{"id":943,"date":"2023-10-21T07:39:34","date_gmt":"2023-10-21T07:39:34","guid":{"rendered":"https:\/\/businessyield.com\/ins\/?p=943"},"modified":"2023-10-21T07:45:00","modified_gmt":"2023-10-21T07:45:00","slug":"catering-insurance","status":"publish","type":"post","link":"https:\/\/businessyield.com\/ins\/small-business\/catering-insurance\/","title":{"rendered":"CATERING INSURANCE: What Is It &amp; Who Needs It?"},"content":{"rendered":"\n<p>Catering business insurance is required whether you own a full-service catering company, provide catering services from your restaurant, or are just starting out as an individual caterer. Caterers work with a diverse range of clients, from wedding planners and event managers to corporate clients and conference directors, and any of them has the potential to become litigious. Furthermore, this blog post will explain catering business insurance, catering insurance companies, costs, catering insurance companies in Texas, and the best catering insurance.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-catering-insurance\"><span id=\"catering-insurance\">Catering Insurance<\/span><\/h2>\n\n\n\n<p><a href=\"https:\/\/businessyield.com\/bs-business\/food-business-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Catering is a developing <\/a>industry where freshly produced food may be served to clients all around. Whether that be from catering a business lunch for five to catering a wedding of 200 guests, the requirement for appropriate insurance is paramount to safeguarding the business financially from risk and damage.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-what-are-some-of-the-risks-for-a-catering-business\"><span id=\"what-are-some-of-the-risks-for-a-catering-business\">What Are Some of the Risks for a Catering Business?<\/span><\/h3>\n\n\n\n<p>A catering firm can be susceptible to various sorts of risks, such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Guest drunkenness when alcohol is served<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Damage to autos during delivery<\/li>\n\n\n\n<li>Damage to property, like a kitchen fire<\/li>\n\n\n\n<li>Employee injury<\/li>\n<\/ul>\n\n\n\n<p>Any company activity is not without its hazards, and although this brief list informs of some possibilities, a decent catering insurance policy will cover the firm from financial harm due to a covered loss.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-why-do-i-need-catering-insurance\"><span id=\"why-do-i-need-catering-insurance\">Why Do I Need Catering Insurance<\/span><\/h3>\n\n\n\n<p>Catering is essential to the positive outcome of an event, and your client will expect you to provide it. The food must be delicious, arrive on time, and be free of injuries or property damage.<\/p>\n\n\n\n<p>It\u2019s a tall task. If something goes wrong when you\u2019re cooking, you might end up with a tasty dish, but if something goes wrong while you\u2019re catering, you could be in for some serious legal trouble and financial difficulty. You risk losing your personal assets as well as your catering business if an accident occurs without catering insurance.<\/p>\n\n\n\n<p>Accidents and all, a dependable catering liability insurance policy allows you to continue growing your catering business. Catering insurance protects you from accidents and the legal and medical costs that come with them, whether you\u2019re at fault or not.<\/p>\n\n\n\n<p>That\u2019s correct. Clients have the right to sue you, whether or not you did anything wrong. Fortunately, whether you did something wrong or not, a decent catering insurance policy can protect you.<\/p>\n\n\n\n<p>A suitable catering business insurance policy contains both general liability and professional liability coverage. Catering companies are protected from costs associated with third-party bodily harm and property damage caused by their operations by having general liability coverage. Professional liability insurance protects you against accusations of professional negligence or errors, such as failing to properly train your employees on how to serve visitors safely.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-what-kind-of-insurance-does-your-catering-business-need\"><span id=\"what-kind-of-insurance-does-your-catering-business-need\">What Kind of Insurance Does Your Catering Business Need?<\/span><\/h3>\n\n\n\n<p>They will create a policy that is tailored to your company\u2019s specific requirements.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-1-commercial-property\"><span id=\"1-commercial-property\">#1. Commercial Property<\/span><\/h4>\n\n\n\n<p>In the event of damage or loss, this can cover your premises, equipment, inventory, and supplies. If a fire broke out in your kitchen, for example, you would be able to immediately replace damaged equipment.