{"id":89100,"date":"2023-01-28T23:12:56","date_gmt":"2023-01-28T23:12:56","guid":{"rendered":"https:\/\/businessyield.com\/?p=89100"},"modified":"2023-01-28T23:12:59","modified_gmt":"2023-01-28T23:12:59","slug":"best-no-annual-fee-credit-cards-in-2023","status":"publish","type":"post","link":"https:\/\/businessyield.com\/financial-aid\/best-no-annual-fee-credit-cards-in-2023\/","title":{"rendered":"BEST NO ANNUAL FEE CREDIT CARDS IN 2023.","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"<p>Credit cards with no annual fee let you use credit without having to pay an annual fee. With credit cards that don&#8217;t charge an annual fee, you can save money on your credit costs without giving up good things like rewards, cash back on every purchase, and low-interest rates. This article discusses the best cash-back no annual fee credit cards for people with bad credit who want to travel.<\/p><h2 class=\"wp-block-heading\" id=\"h-best-no-annual-fee-credit-cards\"><span id=\"best-no-annual-fee-credit-cards\">Best No Annual Fee Credit Cards<\/span><\/h2><p>There are credit cards that don&#8217;t charge an annual fee, which can save you money in the long run. No matter what your situation is, you won&#8217;t have to pay an annual fee to use these cards. Some of the best credit cards that don&#8217;t charge an annual fee are shown below.<\/p><h3 class=\"wp-block-heading\" id=\"h-1-the-best-travel-card-is-the-bank-of-america-travel-rewards-card\"><span id=\"1-the-best-travel-card-is-the-bank-of-america-travel-rewards-card\">#1. The Best Travel Card Is the Bank of America Travel Rewards Card<\/span><\/h3><p>The Bank of America Travel Rewards no-annual-fee credit card is a good choice if you want credit cards with no fees that you can use for travel. When you open your account, if you spend $1,000 in the first three months, you&#8217;ll get 25,000 bonus points, which are worth $250 in travel and dining credits.<\/p><p>You&#8217;ll get 1.5 points for every dollar you spend, and you can get as many points as you want. But remember that the credit cards with the best travel benefits also have the highest annual fees. There may be a different travel card that gives you the best value, so look around.<\/p><h3 class=\"wp-block-heading\" id=\"h-2-the-hilton-honors-american-express-card-is-the-best-way-to-get-a-hotel-reservation\"><span id=\"2-the-hilton-honors-american-express-card-is-the-best-way-to-get-a-hotel-reservation\">#2. The Hilton Honors American Express Card Is the Best Way to Get a Hotel Reservation<\/span><\/h3><p>The Hilton Honors American Express Card is free to use every year and comes with a lot of perks. If you sign up for a card and spend $1,000 in the first three months, you&#8217;ll get 80,000 bonus points.<\/p><p>You&#8217;ll also get seven points for every dollar you spend at Hilton, five points for every dollar you spend at U.S. gas stations, U.S. restaurants, and U.S. supermarkets (except for superstores and warehouse clubs), and three points for every dollar you spend on everything else.<\/p><h3 class=\"wp-block-heading\" id=\"h-3-the-u-s-bank-visa-platinum-card-is-the-best-way-to-handle-debt\"><span id=\"3-the-u-s-bank-visa-platinum-card-is-the-best-way-to-handle-debt\">#3. The U.S. Bank Visa Platinum Card Is the Best Way to Handle Debt<\/span><\/h3><p>With the U.S. Bank Visa Platinum Card, you can pay off your debts without having to pay an annual fee. With an introductory APR of 0% for the first 60 days after opening an account, you have a year and a half to get your finances in order. Purchases also get an introductory APR of 0% for the first 18 billing cycles.<\/p><p>After that, depending on your credit history, the variable APR for purchases and balance transfers will be between 18.74% and 28.74%. You should have paid off your credit card by then, or you could end up with more debt.