the total amount you borrow to pay for administrative costs. You may have 1% to 10% of the amount you borrowed taken out of your cash or added to your balance as a one-time fee. If the cost is taken out of the money you borrow, you&#8217;ll have to borrow more than you owe just to get by.<\/p><p>If you want to save money, you should avoid loans with an origination fee unless the annual percentage rate (APR) is lower than for loans with no origination fee.<\/p><h3 class=\"wp-block-heading\" id=\"h-3-how-to-give-credit\"><span id=\"3-how-to-give-credit\">#3. How to Give Credit<\/span><\/h3><p>Some lenders give you the option to pay your creditors directly. If you use this service, you don&#8217;t have to talk to your old creditors after the loan closes.<\/p><h2 class=\"wp-block-heading\" id=\"h-what-you-need-to-know-about-consolidating-debt-to-get-approved\"><span id=\"what-you-need-to-know-about-consolidating-debt-to-get-approved\">What You Need to Know About Consolidating Debt to Get Approved<\/span><\/h2><p>Some of the things you need to do to get a debt consolidation loan are:<\/p><h3 class=\"wp-block-heading\" id=\"h-1-your-credit-score-should-go-up\"><span id=\"1-your-credit-score-should-go-up\">#1. Your Credit Score Should Go Up<\/span><\/h3><p>Most of your loan eligibility depends on your credit history and how well you&#8217;ve paid back loans in the past. Even if you have bad credit, you can get a debt consolidation loan, but you&#8217;ll have more options and a lower interest rate if you have good credit (credit score of 720-850). Before applying for a consolidation loan, if it can help you, you should try to get your credit score up to at least 690.<\/p><h3 class=\"wp-block-heading\" id=\"h-2-fill-out-an-application-for-a-loan-with-a-co-signer\"><span id=\"2-fill-out-an-application-for-a-loan-with-a-co-signer\">#2. Fill Out an Application for a Loan With a Co-signer<\/span><\/h3><p>If you don&#8217;t have great credit or don&#8217;t make enough money, a co-borrower or co-signer may be able to help you get the debt consolidation loan you need. In a co-signed loan, only the main applicant has access to the money. In a joint loan, however, both borrowers do. If you are a cosigner or co-borrower on a loan, you are responsible for any late payments.<\/p><h3 class=\"wp-block-heading\" id=\"h-3-shop-around-and-compare-prices\"><span id=\"3-shop-around-and-compare-prices\">#3. Shop Around and Compare Prices<\/span><\/h3><p>Before you apply for a consolidation loan, you should shop around for the best interest rate and payment plan. Most online lenders will let you pre-qualify for a loan with a soft credit check that won&#8217;t hurt your credit score.<\/p><h2 class=\"wp-block-heading\" id=\"h-personal-debt-consolidation-loans-for-bad-credit\"><span id=\"personal-debt-consolidation-loans-for-bad-credit\">Personal Debt Consolidation Loans For Bad Credit<\/span><\/h2><p>Most of the time, debt consolidation loans have lower interest rates than credit cards or payday loans. With the help of the best personal lenders for debt consolidation, you may be able to lower your monthly payments and get some breathing room as your debt piles up. Here are the personal debt loans consolidation option for people with bad credit direct lenders;<\/p><h3 class=\"wp-block-heading\" id=\"h-1-navy-federal-credit-union\"><span id=\"1-navy-federal-credit-union\">#1. Navy Federal Credit Union<\/span><\/h3><p>Navy Federal Credit Union offers low-interest and low-fee debt consolidation loans to both active and retired military members and their families. We&#8217;re happy to have cosigners and in-person and phone applications get a 0.25% rate cut.