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-2-commercial-auto\"><span id=\"2-commercial-auto\">#2. Commercial Auto<\/span><\/h4>\n\n\n\n<p>Do you have a vehicle fleet to assist with deliveries? If your vehicle is involved in an accident, you may need to hire a car temporarily, and your auto insurance coverage may be able to assist. A replacement vehicle will allow you to continue operating your business and making deliveries!<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-3-business-interruption\"><span id=\"3-business-interruption\">#3. Business Interruption<\/span><\/h4>\n\n\n\n<p>In the event of an unforeseeable calamity, such as a fire, your catering firm may be forced to close. This type of insurance can assist with your loss of catering business income, allowing you to continue paying your typical operating expenditures while preparing to reopen your doors for business.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-4-equipment-breakdown\"><span id=\"4-equipment-breakdown\">#4. Equipment Breakdown<\/span><\/h4>\n\n\n\n<p>The equipment you use to make your recipes is one of your most expensive business assets. When equipment breaks down, whether it\u2019s your electric oven, mixer, or refrigerator, it can be expensive to repair. Depending on the cause of the unexpected and unplanned breakdown, equipment breakdown insurance can safeguard your business by helping to cover repair or replacement costs.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-5-commercial-general-liability\"><span id=\"5-commercial-general-liability\">#5. Commercial General Liability<\/span><\/h4>\n\n\n\n<p>Commercial general liability insurance, or CGL insurance, is intended to cover damages for which your company is legally accountable. CGL insurance can help protect you in instances involving bodily injury or property damage to a third party, such as when you or your employees are conducting business off-site. For example, if you\u2019re catering an off-site event like a wedding, the venue would almost certainly request evidence of insurance to ensure you\u2019re covered in the case of an accident caused by your negligence.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-catering-insurance-companies\"><span id=\"catering-insurance-companies\">Catering Insurance Companies<\/span><\/h2>\n\n\n\n<p>The following is a list of catering insurance companies:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-1-next-ideal-for-caterers-that-prefer-to-conduct-b-usiness-online\"><span id=\"1-next-ideal-for-caterers-that-prefer-to-conduct-business-online\">#1. Next: Ideal for Caterers That Prefer To Conduct <strong>B<\/strong>usiness Online.<\/span><\/h3>\n\n\n\n<p>This is an online commercial insurance provider. Next provides a simple online application that allows caterers to sign up for insurance in minutes. You can buy company insurance coverage alone or in packages specific to particular industries. Next, customers can easily view and share their certificates of insurance, as well as manage their claims online.\u00a0Another advantage of Next is that you might save up to 10% if you package the insurance with the insurer.<\/p>\n\n\n\n<p>Next is a wonderful alternative for small business owners who require immediate coverage and like to conduct business online. The following company was created in 2016. However, unlike some similar firms, Next manages its own claims. Be warned that if your catering business has extremely specialized coverage, Next may not be able to supply you with all you require.\u00a0<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-2-the-hartford-ideal-for-catering-companies-looking-for-bop-coverage\"><span id=\"2-the-hartford-ideal-for-catering-companies-looking-for-bop-coverage\">#2. The Hartford: Ideal for Catering Companies Looking For Bop Coverage.<\/span><\/h3>\n\n\n\n<p>Hartford is an insurance firm that is publicly listed. The company is well-known for its adaptable, adjustable business owner\u2019s policy (BOP).<\/p>\n\n\n\n<p>Many insurers include only general liability and property insurance in a BOP, but Hartford also includes business interruption insurance. This can be very beneficial for catering business owners because it compensates for lost income if they are unable to offer cooking services due to an insurance-covered reason. Hartford\u2019s BOP makes it simple to add on any coverage your company may require at a fair rate.<\/p>\n\n\n\n<p>The Hartford provides a comprehensive selection of insurance coverage options commonly required by catering enterprises. The Hartford offers insurance through an agent or online. If you apply online, you will almost certainly be required to finalize the transaction over the phone with a company representative. The Hartford will not provide coverage to catering companies in Alaska, Hawaii, or New Jersey.