{"id":133599,"date":"2023-05-25T11:54:47","date_gmt":"2023-05-25T11:54:47","guid":{"rendered":"https:\/\/businessyield.com\/?p=133599"},"modified":"2023-06-05T20:17:45","modified_gmt":"2023-06-05T20:17:45","slug":"handyman-insurance","status":"publish","type":"post","link":"https:\/\/businessyield.com\/insurance\/handyman-insurance\/","title":{"rendered":"HANDYMAN INSURANCE: Best Handyman Insurance Companies for 2023","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

Every contractor should consider getting handyman insurance. It’s not something many people consider when starting out as a handyman. However, getting the proper insurance can make a significant difference and protect you in the event of an accident or other trouble. In this article, we’ll be looking at some of the best handyman insurance companies & quote(s for 2023. We will be investigating the different coverage services offered, customer reviews, and other key factors to help you decide on the best insurance policy for your business. With the right coverage, you can rest assured that your business is secure and that you have complete protection.<\/p>

What is Handyman Insurance?<\/span><\/h2>

Handyman Insurance is just business insurance created expressly for the risks related to being a professional handyman. <\/p>

Again, a specialized business owners insurance policy (BOP) for contractors is handyman insurance. Th\u0435 majority \u043ef th\u0435 t\u0456m\u0435, handyman insurance is a g\u0435n\u0435r\u0430l l\u0456\u0430b\u0456l\u0456t\u0443 \u0440\u043el\u0456\u0441\u0443 w\u0456th an additional \u043e\u0440t\u0456\u043en f\u043er coverage f\u043er \u0430n\u0443 tools \u043er v\u0435h\u0456\u0441l\u0435\u0455 u\u0455\u0435d f\u043er the \u0440r\u043ej\u0435\u0441t. The legal and financial responsibilities associated with accidents that cause property damage or personal harm are covered by this type of insurance, known as general liability.<\/p>

Who Should Get Handyman Insurance?<\/h2>

Anyone who offers a service as a handyman or tradesman should consider a handyman insurance policy. Even if you run a small handyman business, you still need adequate coverage. While it is not a legal requirement to have a policy, it provides vital protection for you and your business. Clearly, it is recommended that all handymen purchase a policy to avoid financial losses in the event of an accident or lawsuit. Moreover, if you are not using tools to do repair work, you may not need this type of business insurance.<\/p>

What Does Handyman Insurance Cover?<\/h2>

Handyman insurance is a type of insurance that covers a variety of small business risks, including general liability insurance, medical costs for unintentional injuries to third parties, litigation, and damage to your company’s property.<\/p>

Additionally, expanded coverage, which might cover tools, cars, offices, subcontractors, and full-time workers, is often available to policyholders.<\/p>

An effective starting point is a business owner’s policy (BOP). A BOP is a package of three important types of coverage that is often cheaper than buying each insurance separately.<\/p>

listed are included in the BOP:<\/p>