<\/p><h3 class=\"wp-block-heading\" id=\"h-2-workers-in-technology-form-a-financial-cooperative\"><span id=\"2-workers-in-technology-form-a-financial-cooperative\">#2. Workers in Technology Form a Financial Cooperative<\/span><\/h3><p>The First Tech Credit Union stands out because its loan terms are flexible and its maximum annual percentage rate (APR) is low. Direct deposits to your creditors are possible, and the whole process, from applying to getting the money, can take as little as one business day.<\/p><h3 class=\"wp-block-heading\" id=\"h-3-bank-of-the-united-states\"><span id=\"3-bank-of-the-united-states\">#3. Bank of the United States<\/span><\/h3><p>The APR on loans from First Midwest is very low, and there aren&#8217;t many costs. After you add up the $150 fee for paperwork, the APR can be anywhere from 6.26% to 12.99%.<\/p><h2 class=\"wp-block-heading\" id=\"h-can-i-apply-for-debt-consolidation-with-bad-credit\"><span id=\"can-i-apply-for-debt-consolidation-with-bad-credit\">Can I Apply for Debt Consolidation With Bad Credit?<\/span><\/h2><p>Even if your credit score is low, you may still be able to get a loan to pay off your debts (a credit score under 670). But the rules must be carefully thought through. If you have a low credit score, the interest rate on a bad credit personal loan may be higher than the interest rate on a credit card.<\/p><h2 class=\"wp-block-heading\" id=\"h-what-credit-score-is-needed-for-a-debt-consolidation-loan\"><span id=\"what-credit-score-is-needed-for-a-debt-consolidation-loan\">What Credit Score Is Needed for a Debt Consolidation Loan?<\/span><\/h2><p>Most of the time, the lender itself decides what the minimum credit score is for debt consolidation loans. Still, most lenders won&#8217;t even look at you unless you have a score of at least 580.<\/p><h2 class=\"wp-block-heading\" id=\"h-what-are-the-easiest-loans-to-get-for-bad-credit\"><span id=\"what-are-the-easiest-loans-to-get-for-bad-credit\">What Are the Easiest Loans to Get for Bad Credit?<\/span><\/h2><p>Here&#8217;s what they are:<\/p><ul class=\"wp-block-list\"><li>Upstart is the best choice for people who don&#8217;t have a credit history yet.<\/li><\/ul><ul class=\"wp-block-list\"><li>The best bank for flexible payment plans is OneMain Financial.<\/li><\/ul><ul class=\"wp-block-list\"><li>When you need money quickly, the best way to get it is through Avant.<\/li><\/ul><ul class=\"wp-block-list\"><li>If you need a loan quickly, LendingPoint is your best bet.<\/li><\/ul><h2 class=\"wp-block-heading\" id=\"h-how-do-i-get-all-my-debt-into-one-payment\"><span id=\"how-do-i-get-all-my-debt-into-one-payment\">How Do I Get All My Debt Into One Payment?<\/span><\/h2><p>A debt consolidation loan is a loan that is used to pay off more than one debt at once. To pay off your current debts, you must apply for a loan in the same amount as what you owe and, if approved, use the money to pay off your debts.<\/p><h2 class=\"wp-block-heading\" id=\"h-can-i-use-debt-consolidation-loan-for-anything\"><span id=\"can-i-use-debt-consolidation-loan-for-anything\">Can I Use Debt Consolidation Loan for Anything?<\/span><\/h2><p>Debt consolidation loans are personal loans that are used to pay off high-interest debt, like credit card balances, that you already have. You can consolidate your debt by taking out a single loan to pay off all of your credit card debt.<\/p><p>With the help of a debt consolidation loan, also called a personal loan, you may be able to combine all of your debts into one manageable monthly payment. It can be used to pay off a wide range of debts, such as credit card balances, medical bills, and more.<\/p><h2 class=\"wp-block-heading\" id=\"h-what-loan-can-i-get-approved-for-with-bad-credit\"><span id=\"what-loan-can-i-get-approved-for-with-bad-credit\">What Loan Can I Get Approved for With Bad Credit?