VISITORS COVERAGE: All You Need To Know

Visitors coverage, also known as visitor’s insurance or travel medical insurance, is a type of insurance that provides medical and other benefits to people who are traveling outside of their home country. Visitor coverage can help protect you from unexpected medical expenses as well as other travel-related problems, such as lost luggage and flight cancellations.

If you are planning a trip to the United States or another country, it is important to consider purchasing visitor coverage. Visitor coverage can help give you peace of mind, knowing that you are protected in case of an emergency.

In this blog post, we will take a closer look at visitor coverage and discuss the benefits it can offer. We will also provide some tips on how to choose the right visitor coverage policy for your needs.

Visitors Coverage

Visitors Coverage is an insurance company that offers visitor medical insurance and travel insurance coverage for individuals visiting the USA or traveling internationally. They provide coverage for emergency medical expenses and services that may be needed while visiting a foreign country. Visitors’ insurance plans typically cover new medical conditions, injuries, or accidents that occur after the effective date of the policy.

Benefits of Visitors Coverage

#1. Medical Expense Coverage

VisitorsCoverage provides coverage for medical expenses incurred during the visit to a foreign country. This includes coverage for new medical conditions, injuries, accidents, and emergency medical services.

#2. PPO Network Access

Many comprehensive coverage plans offered by VisitorsCoverage participate in a Preferred Provider Organization (PPO) network. This network consists of participating doctors and hospitals who bill the insurance company directly, resulting in lower out-of-pocket costs for the insured individual.

#3. Coverage Options

VisitorsCoverage offers a range of coverage options to suit individual needs and budgets. This includes comprehensive coverage plans with higher benefits, as well as low-cost fixed schedule of benefits plans. There are also plans available specifically for pre-existing conditions, green card/immigrant plans, and Canadians traveling to the USA.

#4. Protection Against Acts of Terrorism and War

Visitors Coverage’s insurance plans may provide coverage for injuries or illnesses resulting from acts of terrorism or war, depending on the specific plan.

#5. Convenient Renewal/Extension Options

VisitorsCoverage offers renewal and extension options for insurance plans, allowing individuals to extend their coverage if needed.

#6. Easy Comparison and Purchase

VisitorsCoverage provides a user-friendly platform where individuals can compare the prices and benefits of different travel insurance options. Once a suitable plan is identified, it can be purchased online using a credit card.

#7. Emergency Medical Evacuation

VisitorsCoverage plans often include coverage for emergency medical evacuation. This benefit ensures that if a medical emergency arises that requires transportation to a better-equipped medical facility or back to the insured individual’s home country, the expenses associated with the evacuation will be covered.

#8. Repatriation of Remains

The repatriation of remains is often covered by VisitorsCoverage policies in the terrible event that a visitor passes away while traveling. The expense of returning the deceased person’s remains for burial or cremation in their own country is covered by this benefit.

#9. Trip Interruption/Cancellation

VisitorsCoverage insurance plans offer coverage for trip interruption or cancellation due to unforeseen circumstances such as illness, injury, or death of a family member. This coverage can reimburse the non-refundable expenses incurred for the trip, including airfare, hotel bookings, and other prepaid expenses.

#10. 24/7 Assistance Services

VisitorsCoverage insurance plans include access to 24/7 assistance services. These services can help with medical referrals, translation services, emergency cash transfers, and other travel-related emergencies.

Visitors Coverage Insurance

Visitors Coverage also known as Visitor insurance is a type of insurance that provides medical coverage to international travelers during their trips, protecting them against unexpected injuries or illnesses. This coverage is available for individuals traveling to a foreign country or visiting another country for a specific period. Common features include emergency medical expenses, trip cancellation or interruption coverage, baggage and personal effects coverage, coverage for pre-existing conditions, emergency medical evacuation, 24/7 customer support, and online policy management.

List of Visitors Coverage Insurance Providers

#1. VisitorsCoverage

VisitorsCoverage is a well-known provider of visitor insurance plans. They offer a range of coverage options for international travelers, including medical coverage, emergency medical evacuation, and trip interruption/cancellation coverage.

#2. G1G

G1G is a provider of visitor insurance plans. They offer coverage for medical expenses, emergency medical evacuation, and repatriation of remains. G1G provides a user-friendly online platform where customers can compare and purchase insurance plans from different providers.

#3. Insubuy

Insubuy is an insurance broker that specializes in international travel insurance, including visitor insurance. They offer a wide selection of plans from different insurance companies, allowing customers to compare and choose the coverage that best suits their needs.

#4. Trawick International

Trawick International is an insurance provider that offers visitor insurance plans. They offer different levels of coverage and deductible options to cater to individual preferences.

#5. IMG Global

IMG Global is a global insurance provider that offers visitor insurance plans. They provide coverage for medical expenses, emergency medical evacuation, and repatriation of remains. IMG Global offers various plans with different coverage limits and deductible options.

#6. Seven Corners

Seven Corners is an insurance provider that offers various types of travel insurance, including visitor insurance. They provide coverage for medical expenses, and they offer different plans with varying coverage limits and deductible options to cater to different needs.

