{"id":148601,"date":"2023-07-15T10:07:30","date_gmt":"2023-07-15T10:07:30","guid":{"rendered":"https:\/\/businessyield.com\/?p=148601"},"modified":"2023-07-15T10:07:31","modified_gmt":"2023-07-15T10:07:31","slug":"financial-technology","status":"publish","type":"post","link":"https:\/\/businessyield.com\/technology\/financial-technology\/","title":{"rendered":"FINANCIAL TECHNOLOGY: Job Opportunities and How to Start One","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"<p>While traditional <a href=\"https:\/\/businessyield.com\/finance-accounting\/financial-institutions\/\" target=\"_blank\" rel=\"noreferrer noopener\">financial institutions<\/a> grapple with the challenges of adapting to a digital era, FinTech has emerged as a disruptive force, introducing innovative solutions which had redefined the financial industry. Financial Technology (Fintech) has become a catalyst for transformation, revolutionizing the way we manage, access, and interact with money and financial services every day. The dynamic nature of FinTech has not only changed the way we conduct transactions but has also democratized financial services, empowering individuals to take control of their finances like never before. From mobile payment platforms and digital wallets to robo-advisors and peer-to-peer lending, FinTech has democratized access to banking, investments, and financial advice, breaking down barriers and reshaping the financial landscape for the better. This guide explains what financial technology is, its key area of development, job opportunities, and salary as well as an overview of one of the best Fintech company FT Partners.<\/p><h2 class=\"wp-block-heading\" id=\"h-what-is-financial-technology\"><span id=\"what-is-financial-technology\">What Is Financial Technology?<\/span><\/h2><p>Financial Technology, commonly known as FinTech, refers to using technology and innovation to improve and automate various financial activities and services. It encompasses various applications, including banking, payments, investment management, insurance, lending, and more. Undoubtedly, fintech has streamlined financial services, making them quite safe, simple, and prompt. FinTech has brought remarkable advancements in areas such as risk management, fraud detection, and regulatory compliance, bolstering the security and integrity of financial transactions. It emerged as a response to the limitations and inefficiencies of traditional financial systems. Generally, it leverages technology to provide faster, more convenient, cost-effective, and accessible financial services to individuals, businesses, and institutions.&nbsp;<\/p><p>We can also say that technological advancement has spread across all facets of life, including finance. Let\u2019s check out the key areas where FinTech has made significant advancements:<\/p><h3 class=\"wp-block-heading\" id=\"h-1-payments-and-money-transfers\"><span id=\"1-payments-and-money-transfers\">#1. Payments and Money Transfers<\/span><\/h3><p>FinTech has revolutionized how we make payments and transfer money. Before now, everyone would have to visit the bank to make transactions. However, mobile payment solutions, digital wallets, and peer-to-peer payment platforms have gained popularity, allowing users to make quick and secure transactions without the need for physical cash or traditional banking systems. All thanks to fintech.<\/p><h3 class=\"wp-block-heading\" id=\"h-2-online-lending-and-crowdfunding\"><span id=\"2-online-lending-and-crowdfunding\">#2. Online Lending and Crowdfunding<\/span><\/h3><p>FinTech platforms have disrupted the lending industry by providing alternative financing options. As a result, online lenders now use advanced algorithms and data analytics to assess creditworthiness, making it easier for individuals and small businesses to access loans. On the other hand, crowdfunding platforms enable individuals to raise funds for projects or ventures by reaching out to a large number of potential investors.<\/p><h3 class=\"wp-block-heading\" id=\"h-3-wealth-management-and-robo-advisors\"><span id=\"3-wealth-management-and-robo-advisors\">#3. Wealth Management and Robo-Advisors<\/span><\/h3><p>Robo-advisors are automated investment platforms that use algorithms to provide financial planning and investment advice. They offer low-cost investment solutions, portfolio management, as well as personalized recommendations based on an individual&#8217;s financial goals and risk tolerance. Robo-advisors have democratized wealth management by making it more accessible to a broader range of investors.