<\/span><\/h2><p>Secured, co-signed, and joint loans are the easiest types of bad credit loans to get because you can use collateral or another person&#8217;s trustworthiness to make up for your bad credit. Payday lenders, pawn shops, and other places that lend money based on your car&#8217;s title can give you a loan quickly, but it will cost you a lot. If you have bad credit and want to get a job, the following places are most likely to hire you:<\/p><ul class=\"wp-block-list\"><li>BadCreditLoans is the best choice.<\/li><\/ul><ul class=\"wp-block-list\"><li>CashUSA is the best choice for longer-term loans of up to $10,000 that are paid back in installments.<\/li><\/ul><ul class=\"wp-block-list\"><li>PersonalLoans is the best choice if you need a loan of $35,000 or less.<\/li><\/ul><ul class=\"wp-block-list\"><li>Upgrades are best with a rate cut.<\/li><\/ul><ul class=\"wp-block-list\"><li>Avant is the best choice when it comes to flexible payment plans.<\/li><\/ul><h2 class=\"wp-block-heading\" id=\"h-conclusion\"><span id=\"conclusion\">Conclusion<\/span><\/h2><p>If the interest rate on the loan is lower than the interest rate on all of your other debts, it is probably a good idea to get a debt consolidation loan. You can pay off your debt faster and save money if you pay less interest.<\/p><h2 id=\"best-debt-consolidation-loans-for-bad-credit-faqs\" class=\"wp-block-heading\">Best Debt Consolidation Loans For Bad Credit FAQs<\/h2><section\t\tclass=\"sc_fs_faq sc_card    \"\n\t\t\t\t>\n\t\t\t\t<h2 id=\"if-you-have-bad-credit-will-banks-lend-you-money\">If you have bad credit, will banks lend you money?<\/h2>\t\t\t\t<div>\n\t\t\t\t\t\t<div class=\"sc_fs_faq__content\">\n\t\t\t\t\n<p>Loans for people with bad credit are offered by many different types of financial institutions; however, the criteria for what constitutes a &#8220;creditworthy borrower&#8221; varies widely from one financial organization to the next. It is vital to compare lending institutions with different standards in order to get the most suitable one.<\/p>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section\t\tclass=\"sc_fs_faq sc_card    \"\n\t\t\t\t>\n\t\t\t\t<h2 id=\"how-can-i-get-money-if-i-have-bad-credit\">How can I get money if I have bad credit?<\/h2>\t\t\t\t<div>\n\t\t\t\t\t\t<div class=\"sc_fs_faq__content\">\n\t\t\t\t\n<ul class=\"wp-block-list\"><li>Personal loan.<\/li><li>Guaranteed Loan.<\/li><li>Guarantor loans.<\/li><li>Credit cards for bad credit.<\/li><li>Union Credit.<\/li><\/ul>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section\t\tclass=\"sc_fs_faq sc_card    \"\n\t\t\t\t>\n\t\t\t\t<h2 id=\"if-i-want-to-consolidate-my-debt-do-they-check-my-credit\">If I want to consolidate my debt, do they check my credit?<\/h2>\t\t\t\t<div>\n\t\t\t\t\t\t<div class=\"sc_fs_faq__content\">\n\t\t\t\t\n<p>Credit scores may temporarily drop due to debt consolidation loans. A debt consolidation loan application will involve a credit check from the lender. A hard query will be made on your credit report, which might have a negative impact. Your credit score will only be negatively impacted by hard inquiries for a maximum of one year.<\/p>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/section>\n\t\t\n<script type=\"application\/ld+json\">\n\t{\n\t\t\"@context\": \"https:\/\/schema.org\",\n\t\t\"@type\": \"FAQPage\",\n\t\t\"mainEntity\": [\n\t\t\t\t\t{\n\t\t\t\t\"@type\": \"Question\",\n\t\t\t\t\"name\": \"If you have bad credit, will banks lend you money?\",\n\t\t\t\t\"acceptedAnswer\": {\n\t\t\t\t\t\"@type\": \"Answer\",\n\t\t\t\t\t\"text\": \"<p>Loans for people with bad credit are offered by many different types of financial institutions; however, the criteria for what constitutes a \\\"creditworthy borrower\\\" varies widely from one financial organization to the next. It is vital to compare lending institutions with different standards in order to get the most suitable one.