#7. HCC Medical Insurance Services

HCC Medical Insurance Services, now known as Tokio Marine HCC, is an insurance provider that offers visitor insurance plans. They offer coverage for medical expenses, emergency medical evacuation, and repatriation of remains. HCC Medical Insurance Services provides different plan options with varying coverage levels.

#8. Patriot America Plus

The International Medical Group (IMG) offers Patriot America Plus as a visitor insurance plan. This plan is designed specifically for non-U.S. citizens visiting the United States. It provides comprehensive coverage for medical expenses, emergency medical evacuation, and repatriation of remains.

#9. INF Visitor Care

INF Visitor Care is a visitor insurance program that INF Insurance Services offers. Medical costs, medical evacuations in case of emergencies, and the return of remains are all covered. With various deductible options and coverage restrictions, INF Visitor Care offers a variety of plan alternatives.

#10. Allianz Global Assistance

Allianz Global Assistance is a well-known insurance provider that offers visitor insurance plans. They provide multiple plan options with varying coverage levels and additional benefits such as baggage loss and delay coverage.

VisitorsCoverage Reviews

VisitorCoverage has received positive reviews for its outstanding customer service, attention to detail, and hassle-free online experience

Positive Reviews of VisitorsCoverage

VisitorsCoverage has received positive reviews for the following reasons:

#1. Excellent Customer Service

Many customers have praised VisitorsCoverage for its outstanding customer service. They appreciate the prompt and helpful assistance provided by the company’s representatives when purchasing a policy, filing a claim, or seeking clarification on coverage details.

#2. Easy Online Experience

VisitorsCoverage is often commended for its user-friendly website and hassle-free online experience. Customers appreciate the ease of obtaining quotes, comparing different plans, and purchasing insurance online without any complications.

#3. Attention to Detail

VisitorsCoverage has been recognized for its attention to detail in explaining policy terms and conditions. Customers appreciate the transparency and clarity in understanding what is covered and what is not, helping them make informed decisions.

#4. Quick Claims Processing

The prompt and effective claim processing provided by VisitorsCoverage is frequently mentioned in favorable evaluations. Customers have said that they are satisfied with the organization overall since they receive fast reimbursements for legitimate charges.

#5. Wide Range of Coverage Options

VisitorsCoverage offers a variety of insurance plans from reputable providers, allowing customers to choose the coverage that best suits their needs. Positive reviews often highlight the availability of comprehensive coverage options tailored to specific travel requirements.

Negative Reviews of Visitors Coverage.

VisitorsCoverage has received some negative reviews, primarily related to the claims process and the website’s functionality.

#1. Limited Plan-Specific Services

Visitors Coverage may not be able to manage claims or offer essential plan-specific services. This limitation could be a source of frustration for some customers.

#2. Issues with the Claims Process

Some customers have experienced difficulties with the claims process, leading to frustration and dissatisfaction.

#3. Website Maintenance

Parts of the VisitorsCoverage website have been reported as being down for maintenance, which can be inconvenient for users trying to obtain quotes or compare plans.

#4. Challenges with Comparing Quotes

As VisitorsCoverage is a liaison between customers and travel insurance providers, some users have found it challenging to compare quotes side-by-side after obtaining individual quotes.

#5. Problems with Customer Service

A few customers have reported issues with the responsiveness and understanding of VisitorsCoverage’s customer service agents.

VisitorsCoverage and Insubu

Both VisitorsCoverage and Insubuy are online platforms that offer visitors insurance for individuals traveling to foreign countries or visiting another country for a specific period. Here are some similarities between VisitorsCoverage and Insubuy:

#1. Insurance Comparison

Both VisitorsCoverage and Insubuy provide tools and resources to compare different insurance plans from multiple insurance providers. This allows individuals to compare coverage options, benefits, and prices to find a plan that best suits their needs.

#2. Online Purchase

VisitorsCoverage and Insubuy offer the convenience of purchasing insurance online. Users can browse through available insurance plans, review policy details, and complete the purchase process online.

#3. Customer Support

Both platforms offer customer support to assist users with any questions or concerns they may have regarding insurance plans, policy details, claims, or other related inquiries. This can include phone support, email support, or online chat.

#4. Policy Management

VisitorsCoverage and Insubuy provide online platforms or mobile apps that allow policyholders to manage their policies, access policy documents, and make claims conveniently.

#5. Wide Range of Insurance Providers

Both platforms work with multiple insurance providers, offering a variety of insurance plans to choose from. This allows users to compare and select from a range of options based on their specific needs and preferences.

Difference Between VisitorsCoverage and Insubu

While VisitorsCoverage and Insubuy have some similarities, there are also some notable differences between the two platforms. Here are some key differences:

#1. Focus and Coverage

VisitorsCoverage is a comprehensive travel insurance comparison site that offers insurance plans for visitors to various countries, including the United States. Insubuy, on the other hand, primarily focuses on providing insurance plans specifically for travelers planning a trip to the United States.

#2. Insurance Providers

VisitorsCoverage works with a wide range of insurance providers, offering a variety of insurance plans to choose from. Insubuy also partners with multiple insurance providers, but their focus is on providing insurance plans from a select group of providers that specialize in coverage for visitors to the United States.