<\/p><h3 class=\"wp-block-heading\" id=\"h-4-blockchain-and-cryptocurrencies\"><span id=\"4-blockchain-and-cryptocurrencies\">#4. Blockchain and Cryptocurrencies<\/span><\/h3><p>Blockchain technology is another landmark that fintech has made. This is a decentralized and secure digital ledger, that has gained prominence in FinTech. Generally, it enables transparent and tamper-resistant transactions, reducing the need for intermediaries in cross-border payments, identity verification, and smart contracts. Cryptocurrencies like Bitcoin and Ethereum have emerged as alternative digital assets that operate on blockchain technology.<\/p><h3 class=\"wp-block-heading\" id=\"h-5-insurance-technology\"><span id=\"5-insurance-technology\">#5. Insurance Technology<\/span><\/h3><p>FinTech has transformed the <a href=\"https:\/\/businessyield.com\/insurance\/what-is-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">insurance industry<\/a> through the use of technology. Insurance technology companies offer streamlined insurance processes, automated underwriting, personalized policies, as well as <a href=\"https:\/\/businessyield.com\/management\/risk-mitigation-strategies\/\" target=\"_blank\" rel=\"noreferrer noopener\">innovative risk<\/a> management solutions. They leverage <a href=\"https:\/\/businessyield.com\/technology\/data-analytics-software\/\" target=\"_blank\" rel=\"noreferrer noopener\">data analytics<\/a>, <a href=\"https:\/\/businessyield.com\/information\/artificial-intelligence\/\" target=\"_blank\" rel=\"noreferrer noopener\">artificial intelligence<\/a>, and machine learning to assess risks and provide more tailored insurance products.<\/p><h3 class=\"wp-block-heading\" id=\"h-6-regtech\"><span id=\"6-regtech\">#6. RegTech<\/span><\/h3><p>Regulatory technology, or RegTech, focuses on utilizing technology to streamline and also automate compliance processes in the financial industry. It helps financial institutions comply with regulations more efficiently, reducing costs and minimizing the risk of regulatory breaches. RegTech solutions generally employ artificial intelligence, data analytics, and <a href=\"https:\/\/businessyield.com\/technology\/machine-learning-engineer-salary\/\" target=\"_blank\" rel=\"noreferrer noopener\">machine learning<\/a> to monitor transactions, detect fraud, and ensure adherence to regulatory requirements.<\/p><h2 class=\"wp-block-heading\" id=\"h-how-does-fintech-make-money\"><span id=\"how-does-fintech-make-money\">How Does Fintech Make Money?<\/span><\/h2><p>Generally, Fintech companies employ various business models to make money. The following are some common ways fintech companies make money:<\/p><ul class=\"wp-block-list\"><li>Transaction Fees<\/li>\n\n<li>Subscription or Membership Fees<\/li>\n\n<li>Lending and Interest Income<\/li>\n\n<li>Data Monetization<\/li>\n\n<li>White-Label Solutions<\/li>\n\n<li>APIs and Developer Tools<\/li>\n\n<li>Partnerships and Referral Fees<\/li><\/ul><h2 class=\"wp-block-heading\" id=\"h-what-are-the-four-key-areas-of-fintech\"><span id=\"what-are-the-four-key-areas-of-fintech\">What Are the Four Key Areas of Fintech?<\/span><\/h2><p>The four key areas of FinTech can be categorized as follows:<\/p><ul class=\"wp-block-list\"><li>Payments and Digital Currencies<\/li>\n\n<li>Lending and Financing<\/li>\n\n<li>Wealth Management and Investment<\/li>\n\n<li>Insurance Technology (Insurtech)<\/li><\/ul><h2 class=\"wp-block-heading\" id=\"h-how-do-i-become-a-fintech\"><span id=\"how-do-i-become-a-fintech\">How Do I Become a Fintech?<\/span><\/h2><p>Becoming a fintech, or financial technology company, involves a combination of entrepreneurial spirit, domain knowledge in finance, and expertise in technology. The following is a step-by-step guide on how to become a fintech expert:<\/p><ul class=\"wp-block-list\"><li>Define your fintech idea<\/li>\n\n<li>Conduct <a href=\"https:\/\/businessyield.com\/business-strategies\/market-research-methods\/\" target=\"_blank\" rel=\"noreferrer noopener\">market research<\/a><\/li>\n\n<li>Develop a business plan<\/li>\n\n<li>Build a skilled team<\/li>\n\n<li>Design and develop your product or service<\/li>\n\n<li>Ensure regulatory compliance<\/li>\n\n<li>Establish strategic partnerships<\/li>\n\n<li>Test and iterate<\/li>\n\n<li>Launch and market your fintech product<\/li>\n\n<li>Focus on customer experience and support<\/li><\/ul><h2 class=\"wp-block-heading\" id=\"h-what-are-3-examples-of-fintech\"><span id=\"what-are-3-examples-of-fintech\">What are 3 Examples of FinTech?