<\/p>\"\n\t\t\t\t\t\t\t\t\t}\n\t\t\t}\n\t\t\t,\t\t\t\t{\n\t\t\t\t\"@type\": \"Question\",\n\t\t\t\t\"name\": \"How can I get money if I have bad credit?\",\n\t\t\t\t\"acceptedAnswer\": {\n\t\t\t\t\t\"@type\": \"Answer\",\n\t\t\t\t\t\"text\": \"<ul><li>Personal loan.<\/li><li>Guaranteed Loan.<\/li><li>Guarantor loans.<\/li><li>Credit cards for bad credit.<\/li><li>Union Credit.<\/li><\/ul>\"\n\t\t\t\t\t\t\t\t\t}\n\t\t\t}\n\t\t\t,\t\t\t\t{\n\t\t\t\t\"@type\": \"Question\",\n\t\t\t\t\"name\": \"If I want to consolidate my debt, do they check my credit?\",\n\t\t\t\t\"acceptedAnswer\": {\n\t\t\t\t\t\"@type\": \"Answer\",\n\t\t\t\t\t\"text\": \"<p>Credit scores may temporarily drop due to debt consolidation loans. A debt consolidation loan application will involve a credit check from the lender. A hard query will be made on your credit report, which might have a negative impact. Your credit score will only be negatively impacted by hard inquiries for a maximum of one year.<\/p>\"\n\t\t\t\t\t\t\t\t\t}\n\t\t\t}\n\t\t\t\t\t\t]\n\t}\n<\/script><h2 id=\"related-articles\" class=\"wp-block-heading\">Related Articles<\/h2><ol class=\"wp-block-list\"><li><a href=\"https:\/\/businessyield.com\/bs-personal-finance\/debt-consolidation-loans\/\" target=\"_blank\" rel=\"noreferrer noopener\">Debt Consolidation Loans: Best Debt Consolidation Loans &amp;amp; Companies Updated!!!<\/a><\/li><li><a href=\"https:\/\/businessyield.com\/finance-accounting\/how-to-use-credit-card-debt-consolidation\/\" target=\"_blank\" rel=\"noreferrer noopener\">How to Use Credit Card Debt Consolidation<\/a><\/li><li><a href=\"https:\/\/businessyield.com\/finance-accounting\/debt-consolidation\/\" target=\"_blank\" rel=\"noreferrer noopener\">DEBT CONSOLIDATION Explained!!! Definition Best Practices (+ Quick Tools)<\/a><\/li><li><a href=\"https:\/\/businessyield.com\/bs-personal-finance\/what-are-installment-loans\/\" target=\"_blank\" rel=\"noreferrer noopener\">What Are Installment Loans? Best Installment Loan Providers In 2022<\/a><\/li><li><a href=\"https:\/\/businessyield.com\/financial-aid\/best-debt-relief-companies\/\" target=\"_blank\" rel=\"noreferrer noopener\">BEST DEBT RELIEF COMPANIES: Top Best Debt Relief Companies<\/a><\/li><\/ol><h2 id=\"references\" class=\"wp-block-heading\">References<\/h2><ul class=\"wp-block-list\"><li><a href=\"http:\/\/Thebalancemoney.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Thebalancemoney.com<\/a><\/li><li><a href=\"http:\/\/Nerdwallet.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Nerdwallet.com<\/a><\/li><li><a href=\"http:\/\/Bankrate.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Bankrate.com<\/a><\/li><li><a href=\"http:\/\/Badcredit.org\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Badcredit.org<\/a><\/li><li><a href=\"http:\/\/Investopedia.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Investopedia.com<\/a><\/li><\/ul>","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"Debt consolidation loans combine multiple high-interest debts into one loan payment that is easier to handle. If you&hellip;\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":262,"featured_media":89920,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[4319],"tags":[],"class_list":{"0":"post-89216","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-loan"},"jetpack_publicize_connections":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BEST DEBT CONSOLIDATION LOANS FOR BAD CREDIT IN 2023.<\/title>\n<meta name=\"description\" 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