{"id":7274,"date":"2023-11-20T13:40:38","date_gmt":"2023-11-20T13:40:38","guid":{"rendered":"https:\/\/businessyield.com\/ins\/?p=7274"},"modified":"2023-11-20T13:49:19","modified_gmt":"2023-11-20T13:49:19","slug":"amica-home-insurance","status":"publish","type":"post","link":"https:\/\/businessyield.com\/ins\/home-insurance\/amica-home-insurance\/","title":{"rendered":"AMICA HOME INSURANCE REVIEW 2023: Coverage & Services"},"content":{"rendered":"

Amica Home Insurance’s wide range of coverage options and high customer satisfaction rating make it one of the best home insurance providers. With the exception of Alaska and Hawaii, its insurance products are offered across the whole US from its headquarters in Rhode Island.<\/p>

To assist you in understanding the products and services that Amica Home Insurance offers, Business Yield reviews its coverage plan information and costs in this article.<\/p>

About Amica<\/span><\/h2>

Originally known as the Automobile Mutual Insurance Company of America, Amica is a Rhode Island-based company that was founded in 1907. Amica currently provides a wide range of insurance products, including retirement annuities, auto, life, pet, renters, and small business insurance, in addition to house insurance.<\/p>

Amica Home Insurance Reviews<\/span><\/h2>

In the case of a loss that renders your house temporarily uninhabitable, Amica’s Standard Choice policy covers your residence and any other structures on your property, personal possessions, and the expenses related to temporary accommodation. Options include insurance against damage to computer equipment and coverage for water backups.<\/p>

All of the coverages of the regular policy are included in the Platinum Choice policy, along with extra benefits. These consist of expanded coverage for certain categories of property, such as jewelry, and increased coverage for rebuilding or repairs. Additional advantages include extended coverage for damage to business property and protection against credit card theft.<\/p>

Furthermore, Amica provides both dividend and non-dividend policy options. Dividend plans give policyholders a percentage of their premiums back; they are not offered in California, Florida, Missouri, or North Carolina. Bundling house insurance with auto insurance or other policies, receiving discounts for being a loyal client, and receiving discounts for safety measures like sprinkler systems are some more methods to save money on an Amica policy.<\/p>

Pros and Cons of Amica Home Insurance<\/span><\/h2>

Here are some important benefits and drawbacks of Amica Home Insurance:<\/p>

Pros<\/span><\/h3>