<\/span><\/h2><p>The perfect examples of fintech are mobile banking, <a href=\"https:\/\/businessyield.com\/finance-accounting\/what-is-p2p\/\" target=\"_blank\" rel=\"noreferrer noopener\">P2P payment<\/a> systems like Venmo and CashApp, automated portfolio managers like Wealthfront and Betterment, and <a href=\"https:\/\/businessyield.com\/online-business\/what-are-auto-trading-platforms-and-how-does-auto-trading-work\/\" target=\"_blank\" rel=\"noreferrer noopener\">trading platforms<\/a> like Robinhood.&nbsp;<\/p><h2 class=\"wp-block-heading\" id=\"h-financial-technology-company\"><span id=\"financial-technology-company\">Financial Technology Company<\/span><\/h2><p>Financial technology companies have transformed the financial services landscape, offering innovative as well as disruptive solutions. In a way, these companies have improved accessibility, efficiency, and customer experiences. They continue to shape the future of finance by leveraging technology to solve complex financial challenges and create new opportunities. Fintech companies leverage technology, data analytics, automation, and digital platforms to improve efficiency, convenience, and accessibility in areas such as payments, banking, lending, investing, insurance, and <a href=\"https:\/\/businessyield.com\/bs-personal-finance\/personal-finance\/\" target=\"_blank\" rel=\"noreferrer noopener\">personal finance<\/a>. Technology advancements, shifting consumer expectations, and regulatory developments all continue to drive the FinTech landscape&#8217;s rapid evolution. It has the potential to reshape the financial industry by making financial services more inclusive, efficient, and user-friendly.<\/p><h3 class=\"wp-block-heading\" id=\"h-features-of-financial-technology-company\"><span id=\"features-of-financial-technology-company\">Features of Financial Technology Company<\/span><\/h3><p>The following are some key characteristics and aspects of a financial technology company:<\/p><h4 class=\"wp-block-heading\" id=\"h-1-technological-innovation\"><span id=\"1-technological-innovation\">#1. Technological Innovation<\/span><\/h4><p>Fintech companies utilize cutting-edge technologies such as artificial intelligence, machine learning, blockchain, <a href=\"https:\/\/businessyield.com\/business-strategies\/cloud-computing\/\" target=\"_blank\" rel=\"noreferrer noopener\">cloud computing<\/a>, and data analytics to develop and deliver their products and services. These technologies enable automation, streamline processes, enhance security, and improve customer experiences.<\/p><h4 class=\"wp-block-heading\" id=\"h-2-customer-centric-approach\"><span id=\"2-customer-centric-approach\">#2. Customer-Centric Approach<\/span><\/h4><p>Fintech companies generally prioritize the needs and preferences of their customers by offering user-friendly interfaces, personalized experiences, and faster, more convenient services. Their primary aim is to provide solutions that address pain points in traditional financial services or offer entirely new ways of managing finances.<\/p><h4 class=\"wp-block-heading\" id=\"h-3-disruption-and-disintermediation\"><span id=\"3-disruption-and-disintermediation\">#3. Disruption and Disintermediation<\/span><\/h4><p>Fintech companies often challenge traditional financial institutions by offering alternative solutions that can bypass intermediaries, reduce costs, and increase accessibility. They may also target underserved customer segments or introduce new business models that redefine industry norms.<\/p><h4 class=\"wp-block-heading\" id=\"h-4-enhanced-financial-services\"><span id=\"4-enhanced-financial-services\">#4. Enhanced Financial Services<\/span><\/h4><p>Fintech companies provide a wide range of financial services, including the following;<\/p><ul class=\"wp-block-list\"><li>Payments and Remittances: Facilitating digital payments, money transfers, mobile wallets, peer-to-peer transactions, and cross-border remittances.<\/li>\n\n<li>Lending and Crowdfunding: Offering online lending platforms, peer-to-peer lending, crowdfunding, and alternative credit assessment models.