<\/p><p>Also, it&#8217;s important to remember that the balance transfer isn&#8217;t completely free because there will still be a balance transfer fee: At least $5 or 3% of the total amount of each transfer. But the card&#8217;s fees could be worth it if they help you consolidate your debt.<\/p><h2 class=\"wp-block-heading\" id=\"h-what-is-a-credit-card-with-no-annual-fee\"><span id=\"what-is-a-credit-card-with-no-annual-fee\">What Is a Credit Card With No Annual Fee?<\/span><\/h2><p>Even though there is no annual fee, you can still earn rewards and enjoy the perks of having a credit card with a no-annual-fee card. If you&#8217;ve been looking into getting a credit card, you may have noticed that some cards charge an annual fee just to have the card, but in exchange, they give you valuable perks and benefits.&nbsp;<\/p><p>Credit cards with annual fees aren&#8217;t always worth it, especially when you think about the long-term value you might get from a card that doesn&#8217;t charge an annual fee.<\/p><h2 class=\"wp-block-heading\" id=\"h-the-pros-and-cons-of-credit-cards-that-don-t-have-an-annual-fee\"><span id=\"the-pros-and-cons-of-credit-cards-that-dont-have-an-annual-fee\">The Pros and Cons of Credit Cards That Don\u2019t Have an Annual Fee<\/span><\/h2><p>The following are the advantages and disadvantages of credit cards with no annual fee below:<\/p><h3 class=\"wp-block-heading\" id=\"h-pros\"><span id=\"pros\">Pros<\/span><\/h3><h4 class=\"wp-block-heading\" id=\"h-1-a-method-that-doesn-t-cost-much-to-improve-your-credit-score\"><span id=\"1-a-method-that-doesnt-cost-much-to-improve-your-credit-score\">#1. A Method That Doesn\u2019t Cost Much to Improve Your Credit Score<\/span><\/h4><p>Every month, your credit card company will send a report to the credit reporting agencies about how your account has been used. Using your credit card in a responsible way, like paying down your balance and making payments on time, can help you build or improve your credit score.<\/p><h4 class=\"wp-block-heading\" id=\"h-2-chance-to-invest-little-and-get-a-lot-back\"><span id=\"2-chance-to-invest-little-and-get-a-lot-back\">#2. Chance to Invest Little and Get a Lot Back<\/span><\/h4><p>With the best credit cards that don&#8217;t charge an annual fee, you can earn points without having to pay a fee every year.<\/p><h4 class=\"wp-block-heading\" id=\"h-3-the-annual-charge-has-not-been-put-into-a-budget\"><span id=\"3-the-annual-charge-has-not-been-put-into-a-budget\">#3. The Annual Charge Has Not Been Put Into a Budget<\/span><\/h4><p>If you want to use a credit card that has an annual fee, you need to think carefully about how much money you will need to spend each year to make up for the fee. Having a card with no annual fee takes away this worry, which is a big plus.<\/p><h3 class=\"wp-block-heading\" id=\"h-cons\"><span id=\"cons\">Cons<\/span><\/h3><h4 class=\"wp-block-heading\" id=\"h-1-sign-up-bonuses-that-aren-t-all-that-great\"><span id=\"1-sign-up-bonuses-that-arent-all-that-great\">#1. Sign-up Bonuses That Aren\u2019t All That Great<\/span><\/h4><p>There may or may not be an introductory bonus, but if there is, it is usually much smaller than the bonuses that come with credit cards that charge an annual fee.<\/p><h4 class=\"wp-block-heading\" id=\"h-2-usually-the-value-of-rewards-is-lower-on-cards-with-an-annual-fee\"><span id=\"2-usually-the-value-of-rewards-is-lower-on-cards-with-an-annual-fee\">#2. Usually, the Value of Rewards Is Lower on Cards With an Annual Fee<\/span><\/h4><p>Most credit cards that don&#8217;t charge an annual fee have lower reward rates and fewer perks.<\/p><h4 class=\"wp-block-heading\" id=\"h-3-it-s-possible-that-the-card-comes-with-some-extra-fees\"><span id=\"3-its-possible-that-the-card-comes-with-some-extra-fees\">#3. It\u2019s Possible That the Card Comes With Some Extra Fees<\/span><\/h4><p>Cards with no annual fee might seem like the best choice, but that&#8217;s not always the case. To find the best credit card for your spending habits, you should read the fine print and be aware of any extra fees, like those for transferring a balance or buying something abroad.