#3. Policy Options

VisitorsCoverage offers a range of insurance plans, including comprehensive coverage, fixed coverage, and other specialized plans. Insubuy offers a variety of plans as well, but their emphasis is on providing insurance plans that cater specifically to the needs of visitors to the United States, such as visitor medical insurance and travel medical insurance.

#4. Additional Services

While both platforms primarily focus on providing insurance plans, they may also offer additional services or resources. VisitorsCoverage, for example, provides a blog with travel tips and guides, as well as a customer support team that can assist with any insurance-related questions. Insubuy may offer similar resources and services tailored to visitors traveling to the United States.

Is Visitorscoverage Legit

VisitorsCoverage is indeed a legitimate company that offers travel insurance plans for travelers. They act as a liaison between customers and various travel insurance providers. VisitorsCoverage has received positive customer reviews, with high ratings for their customer service, attention to detail, and hassle-free online experience. They are also accredited by the Better Business Bureau (BBB). VisitorsCoverage provides a range of legitimate services to assist travelers in obtaining the right insurance coverage for their needs.

Key Services Provided by Visitors Coverage

#1. Insurance Plan Comparison

VisitorsCoverage offers a platform that allows users to compare different insurance plans from multiple insurance providers. This service enables travelers to review and compare coverage options, benefits, and prices to find a plan that best suits their specific requirements.

#2. Immediate Coverage

VisitorsCoverage provides immediate coverage for travelers. This means that once a policy is purchased and the payment is processed, the coverage becomes effective immediately, providing peace of mind and protection from the start of the trip.

#3. Unbiased Plan Comparison

VisitorsCoverage aims to provide unbiased plan comparison services. They strive to present insurance plans from various providers fairly and impartially, allowing travelers to make informed decisions based on their individual needs and preferences.

#4. Award-Winning Customer Service

VisitorsCoverage prides itself on offering award-winning customer service. Their customer support team is available to assist travelers with any questions or concerns related to insurance plans, policy details, claims, or other inquiries. This service ensures that customers receive prompt and reliable assistance throughout their insurance journey.

#5. Privacy and Data Protection

VisitorsCoverage is committed to protecting the privacy and personal data of its users. They have a privacy policy in place that outlines how they collect, use, and safeguard customer information. This service ensures that customers’ personal and sensitive data is handled securely and following applicable privacy laws.

What is Travel Coverage?

Travel coverage, also known as travel insurance, is a type of insurance that provides financial protection for unexpected events and emergencies that may occur while traveling. It offers various benefits, such as trip cancellation or interruption coverage, baggage and personal effects coverage, medical coverage, and emergency medical evacuation coverage. The specific coverage and benefits can vary depending on the insurance provider and policy.

How Much Is Visitor Insurance In The US?

The cost of visitor insurance in the USA varies based on factors such as coverage type, trip length, traveler’s age, and destination. Travel insurance can start at $15 per month and go up to $200 per month. Travel medical insurance costs between $200 and $400. Visitor health insurance costs from $16 to $150 per month. Choosing a plan depends on coverage type and specific needs, such as sports or adventure activities.

Which Is The Best Travel Insurance For Visitors To The USA?

When choosing travel insurance for visitors to the USA, there are several options available. Comprehensive travel insurance plans provide extensive coverage for various travel risks, while fixed-plan travel insurance has specific limits for each medical situation. Popular options include Patriot America Plus, IMG Global, and iTravelInsured. It’s best to compare coverage details, policy limits, and premiums to find the best plan for your needs. Consider factors such as duration, age, pre-existing conditions, and planned activities.

What Is Acute Onset Of Pre-Existing Condition Coverage?

Acute onset of pre-existing condition coverage refers to a type of coverage provided by some travel insurance plans. It applies to sudden and unexpected recurrences or outbreaks of pre-existing medical conditions. This coverage is limited to specific dollar amounts and may have certain conditions and requirements.

What Is Airport Coverage?

Airport coverage refers to liability insurance policies that protect airports and Fixed Base Operators (FBOs) from potential legal liabilities. These policies can cover a range of risks, including premises liability, auto coverage, workers’ compensation, pollution coverage, and more. The specific coverage and limits may vary depending on the insurance policy and the needs of the airport or FBO.

What Is The Difference Between Travel Insurance and Travel Coverage?

Travel insurance is a comprehensive package that provides coverage for various risks associated with travel, including trip cancellation or interruption, emergency medical expenses, baggage loss, and travel delay. Travel coverage refers to specific types of insurance coverage within the broader scope of travel insurance, such as coverage for medical emergencies, trip cancellation or interruption, or baggage loss or delay.

Conclusion

Also, Visitors Coverage offers medical expense coverage, PPO network access, and a range of coverage options. They also provide protection against acts of terrorism and war, convenient renewal and extension options, and easy online purchases. Both provide insurance comparison tools, online purchase options, customer support, policy management, and a wide range of providers. However, VisitorsCoverage focuses on providing comprehensive travel insurance plans for visitors to various countries, while Insubuy focuses on US-specific plans.