<\/li>\n\n<li>Personal Finance and Wealth Management: Providing budgeting tools, financial planning platforms, robo-advisory services, investment platforms, and portfolio management tools.<\/li>\n\n<li>Insurtech: Introducing technology-driven solutions for insurance processes, such as policy management, claims processing, risk assessment, and personalized insurance offerings.<\/li>\n\n<li>Blockchain and Cryptocurrency: Utilizing blockchain technology for secure transactions, smart contracts, digital identities, decentralized finance (DeFi), and digital currencies like Bitcoin and Ethereum.<\/li><\/ul><h4 class=\"wp-block-heading\" id=\"h-5-regulatory-considerations\"><span id=\"5-regulatory-considerations\">#5. Regulatory Considerations<\/span><\/h4><p>Fintech companies operate in a heavily regulated environment as they deal with sensitive financial data and transactions. Compliance with financial regulations, consumer protection laws, anti-money laundering (AML) requirements, and data privacy regulations (e.g., GDPR) is crucial for maintaining trust and credibility, as well as avoiding legal issues.<\/p><h4 class=\"wp-block-heading\" id=\"h-6-partnerships-and-collaboration\"><span id=\"6-partnerships-and-collaboration\">#6. Partnerships and Collaboration<\/span><\/h4><p>Fintech companies often collaborate with established financial institutions, such as banks or insurance companies, to leverage their infrastructure, customer base, regulatory compliance, or domain expertise. Such partnerships can be mutually beneficial and help fintech companies accelerate their growth and reach a broader audience.<\/p><h4 class=\"wp-block-heading\" id=\"h-7-funding-and-investment\"><span id=\"7-funding-and-investment\">#7. Funding and Investment<\/span><\/h4><p>Generally, intech startups typically require funding to fuel their growth and development. As a result, they seek funding from various sources, including venture capital firms, angel investors, strategic partnerships, crowdfunding platforms, or government grants that support innovation in the financial industry.<\/p><h2 class=\"wp-block-heading\" id=\"h-how-to-start-a-fintech-company\"><span id=\"how-to-start-a-fintech-company\">How to Start a Fintech Company<\/span><\/h2><p>The truth is, starting a fintech company requires dedication, resilience, and a strong understanding of both technology and finance. It can also be an exciting and challenging endeavor. Therefore, staying informed about industry trends, embracing innovation, and being prepared to adapt your business model based on market demands will be of great help to you in this journey.<\/p><p>The following are some steps to help you get started:<\/p><h3 class=\"wp-block-heading\" id=\"h-1-identify-a-fintech-idea\"><span id=\"1-identify-a-fintech-idea\">#1. Identify a Fintech Idea<\/span><\/h3><p>Every great innovation or business begins with an idea. Research the fintech landscape to identify potential opportunities or gaps in the market. Consider areas such as payments, lending, personal finance, blockchain, robo-advisory, or insurtech. Look for innovative solutions that can address specific customer needs or pain points.<\/p><h3 class=\"wp-block-heading\" id=\"h-2-develop-a-business-plan\"><span id=\"2-develop-a-business-plan\">#2. Develop a Business Plan<\/span><\/h3><p>Create a comprehensive business plan that outlines your fintech company&#8217;s vision, mission, target market, products or services, revenue model, marketing strategy, and financial projections. This plan will serve as a roadmap for your company and can be useful when seeking funding or partnerships.<\/p><h3 class=\"wp-block-heading\" id=\"h-3-build-a-team\"><span id=\"3-build-a-team\">#3. Build a Team<\/span><\/h3><p>Collaboration is what brings ideas to life. This simply means that you have to assemble a team with the necessary skills as well as expertise to bring your fintech idea to life. This may include software developers, data scientists, financial experts, compliance professionals, and marketing specialists. This is because a set of diverse team with complementary skills is crucial for success.