<\/p><h2 class=\"wp-block-heading\" id=\"h-no-annual-fee-credit-cards-for-travel\"><span id=\"no-annual-fee-credit-cards-for-travel\">No Annual Fee Credit Cards For Travel<\/span><\/h2><p>Credit cards that are good for traveling and don&#8217;t charge an annual fee With a travel credit card, you can get more out of your trips and have more fun. If you want to save money or don&#8217;t plan to use the card very often, you might want a credit card with no annual fee.<\/p><p>When used wisely, these credit cards can cut down on or even eliminate the cost of travel. When you plan your next trip, you might want to try out one of the best travel cards that don&#8217;t have an annual fee. Here are some credit cards that can be used for travel but don&#8217;t charge an annual fee;<\/p><h3 class=\"wp-block-heading\" id=\"h-1-autograph-card-from-wells-fargo\"><span id=\"1-autograph-card-from-wells-fargo\">#1. Autograph Card From Wells Fargo<\/span><\/h3><p>The Wells Fargo AutographSM Card comes with so many perks that it&#8217;s surprising there isn&#8217;t an annual fee. You can get started with a generous offer, and then you can earn points in a lot of different ways, like when you eat out, buy gas, take public transportation, go on vacation, use streaming services, and more.<\/p><h3 class=\"wp-block-heading\" id=\"h-2-jetblue-card\"><span id=\"2-jetblue-card\">#2. JetBlue Card<\/span><\/h3><p>The JetBlue Card is easy to use for things other than buying flights. Also, you don&#8217;t have to worry about blackout dates when it&#8217;s time to use them.<\/p><h3 class=\"wp-block-heading\" id=\"h-3-credit-card-from-capital-one-with-ventureone-rewards\"><span id=\"3-credit-card-from-capital-one-with-ventureone-rewards\">#3. Credit Card From Capital One With Ventureone Rewards<\/span><\/h3><p>The Capital One VentureOne Benefits Credit Card doesn&#8217;t have an annual fee, but the rewards aren&#8217;t as good as with the standard Venture card.<\/p><h2 class=\"wp-block-heading\" id=\"h-no-annual-fee-credit-cards-with-bad-credit\"><span id=\"no-annual-fee-credit-cards-with-bad-credit\">No Annual Fee Credit Cards With Bad Credit<\/span><\/h2><p>The following credit cards are available to people with a wide range of credit histories, from having no credit history at all to having bad credit. By telling the credit agencies that you paid on time, they help you fix your credit. Also, they do all of this without charging an annual fee, which is unusual for a credit card of this kind. Having heard:<\/p><h3 class=\"wp-block-heading\" id=\"h-1-secured-discover-it-credit-card\"><span id=\"1-secured-discover-it-credit-card\">#1. Secured Discover It Credit Card<\/span><\/h3><p>A Discover it Secured Credit Card is one of the best ways to start or improve your credit history. It gives you cash back on everything you buy and doubles your cash back at the end of the first year. This card is also one of the few that lets you transfer your balance without being charged extra if you have bad credit.<\/p><h3 class=\"wp-block-heading\" id=\"h-2-merrick-bank-s-double-your-line-mastercard\"><span id=\"2-merrick-banks-double-your-line-mastercard\">#2. Merrick Bank&#8217;s Double Your Line Mastercard<\/span><\/h3><p>Most of the time, the Merrick Bank, Two Lines Up Mastercard gives charge cards higher credit limits. Mobile access is free, and the process for getting pre-approval is quick. There is no penalty APR for paying late, and if you lose or have your card stolen, you can report it without hurting your credit score. If your credit is really bad, you may have to pay a fee every year for this card.