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-catering-insurance-cost\"><span id=\"catering-insurance-cost\">Catering Insurance Cost<\/span><\/h2>\n\n\n\n<p>The cost of catering insurance can start at a minimum of $25 per month, but the precise amount will be dependent upon individual circumstances and requirements.\u00a0<\/p>\n\n\n\n<p>The nature of one\u2019s occupation, the specific workplace, the size of the workforce, and various other variables will influence the formulation of a tailored quotation. Ensuring the provision of precise and comprehensive information regarding one\u2019s business is of utmost significance in order to secure adequate insurance coverage. This practice guarantees that the policy adequately covers any potential claims and facilitates the processing of such claims.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-what-are-the-coverage-and-pricing-options-for-catering-insurance\"><span id=\"what-are-the-coverage-and-pricing-options-for-catering-insurance\">What Are the Coverage and Pricing Options for Catering Insurance?<\/span><\/h3>\n\n\n\n<p>We offer personalized packages to each customer so that you can get the coverage you need. You only pay for what you require. Catering business operators, like you, often obtain a package of insurance that includes the following coverages:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>General liability insurance can help protect you if you cause bodily harm or damage to another person or their property.<\/li>\n\n\n\n<li>Workers\u2019 compensation can help protect you if your employee suffers a working injury or illness.<\/li>\n\n\n\n<li>Commercial property can help protect you if you own a commercial building, lease property, or work from home.<\/li>\n<\/ul>\n\n\n\n<p>You can explore your options and choose the amount of coverage you want from our Basic, Pro, and Pro+ packages after answering a few basic questions using our online rapid quotation.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-best-catering-insurance-nbsp\"><span id=\"best-catering-insurance\">Best Catering Insurance\u00a0<\/span><\/h2>\n\n\n\n<p>The following include the best catering insurance companies:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-1-coverwallet-best-for-comparing-multiple-catering-insurance-quotes-from-a-single-source\"><span id=\"1-coverwallet-best-for-comparing-multiple-catering-insurance-quotes-from-a-single-source\">#1. Coverwallet: Best for Comparing Multiple Catering Insurance Quotes From a Single Source<\/span><\/h3>\n\n\n\n<p>This makes it quick and simple for busy catering business owners to compare multiple insurance prices in one spot. CoverWallet allows you to complete a single application and it checks with its network of insurance providers to provide prices. The entire process usually takes less than ten minutes. CoverWallet is well-known for its:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>On-the-go insurance.<\/li>\n\n\n\n<li>Online applications are quick and simple.<\/li>\n\n\n\n<li>Proof of insurance is available at all times.<\/li>\n\n\n\n<li>Catering coverage that is adaptable.<\/li>\n\n\n\n<li>Premiums that are reasonably priced.<\/li>\n<\/ul>\n\n\n\n<p>If acquiring and comparing many quotes quickly is essential for you, CoverWallet might be worth a look.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-2-simply-business-ideal-for-a-simple-application-process\"><span id=\"2-simply-business-ideal-for-a-simple-application-process\">#2. Simply Business: Ideal for a Simple Application Process.<\/span><\/h3>\n\n\n\n<p>Simply Business was established in 2005. Over 800,000 small business owners now trust it as an insurance product.\u00a0Simply Business is well-known for its:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Making it simple to apply for coverage online or speak with a representative over the phone.<\/li>\n\n\n\n<li>You may compare numerous estimates and purchase catering insurance in minutes.<\/li>\n\n\n\n<li>Obtaining insurance proof and other documents on the same day.<\/li>\n\n\n\n<li>Expert claim assistance is available around the clock.<\/li>\n\n\n\n<li>It has a rating of 4.7 based on nearly 40,000 reviews.<\/li>\n<\/ul>\n\n\n\n<p>Simply Business is the best option if you need catering insurance companies quickly and value a straightforward application process.