{"id":8190,"date":"2023-11-21T13:02:35","date_gmt":"2023-11-21T13:02:35","guid":{"rendered":"https:\/\/businessyield.com\/ins\/?p=8190"},"modified":"2023-12-01T21:11:14","modified_gmt":"2023-12-01T21:11:14","slug":"fr44-insurance","status":"publish","type":"post","link":"https:\/\/businessyield.com\/ins\/car-insurance\/fr44-insurance\/","title":{"rendered":"Understanding FR44 Insurance Requirements in Florida"},"content":{"rendered":"
Navigate the roads of Florida with confidence and compliance by securing FR44 insurance, the requirement for ensuring a smooth and secure driving experience. FR44 insurance is required in Florida for individuals convicted of driving under the influence, with stricter requirements and higher liability coverage limits. It serves as a financial responsibility document, requires continuous coverage for three years, and has higher premiums due to the severity of the offenses. It can be waived without an FR44. In this post, find out more about FR44 Insurance, its cost, requirements needed, the benefits, and the factors affecting the insurance policy.<\/p>
FR44 insurance is a specific type of insurance coverage that is required in Florida for individuals who have been convicted of certain driving offenses, particularly driving under the influence (DUI) of drugs or alcohol. This is a financial responsibility document that proves an individual has purchased the required auto insurance coverage after a driving incident.<\/p>
FR44 insurance in Florida has specific features that distinguish it from other types of insurance coverage. Here are the key features:<\/p>
FR44 insurance has stricter insurance requirements compared to the more commonly known SR-22 form. It is used for more severe driving offenses, which results in higher liability coverage requirements.<\/p>
The minimum liability limit for FR44 insurance in Florida is $100,000\/$300,000\/$50,000. This means a minimum of $100,000 per person and $300,000 per accident for bodily injury liability coverage and $50,000 for property damage liability coverage.<\/p>
Without an FR44, Florida drivers only need $10,000 in personal injury protection coverage and $10,000 per person for property damage liability coverage. However, with an FR44, the state’s minimum required coverage for bodily injury liability ($10,000 per person and $20,000 per accident) can be waived.<\/p>
FR44 insurance serves as a financial responsibility document that proves an individual has purchased the required auto insurance coverage after a driving incident.<\/p>
FR44 insurance in Florida requires individuals to maintain continuous coverage for a specific period. This period is three years from the date of the offense that led to the FR44 requirement. It’s essential to keep the FR44 policy active without any lapses during this time.<\/p>