<\/p><h2 class=\"wp-block-heading\" id=\"h-cash-back-no-annual-fee-credit-cards\"><span id=\"cash-back-no-annual-fee-credit-cards\">Cash Back No Annual Fee Credit Cards<\/span><\/h2><p>Cash-back credit cards are a good way to save money on things you buy often. Many of the best cash-back credit cards have no annual fee on top of being easy to use and rewarding. As long as you don&#8217;t carry a balance and have to pay the high-interest rates that many credit cards charge, all of the benefits you get will actually save you money. Here is a list of credit cards that give cash back and don&#8217;t charge an annual fee:<\/p><h3 class=\"wp-block-heading\" id=\"h-1-chase-flex-freedom\"><span id=\"1-chase-flex-freedom\">#1. Chase Flex Freedom<\/span><\/h3><p>Chase Freedom Flex is your best bet if you want a credit card with rewards that change from time to time. If you use your Chase Freedom Flex card&#8217;s quarterly bonus categories, you can get 5% cash back on up to $1,500 worth of purchases each quarter. Chase also gives 5% cash back on travel purchases and Lyft rides, 3% cash back on drugstore purchases and eating out (including takeout), and 1% cash back on everything else.<\/p><h3 class=\"wp-block-heading\" id=\"h-2-chase-freedom-unlimited\"><span id=\"2-chase-freedom-unlimited\">#2. Chase Freedom Unlimited<\/span><\/h3><p>The best card is Chase Freedom Unlimited because it saves you money. If you want rewards for both travel and everyday spending, Chase Freedom Unlimited is a great choice. Chase Unlimited Rewards gives you 5% cash back on travel purchases, 3% cash back on drugstore and restaurant purchases, and unlimited 1.5% cash back on everything else.<\/p><h2 class=\"wp-block-heading\" id=\"h-when-should-you-acquire-a-card-with-no-yearly-fee\"><span id=\"when-should-you-acquire-a-card-with-no-yearly-fee\">When Should You Acquire a Card With No Yearly Fee?<\/span><\/h2><p>Whether or not a credit card with an annual fee is the best choice for you will depend on how you spend money and what your financial needs are. This type of credit card may be perfect for you if you are any of the following:<\/p><h3 class=\"wp-block-heading\" id=\"h-1-you-don-t-have-enough-money-to-pay-for-the-extra-cost\"><span id=\"1-you-dont-have-enough-money-to-pay-for-the-extra-cost\">#1. You Don\u2019t Have Enough Money to Pay for the Extra Cost<\/span><\/h3><p>Keep in mind that credit cards with no annual fee may still have extra costs, like those for late payments, balance transfers, and transactions made in a foreign country.<\/p><h3 class=\"wp-block-heading\" id=\"h-2-you-don-t-spend-a-lot-of-money\"><span id=\"2-you-dont-spend-a-lot-of-money\">#2. You Don\u2019t Spend a Lot of Money<\/span><\/h3><p>Cards with an annual fee tend to have more rewards than cards with no annual fee and vice versa. But you have to earn enough credits to cover the annual fee, no matter how often you use the perks.<\/p><h3 class=\"wp-block-heading\" id=\"h-3-you-need-a-credit-card-for-beginners-or-to-build-credit\"><span id=\"3-you-need-a-credit-card-for-beginners-or-to-build-credit\">#3. You Need a Credit Card for Beginners or to Build Credit<\/span><\/h3><p>There are a lot of no-annual-fee credit cards that could help you improve or rebuild your credit. With this type of credit card, you can keep your account open so you don&#8217;t have to pay anything after an upgrade.<\/p><h3 class=\"wp-block-heading\" id=\"h-4-you-want-to-find-a-credit-card-that-offers-a-0-apr-deal\"><span id=\"4-you-want-to-find-a-credit-card-that-offers-a-0-apr-deal\">#4. You Want to Find a Credit Card That Offers a 0% Apr Deal<\/span><\/h3><p>Even though 0% APR cards have long introductory periods, there are no other fees.<\/p><h3 class=\"wp-block-heading\" id=\"h-5-your-financial-portfolio-needs-a-mix-of-different-things\"><span id=\"5-your-financial-portfolio-needs-a-mix-of-different-things\">#5. Your Financial Portfolio Needs a Mix of Different Things<\/span><\/h3><p>If you&#8217;ve been using credit cards for a long time and only carry the best ones, you might want to add a no-annual-fee card to your wallet.