{"id":27036,"date":"2023-09-28T12:01:00","date_gmt":"2023-09-28T12:01:00","guid":{"rendered":"https:\/\/businessyield.com\/?p=27036"},"modified":"2023-10-04T14:16:45","modified_gmt":"2023-10-04T14:16:45","slug":"identity-guard","status":"publish","type":"post","link":"https:\/\/businessyield.com\/brand-stories\/identity-guard\/","title":{"rendered":"IDENTITY GUARD REVIEWS AND COMPARISONS (Updated!)","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"
Identity Guard, founded in 1996 as Intersections Inc., mines data and gathers insights about potential identity theft threats using the artificial intelligence capabilities of IBM’s Watson computing system.
According to Identity Guard, it boasts the quickest average response time for credit report requests made with the three credit agencies, Equifax, Experian, and TransUnion.
Identity Guard received a 2019 Rising Star award from CompareCamp, a software review, and comparison directory, for its near-real-time notifications of fraudulent conduct that could lead to identity theft.<\/p>
In an industry rife with collaborations \u2014 Experian, like FICO, offers its own identity theft services – Identity Guard’s cooperation with Watson provides unique identity protection capabilities. Watson’s cognitive computing can assist in predicting which digital habits may expose members to identity theft. Watson also examines news stories and social media posts and sends alerts when a new phishing scheme targets a member’s bank or credit card firm.<\/p>
Identity Guard provides three identity protection plans for Watson users: a low-cost Value subscription with minimal identity monitoring and recovery, a Total plan with three-bureau credit monitoring, and an Ultra plan with social media reporting.<\/p>
4 out<\/strong> of 5 stars<\/strong><\/p> Listed as the best identity theft protection company in 2023.<\/p> On our list of the Best Identity Theft Protection Services of 2023, Identity Guard ranks first. It is renowned for its collaboration with IBM Watson<\/a>, which delivers artificial intelligence that scans millions of articles every day to detect potential identity theft. They also feature secure browsing options for online shopping, banking, and bill payment.<\/p> Identity Guard offers three different plans. <\/p> The Value plan, which costs $7.50 per month for people and $12.50 per month for families, is a solid choice for basic identity theft protection and minimal identity monitoring. IBM Watson-powered artificial intelligence searches the public internet. Identity Guard also keeps a close eye on the dark web for any questionable behavior.<\/p> The Value plan also includes measures to secure your internet browsing and identity whether banking, shopping, or paying payments. You can also get a mobile anti-phishing app. In addition, if it looks that your identity has been stolen, a dedicated case manager based in the United States is available. The Value plan includes a risk management score and an online identity dashboard, but no tax refund alerts, credit or address tracking, or monthly credit scores.<\/p> Identity Guard’s Total plan has the same benefits as the Value plan plus increased identity theft protection, such as three-bureau credit monitoring and your monthly credit score. It is important to note that the credit score you obtain from Identity Guard is based on the information in your TransUnion credit file. It is only for informational purposes and is not the same as the one used by lenders to analyze your credit.<\/p> You will also receive alerts for tax refunds, bank account takeovers, and other occurrences if you subscribe to the Total plan. Individuals pay $16.67 per month, while families pay $25. According to Identity Guard, the score it offers is exclusively for educational purposes and is derived using information from your TransUnion credit file. Lenders utilize a variety of credit scoring systems, and the number you obtain from Identity Guard may not be the same as the score used by lenders to analyze your credit.<\/p> The Ultra Plan is Identity Guard’s most comprehensive plan, offering all of the benefits of the previous plans as well as additional features. The plan includes three-bureau credit reports, credit and debit card monitoring, 401k and investment account monitoring, criminal and sexual offense monitoring, USPS address change monitoring, and the house title track. Individuals pay $25 per month, while families pay $33.33 per month.<\/p> Ideal for:<\/p> Not Suitable for:<\/p> The plans offered by Identity Guard differ from those offered by other firms in one significant way: Identity Guard’s relationship with IBM to provide its members with access to identity monitoring powered by IBM Watson artificial intelligence. Identity Guard claims that by scanning millions of articles, it can detect identity risks faster than the competition. Watson is included in all three Identity Guard plans, including the $7.50-per-month Value plan for individuals.<\/p> Next, we looked at how Identity Guard enabled consumers to protect themselves against identity theft.<\/p> Identity Guard mostly monitored our credit in order to protect our identity. They monitored credit from all three credit reporting agencies, Experian\u00ae, TransUnion\u00ae, and Equifax\u00ae, with the Total and Ultra plans. We also received credit score updates on a monthly basis.<\/p> The identity Guard kept track of our finances in addition to credit changes, scores, and reports. Identity Guard kept a tight eye on all of our assets, including our 401(k) and investment accounts, as well as high-risk transactions, debit and credit cards. After new financial accounts or takeovers were opened in our names, the corporation alerted us. The identity Guard also alerted us if our address appeared on banking paperwork.<\/p> Finally, we put Identity Guard’s cybersecurity features to the test, including its safe surfing tools, dark web scan, and anti-phishing mobile app. Continue reading to learn more about what each one entailed.<\/p> Identity Guard communicated with us on a regular basis via SMS, app, and email alerts. If we were victimized by identity theft, we may be reimbursed up to $1 million, which is the market benchmark for identity theft insurance.<\/p>Pros of Identity Guard<\/h3>
Cons of Identity Guard<\/h3>
Identity Guard Identity Theft Protection Plans<\/h2>
#1. The Value plan <\/h3>
#2. Total plan <\/h3>
#3. The Ultra Plan <\/h3>
Is Identity Guard a good fit for me?<\/h2>
Identity Guard Features<\/h2>
#1. Credit Checking<\/h3>
#2. Financial Oversight<\/h3>
#3. Added features<\/h3>
Related: Risk Management Strategies: 5+ Strategies You Can Follow Now!!!<\/a><\/h5>
Identity Guard Identity Theft Protection Features<\/span><\/h3>