<\/p><h3 class=\"wp-block-heading\" id=\"h-4-conduct-market-research\"><span id=\"4-conduct-market-research\">#4. Conduct Market Research<\/span><\/h3><p>Validate your fintech idea by conducting market research and gathering feedback from potential customers or industry experts. Understand the competitive landscape and also identify key competitors and their strengths and weaknesses. Generally, conducting research will help you refine your product offering and marketing strategy.<\/p><h3 class=\"wp-block-heading\" id=\"h-5-develop-your-product\"><span id=\"5-develop-your-product\">#5. Develop Your Product<\/span><\/h3><p>Build a minimum viable product (MVP) that showcases the core functionality of your fintech solution. Focus on creating a user-friendly interface and ensuring that your product addresses a specific problem or adds significant value to customers. Continuously iterate and improve based on user feedback.<\/p><h3 class=\"wp-block-heading\" id=\"h-6-ensure-regulatory-compliance\"><span id=\"6-ensure-regulatory-compliance\">#6. Ensure Regulatory Compliance<\/span><\/h3><p>Understand the regulatory landscape in the jurisdiction(s) you plan to operate in. Fintech is a highly regulated industry, and you may need to comply with specific licenses, permits, or regulations. Consult with legal experts or regulatory consultants to ensure compliance with relevant laws.<\/p><h3 class=\"wp-block-heading\" id=\"h-7-establish-partnerships\"><span id=\"7-establish-partnerships\">#7. Establish Partnerships<\/span><\/h3><p>Forge strategic partnerships with banks, financial institutions, technology providers, or other fintech companies that can complement your offering or provide access to their customer base. Partnerships can accelerate your growth, enhance your credibility, and provide access to necessary resources.<\/p><h3 class=\"wp-block-heading\" id=\"h-8-secure-funding\"><span id=\"8-secure-funding\">#8. Secure Funding<\/span><\/h3><p>Determine your financial needs and explore funding options such as bootstrapping, angel investors, venture capital, or government grants. Prepare a compelling pitch deck highlighting your unique value proposition, market potential, and growth strategy. Seek meetings with potential investors or apply for relevant funding programs.<\/p><h3 class=\"wp-block-heading\" id=\"h-9-focus-on-security-and-data-privacy\"><span id=\"9-focus-on-security-and-data-privacy\">#9. Focus on Security and Data Privacy<\/span><\/h3><p>Fintech companies handle sensitive customer data and financial transactions. Implement robust security measures to protect customer information and ensure compliance with data privacy regulations. This includes encryption, secure storage, access controls, and regular security audits.<\/p><h3 class=\"wp-block-heading\" id=\"h-10-launch-and-scale\"><span id=\"10-launch-and-scale\">#10. Launch and Scale<\/span><\/h3><p>Once you have refined your product, secured necessary partnerships, and ensured regulatory compliance, launch your fintech solution in the market. Continuously monitor user feedback, iterate your product, and invest in marketing and customer acquisition strategies to scale your business.<\/p><h2 class=\"wp-block-heading\" id=\"h-financial-technology-salary\"><span id=\"financial-technology-salary\">Financial Technology Salary<\/span><\/h2><p>The median annual pay for financial technology professionals in the United States is $123,495 as of the time of this write-up. If you decide to break it down, you&#8217;ll definitely arrive at $59.37 per hour, 2,374 every week and $10,291 per month.<\/p><p><a href=\"https:\/\/www.ziprecruiter.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">ZipRecruiter<\/a> reports that the average salary for a financial technology professional in the United States is $184,500, with the top 10% of earners making $206,000 and the bottom 10% making $35,500. The median salary falls somewhere in the middle, at $88,000. There appears to be a wide range of prospects for growth and better income for Fintech workers given the wide variation in the average salary (up to $63,000).<\/p><h2 class=\"wp-block-heading\" id=\"h-financial-technology-partners\"><span id=\"financial-technology-partners\">Financial Technology Partners<\/span><\/h2><p>There is no other investment bank that is solely dedicated to the financial technology industry like Financial Technology Partners LP and FTP Securities LLC (&#8220;FT Partners&#8221;); this is one phrase that you&#8217;ll definitely come across each time you look up Financial Technology Partners. It was founded in 2001, and all of the firm&#8217;s top bankers and founders have extensive expertise in the investment banking industry, having worked for Goldman Sachs &amp; Co. in New York, San Francisco, London, and Los Angeles in the financial technology, M&amp;A, and investment banking departments. The sector is roughly defined as the dynamic convergence of technologically-based solutions and financial services.