<\/p><h2 class=\"wp-block-heading\" id=\"h-how-can-you-get-the-most-out-of-a-credit-card-that-doesn-t-cost-you-anything-every-year\"><span id=\"how-can-you-get-the-most-out-of-a-credit-card-that-doesnt-cost-you-anything-every-year\">How Can You Get the Most Out of a Credit Card That Doesn\u2019t Cost You Anything Every Year?<\/span><\/h2><p>A credit card that doesn&#8217;t charge an annual fee is a great thing to have in your wallet. Remember these rules if you want to get the most out of your credit card:<\/p><h3 class=\"wp-block-heading\" id=\"h-1-pay-the-minimum-monthly-payment-on-time-and-in-full-to-keep-your-account-in-good-standing\"><span id=\"1-pay-the-minimum-monthly-payment-on-time-and-in-full-to-keep-your-account-in-good-standing\">#1. Pay the Minimum Monthly Payment on Time and in Full to Keep Your Account in Good Standing<\/span><\/h3><p>To get the most out of a credit card with no annual fee and keep your credit utilization rate low, you should watch how much you spend and pay off your balance in full every month.<\/p><h3 class=\"wp-block-heading\" id=\"h-2-combine-the-card-with-no-annual-fee-with-a-rewards-card\"><span id=\"2-combine-the-card-with-no-annual-fee-with-a-rewards-card\">#2. Combine the Card With No Annual Fee With a Rewards Card<\/span><\/h3><p>Once you know how to use the card with no annual fee, it&#8217;s time to move up to one with a higher fee but better rewards. Chase Freedom Unlimited is one of the best credit cards with no annual fee. It gives cash back on certain categories, but combining it with the Chase Sapphire Reserve, which gives you travel rewards, can help you make the most money.<\/p><h3 class=\"wp-block-heading\" id=\"h-3-keep-the-card-in-your-open-hand-when-you-upgrade\"><span id=\"3-keep-the-card-in-your-open-hand-when-you-upgrade\">#3. Keep the Card in Your Open Hand When You Upgrade<\/span><\/h3><p>Keeping an old no-annual-fee card open can help your credit score by increasing the average length of your credit history and lowering the percentage of your credit that you are using.&nbsp;<\/p><h2 class=\"wp-block-heading\" id=\"h-which-credit-cards-have-no-annual-fee\"><span id=\"which-credit-cards-have-no-annual-fee\">Which Credit Cards Have No Annual Fee?<\/span><\/h2><p>There are;<\/p><ul class=\"wp-block-list\"><li>Wells Fargo Active Cash Card: Best flat-rate cash rewards card.<\/li><li>Capital One Quicksilver Cash Rewards Credit Card.<\/li><li>Bilt Mastercard: Best for traveling partners.<\/li><\/ul><h2 class=\"wp-block-heading\" id=\"h-is-it-better-to-have-no-annual-fee\"><span id=\"is-it-better-to-have-no-annual-fee\">Is It Better to Have No Annual Fee?<\/span><\/h2><p>People who are new to credit cards or who don&#8217;t plan to use their cards very often should look for one that doesn&#8217;t have an annual fee. When you can&#8217;t save more money or get better benefits with any other type of card, you should choose one with no annual fee.<\/p><h2 class=\"wp-block-heading\" id=\"h-which-is-the-best-lifetime-free-credit-card\"><span id=\"which-is-the-best-lifetime-free-credit-card\">Which Is the Best Lifetime Free Credit Card?<\/span><\/h2><p>There are;<\/p><ul class=\"wp-block-list\"><li>IDFC FIRST Choose Credit Card.<\/li><li>First Millennium Credit Card from IDFC.<\/li><li>The Platinum Credit Card from Dhanlaxmi Bank.<\/li><li>ICICI Credit Card on Amazon Pay.<\/li><li>A review of the ICICI Platinum Chip credit card.<\/li><li>Credit Card for Aspire Platinum (IDBI Bank).<\/li><\/ul><h2 class=\"wp-block-heading\" id=\"h-can-a-credit-card-be-free\"><span id=\"can-a-credit-card-be-free\">Can a Credit Card Be Free?