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-3-state-farm-best-for-coverage-sold-through-insurance-agents\"><span id=\"3-state-farm-best-for-coverage-sold-through-insurance-agents\">#3. State Farm: Best for Coverage Sold Through Insurance Agents<\/span><\/h3>\n\n\n\n<p>State Farm provides a wide choice of commercial insurance policies, ranging from typical coverage like commercial auto insurance to specialist safeguards that catering firms may require.<\/p>\n\n\n\n<p>If you prefer to get human assistance rather than purchasing coverage online, State Farm may be a suitable fit for your company. State Farm distributes insurance through a nationwide network of insurance agents. (Caterers in all 50 states and the District of Columbia can obtain State Farm insurance.) You can\u2019t buy insurance or get a quote unless you deal with an agent.<\/p>\n\n\n\n<p>State Farm provides limited online capabilities, such as accessing your policy list and paying insurance bills. If you have State Farm coverage, you must contact your agent if you require service or need to file a claim.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-catering-insurance-texas\"><span id=\"catering-insurance-texas\">Catering Insurance Texas<\/span><\/h2>\n\n\n\n<p>Texas people adore large things, and parties and festivities are no exception. People in Austin, Houston, and around the Lone Star State want a catering company whose food can handle big appetites with big flavors. This is when you come into play. You have the knowledge, skills, workers, products, supplies, and equipment required to assist your clients in eating until they are satisfied. However, there is one aspect of your business that you may be overlooking.<\/p>\n\n\n\n<p>FLIP offers Texas catering insurance that covers general liability, business personal property, and product-completed operations liability, giving you peace of mind that your company is secure. With FLIP\u2019s no-quote approach, you may buy a reasonable online policy at any time, with 24\/7 access to your papers, all through our A+ insurance carrier.<\/p>\n\n\n\n<p>If you own a restaurant in Texas, FLIP can help you protect it with Texas food liability insurance. This insurance can cover food businesses like farmers\u2019 market vendors, food trucks, food trailers, and others.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-benefits-of-catering\"><span id=\"what-are-the-benefits-of-catering\">What Are the Benefits of Catering?<\/span><\/h2>\n\n\n\n<p>A catering business will manage all aspects of meal preparation, service, and cleanup. Hiring a catering business will save you time and hassle as a host. It takes one thing off your plate, allowing you to focus on other areas of the event that require organization.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-catering-in-business\"><span id=\"what-is-catering-in-business\">What Is Catering in Business?<\/span><\/h2>\n\n\n\n<p>Catering companies provide off-site food and beverage service for occasions such as weddings, corporate functions, and celebrations. Caterers typically prepare food in advance, bring it to the event site, and serve it to attendees.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-the-main-function-of-catering\"><span id=\"what-is-the-main-function-of-catering\">What Is the Main Function of Catering?<\/span><\/h2>\n\n\n\n<p>Caterers are in charge of cooking and serving meals at a variety of occasions. Typical responsibilities include: preparing and storing food safely prior to and during events. All tables and food service areas must be set up with chairs, linens, and dishes.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-who-is-a-catering-officer\"><span id=\"who-is-a-catering-officer\">Who Is a Catering Officer?<\/span><\/h2>\n\n\n\n<p>The Catering Officer oversees catering services such as quality control on in-flight meals and food cart loading and unloading. He\/she assists in the implementation of work processes to address hygiene and quality issues revealed by audit findings.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-profitable-is-a-catering-business\"><span id=\"how-profitable-is-a-catering-business\">How Profitable Is a Catering Business?<\/span><\/h2>\n\n\n\n<p>A thriving catering company is quite lucrative for small businesses in the service and food industries. New catering companies can anticipate making roughly $30,000 per year, whereas established enterprises frequently make $80,000 per year.