&nbsp;<\/p><p>With the goal of fostering creativity and expansion in the fintech sector, Financial Technology Partners (FT Partners) focuses only on providing investment banking services to the sector. They also provide strategic advice and capital raising services to help fintech businesses succeed in today&#8217;s competitive market.<\/p><p>The company offers M&amp;A, D&amp;D, fairness opinions, and anti-raid advising services. FT Partners is a financial advisory firm that helps businesses with things like raising private money, reorganizing, investing in private equity, going public, and valuing their companies. The company serves numerous markets, including those for business products and services, financial services, and information technology.<\/p><h2 class=\"wp-block-heading\" id=\"h-financial-technology-job\"><span id=\"financial-technology-job\">Financial Technology Job<\/span><\/h2><p>The ease we enjoy with financial services didn\u2019t come by itself. It comes as a result of the ideas and hard work of diverse individuals. Fintech jobs refer to employment opportunities within the financial technology sector. As the fintech industry continues to grow and disrupt traditional financial services, there is a rising demand for professionals with a diverse range of skills and expertise. Fintech jobs span various domains and require a combination of financial knowledge, technological proficiency, and innovative thinking. The following are some common roles you&#8217;ll find in the fintech job market:<\/p><ul class=\"wp-block-list\"><li>Software\/Full Stack Developer<\/li>\n\n<li>Data Scientist\/Analyst<\/li>\n\n<li>Product Manager<\/li>\n\n<li>UX\/UI Designer<\/li>\n\n<li>Compliance and Risk Manager<\/li>\n\n<li>Blockchain Developer<\/li>\n\n<li>Digital Marketer<\/li>\n\n<li>Cybersecurity Specialist<\/li>\n\n<li>Financial Analyst<\/li>\n\n<li>Customer Support Specialist<\/li><\/ul><h2 class=\"wp-block-heading\" id=\"h-what-are-the-branches-of-financial-technology\"><span id=\"what-are-the-branches-of-financial-technology\">What are the Branches of Financial Technology?<\/span><\/h2><p>The four branches of fintech are Artificial intelligence (AI), blockchain, cloud computing, and big data.<\/p><h2 class=\"wp-block-heading\" id=\"h-related-articles\"><span id=\"related-articles\">Related Articles<\/span><\/h2><ul class=\"wp-block-list\"><li><a href=\"https:\/\/businessyield.com\/technology\/ai-engineering\/\" target=\"_blank\" rel=\"noreferrer noopener\">AI ENGINEERING: What They Do &amp; How to Become One<\/a><\/li>\n\n<li><a href=\"https:\/\/businessyield.com\/information\/service-agreement\/\" target=\"_blank\" rel=\"noreferrer noopener\">SERVICE AGREEMENT: Definition and All to Know<\/a><\/li>\n\n<li><a href=\"https:\/\/businessyield.com\/technology\/iot-applications\/\" target=\"_blank\" rel=\"noreferrer noopener\">IOT APPLICATIONS: Top Best Applications of IoT in 2023<\/a><\/li><\/ul><h2 class=\"wp-block-heading\" id=\"h-references\"><span id=\"references\">References<\/span><\/h2><p><a href=\"https:\/\/www.ziprecruiter.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">ziprecruiter.com<\/a><\/p><p><a href=\"https:\/\/www.tealhq.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">tealhq.com<\/a><\/p>","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"While traditional financial institutions grapple with the challenges of adapting to a digital era, FinTech has emerged as&hellip;\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":244,"featured_media":148627,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[4308],"tags":[],"class_list":{"0":"post-148601","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-technology"},"jetpack_publicize_connections":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>FINANCIAL TECHNOLOGY: Job Opportunities and How to Start One<\/title>\n<meta name=\"description\" content=\"Want to start a financial technology company? 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