<\/span><\/h2><p>A credit card doesn&#8217;t have to cost anything, but if you don&#8217;t want to pay any fees, you&#8217;ll have to be careful about how you use it. To keep your credit card costs as low as possible, choose a card with no annual fee as a first step.<\/p><h2 class=\"wp-block-heading\" id=\"h-what-is-the-easiest-credit-card-to-get-right-now\"><span id=\"what-is-the-easiest-credit-card-to-get-right-now\">What Is the Easiest Credit Card to Get Right Now?<\/span><\/h2><p>The Credit One Visa Card is your best bet if you want an unsecured credit card. You can still use this option even if you have a low credit score or none at all. Cardholders also get 1% cash back on all purchases they make with their card.<\/p><h2 class=\"wp-block-heading\" id=\"h-which-bank-gives-instant-credit-card\"><span id=\"which-bank-gives-instant-credit-card\">Which Bank Gives Instant Credit Card?<\/span><\/h2><p>HDFC Bank can quickly give you a credit card. Not only are credit cards from HDFC Bank completely safe, but they can also be used and owned right away.<\/p><h2 class=\"wp-block-heading\" id=\"h-conclusion\"><span id=\"conclusion\">Conclusion<\/span><\/h2><p>Credit cards with annual fees can be useful, but cardholders may need to plan carefully to get the most out of their card before the benefits start to outweigh the price. But you don&#8217;t have to pay anything extra to get the benefits and rewards that credit cards offer. If you don&#8217;t want to pay the fee or only use your credit card occasionally, a credit card with no annual fee is a good choice.<\/p><h2 id=\"no-annual-fee-credit-cards-faqs\" class=\"wp-block-heading\">No Annual Fee Credit Cards FAQs<\/h2><section\t\tclass=\"sc_fs_faq sc_card    \"\n\t\t\t\t>\n\t\t\t\t<h2 id=\"why-do-i-have-to-pay-a-fee-each-year-for-my-credit-card\">Why do I have to pay a fee each year for my credit card?<\/h2>\t\t\t\t<div>\n\t\t\t\t\t\t<div class=\"sc_fs_faq__content\">\n\t\t\t\t\n<p>Annual fees are charged by card issuers to cover the cost of providing cardholders with a wide range of perks and privileges. They couldn&#8217;t give away competitive rewards schemes, annual $300 travel credits, credits for Global Entry and\/or TSA PreCheck, and so on for nothing.<\/p>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section\t\tclass=\"sc_fs_faq sc_card    \"\n\t\t\t\t>\n\t\t\t\t<h2 id=\"why-is-it-important-that-a-credit-card-has-no-annual-fee\">Why is it important that a credit card has no annual fee?<\/h2>\t\t\t\t<div>\n\t\t\t\t\t\t<div class=\"sc_fs_faq__content\">\n\t\t\t\t\n<p>Credit cards with &#8220;no annual fee&#8221; don&#8217;t charge you extra money each year for the privilege of using them. Most of these credit cards do not charge an annual fee, but they make up for it with substantial incentives like cash back or travel miles.<\/p>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section\t\tclass=\"sc_fs_faq sc_card    \"\n\t\t\t\t>\n\t\t\t\t<h2 id=\"how-much-does-it-cost-to-get-a-credit-card\">How much does it cost to get a credit card?<\/h2>\t\t\t\t<div>\n\t\t\t\t\t\t<div class=\"sc_fs_faq__content\">\n\t\t\t\t\n<p>You must make a cash deposit to open your account. The amount you deposit serves as your credit limit. The cards have different minimum deposit requirements, from $200 to $500. With the majority of secured cards, you can increase your credit line by making a larger initial deposit.<\/p>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/section>\n\t\t\n<script type=\"application\/ld+json\">\n\t{\n\t\t\"@context\": \"https:\/\/schema.org\",\n\t\t\"@type\": \"FAQPage\",\n\t\t\"mainEntity\": [\n\t\t\t\t\t{\n\t\t\t\t\"@type\": \"Question\",\n\t\t\t\t\"name\": \"Why do I have to pay a fee each year for my credit card?\",\n\t\t\t\t\"acceptedAnswer\": {\n\t\t\t\t\t\"@type\": \"Answer\",\n\t\t\t\t\t\"text\": \"<p>Annual fees are charged by card issuers to cover the cost of providing cardholders with a wide range of perks and privileges. They couldn't give away competitive rewards schemes, annual $300 travel credits, credits for Global Entry and\/or TSA PreCheck, and so on for nothing.