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-references\"><span id=\"references\">References<\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/startingyourbusiness.com\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">startingyourbusiness<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.trushieldinsurance.ca\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">trushieldinsurance<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.bravopolicy.com\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">bravopolicy<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.nextinsurance.com\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">nextinsurance<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.fliprogram.com\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">fliprogram<\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-related-articles\"><span id=\"related-articles\">Related Articles<\/span><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><a href=\"https:\/\/businessyield.com\/ins\/business-insurance\/10-best-commercial-insurance-companies\/\" target=\"_blank\" rel=\"noreferrer noopener\">10 Best Commercial Insurance Companies 2023<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/businessyield.com\/ins\/business-insurance\/cheap-business-insurance-providers\/\" target=\"_blank\" rel=\"noreferrer noopener\">Cheap Business Insurance Providers 2023<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/businessyield.com\/ins\/health-insurance\/small-business-health-insurance-best-providers\/\" target=\"_blank\" rel=\"noreferrer noopener\">Small Business Health Insurance: Best Providers in 2023<\/a><\/li>\n<\/ol>\n\n\n\n<p>.<\/p>\n","protected":false},"excerpt":{"rendered":"Catering business insurance is required whether you own a full-service catering company, provide catering services from your restaurant,&hellip;\n","protected":false},"author":292,"featured_media":979,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[10],"tags":[],"class_list":{"0":"post-943","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-small-business"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>CATERING INSURANCE: What Is It &amp; Who Needs It? - Business Yield Insurance<\/title>\n<meta name=\"description\" content=\"The cost of catering insurance can start at a minimum of $25 per month, but the precise amount will be dependent upon individual circumstances and requirements.\u00a0Discover the best catering insurance companies.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/businessyield.com\/ins\/small-business\/catering-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"CATERING INSURANCE: What Is It &amp; Who Needs It? - Business Yield Insurance\" \/>\n<meta property=\"og:description\" content=\"The cost of catering insurance can start at a minimum of $25 per month, but the precise amount will be dependent upon individual circumstances and requirements.\u00a0Discover the best catering insurance companies.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/businessyield.com\/ins\/small-business\/catering-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Business Yield Insurance\" \/>\n<meta property=\"article:published_time\" content=\"2023-10-21T07:39:34+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-10-21T07:45:00+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/businessyield.com\/ins\/wp-content\/uploads\/sites\/6\/2023\/10\/11-5.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"500\" \/>\n\t<meta property=\"og:image:height\" content=\"250\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"pearl\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"pearl\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"10 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/businessyield.com\\\/ins\\\/small-business\\\/catering-insurance\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/businessyield.com\\\/ins\\\/small-business\\\/catering-insurance\\\/\"},\"author\":{\"name\":\"pearl\",\"@id\":\"https:\\\/\\\/businessyield.com\\\/ins\\\/#\\\/schema\\\/person\\\/833708b8bd1f2131d146f2b7e806bee3\"},\"headline\":\"CATERING INSURANCE: What Is It &amp; Who Needs It?\",\"datePublished\":\"2023-10-21T07:39:34+00:00\",\"dateModified\":\"2023-10-21T07:45:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/businessyield.com\\\/ins\\\/small-business\\\/catering-insurance\\\/\"},\"wordCount\":2076,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/businessyield.com\\\/ins\\\/small-business\\\/catering-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/businessyield.com\\\/ins\\\/wp-content\\\/uploads\\\/sites\\\/6\\\/2023\\\/10\\\/11-5.jpg\",\"articleSection\":[\"Small Business\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/businessyield.com\\\/ins\\\/small-business\\\/catering-insurance\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/businessyield.com\\\/ins\\\/small-business\\\/catering-insurance\\\/\",\"url\":\"https:\\\/\\\/businessyield.com\\\/ins\\\/small-business\\\/catering-insurance\\\/\",\"name\":\"CATERING INSURANCE: What Is It &amp; Who Needs It? 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