<\/p>\"\n\t\t\t\t\t\t\t\t\t}\n\t\t\t}\n\t\t\t,\t\t\t\t{\n\t\t\t\t\"@type\": \"Question\",\n\t\t\t\t\"name\": \"Why is it important that a credit card has no annual fee?\",\n\t\t\t\t\"acceptedAnswer\": {\n\t\t\t\t\t\"@type\": \"Answer\",\n\t\t\t\t\t\"text\": \"<p>Credit cards with \\\"no annual fee\\\" don't charge you extra money each year for the privilege of using them. Most of these credit cards do not charge an annual fee, but they make up for it with substantial incentives like cash back or travel miles.<\/p>\"\n\t\t\t\t\t\t\t\t\t}\n\t\t\t}\n\t\t\t,\t\t\t\t{\n\t\t\t\t\"@type\": \"Question\",\n\t\t\t\t\"name\": \"How much does it cost to get a credit card?\",\n\t\t\t\t\"acceptedAnswer\": {\n\t\t\t\t\t\"@type\": \"Answer\",\n\t\t\t\t\t\"text\": \"<p>You must make a cash deposit to open your account. The amount you deposit serves as your credit limit. The cards have different minimum deposit requirements, from $200 to $500. With the majority of secured cards, you can increase your credit line by making a larger initial deposit.<\/p>\"\n\t\t\t\t\t\t\t\t\t}\n\t\t\t}\n\t\t\t\t\t\t]\n\t}\n<\/script><h2 id=\"related-articles\" class=\"wp-block-heading\">Related Articles <\/h2><ol class=\"wp-block-list\"><li><a href=\"https:\/\/businessyield.com\/finance-accounting\/credit-card-annual-fee\/\" target=\"_blank\" rel=\"noreferrer noopener\">CREDIT CARD ANNUAL FEE: Best Travel Credit Card Annual Fee Explained<\/a><\/li><li><a href=\"https:\/\/businessyield.com\/business-strategies\/steps-to-becoming-a-travel-agent\/\" target=\"_blank\" rel=\"noreferrer noopener\">STEPS TO BECOMING A TRAVEL AGENT: Detailed Guide<\/a><\/li><li><a href=\"https:\/\/businessyield.com\/finance-accounting\/financial-freedom\/\" target=\"_blank\" rel=\"noreferrer noopener\">Financial Freedom: A Detailed Guide to Help you Achieve it in 2022 (+ quick tips)<\/a><\/li><li><a href=\"https:\/\/businessyield.com\/travels\/travel-management-system\/\" target=\"_blank\" rel=\"noreferrer noopener\">TRAVEL MANAGEMENT SYSTEM: Top Free and Paid Options In 2022<\/a><\/li><li><a href=\"https:\/\/businessyield.com\/bs-personal-finance\/first-credit-card\/\" target=\"_blank\" rel=\"noreferrer noopener\">FIRST CREDIT CARD: What It Is and All You Need to Know<\/a><\/li><\/ol><h2 id=\"references\" class=\"wp-block-heading\">References<\/h2><ul class=\"wp-block-list\"><li><a href=\"http:\/\/Bankrate.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Bankrate.com<\/a><\/li><li><a href=\"http:\/\/Creditkarma.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Creditkarma.com<\/a><\/li><li><a href=\"http:\/\/Money.usnews.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Money.usnews.com<\/a><\/li><li><a href=\"http:\/\/Nerdwallet.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Nerdwallet.com<\/a><\/li><li><a href=\"http:\/\/Fool.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Fool.com<\/a><\/li><li><a href=\"http:\/\/Cardrates.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Cardrates.com<\/a><\/li><li><a href=\"http:\/\/Time.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Time.com<\/a><\/li><\/ul>","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"Credit cards with no annual fee let you use credit without having to pay an annual fee. With&hellip;\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":262,"featured_media":89942,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[4286],"tags":[],"class_list":{"0":"post-89100","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-financial-aid"},"jetpack_publicize_connections":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BEST NO ANNUAL FEE CREDIT CARDS IN 2023.<\/title>\n<meta name=\"description\" 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