{"id":5065,"date":"2023-11-11T13:16:04","date_gmt":"2023-11-11T13:16:04","guid":{"rendered":"https:\/\/businessyield.com\/ins\/?p=5065"},"modified":"2023-11-11T13:16:41","modified_gmt":"2023-11-11T13:16:41","slug":"aaa-car-insurance-review-2023","status":"publish","type":"post","link":"https:\/\/businessyield.com\/ins\/car-insurance\/aaa-car-insurance-review-2023\/","title":{"rendered":"AAA CAR INSURANCE REVIEW 2023: Coverage, Cost & More"},"content":{"rendered":"

When it comes to emergency road service in the United States, many people turn to the American Automobile Association (AAA). This group has been around for more than a hundred years and was created to protect the rights of drivers and passengers and make cars safer.\u00a0 Rates are higher than average compared to other insurance providers. There are several advantages to having car insurance through AAA, and the organization provides its members with a variety of insurance options. You also need to check their site for their quote too. Keep reading to get a deeper review of the AAA car insurance company. Enjoy the ride!<\/p>

AAA Car Insurance Review<\/span><\/h2>

“American Automobile Association” is referred to by the acronym AAA. Despite being a private, nonprofit organization, anyone in North America can join AAA for a nominal charge. In its early years, the business made maps, hotel guides, and lessons for high school driving classes. Their car insurance is one of the best in the country.<\/p>

With so many great benefits, AAA is one of the top choices among car insurance providers. It also provides benefits for renting cars, discounts on daily expenses like dining and shopping, identity theft protection, and more. When members bundle their homeowner’s and auto insurance policies via AAA, they can also receive discounts.<\/p>

These benefits, which are only available to AAA members, may justify the price of insurance coverage. There are a lot of great perks and discounts with AAA that you might be ready to pay a little more for.<\/p>

AAA Car Insurance Review: Insurance Plans<\/span><\/h2>

Similar to other car insurance providers, AAA provides a large selection of coverage. If you are a member of AAA, here is a quick rundown of the services available to you.<\/p>

#1. AAA Onboard\u00ae<\/span><\/h3>

Most new members begin their AAA experience with the AAA Onboard\u00ae car insurance package. With the help of a smartphone app, Onboard\u00ae is a telematics program that tracks driving behaviors, including speed, distance traveled, and braking before adjusting rates for cautious drivers.<\/p>

Policyholders can use the app to view their driver’s score and track the improvement of their rates. If you’re a cautious driver looking to save money as a result of your safe driving, this plan may be for you.<\/p>

#2. Multi-vehicle Plan<\/span><\/h3>

You can combine the insurance coverage for several cars with an AAA multi-vehicle policy. Bundling your vehicles might reduce your rate by as much as 27.3%, according to the AAA website. Multi-vehicle insurance from AAA is also available for cars, trucks, motorcycles, and recreational vehicles.<\/p>

#3. Car and Home Multi-policy<\/span><\/h3>

In addition, AAA provides homeowner’s insurance. To save money on both, you can combine your house and car insurance coverage. Since you’ll only have one bill to pay each month instead of two or more, this policy can help you save money overall. Still, a lot of insurance providers provide combined house and car policies. You can shop around for a more reasonable multi-policy with a different insurance provider.<\/p>

AAA Car Insurance Review: Options Insurance Coverage<\/span><\/h2>

AAA utilizes several different insurance companies to protect its customers; thus, coverage options may vary by region. Therefore, AAA insurance can offer all basic coverage choices. Only certain locations offer some of the more specialized coverage. Usually, you have to pay extra for these supplementary coverages on top of a basic policy. However, to be sure they have the coverage you need, it is recommended to speak with a local AAA agent.<\/p>

#1. Liability for bodily injuries <\/span><\/h3>

Most jurisdictions mandate this coverage, which covers the expense of injuring a third party when you are at fault in a car accident.<\/p>

#2. Property Damage Liability<\/span><\/h3>

 If you cause a traffic accident and cause property damage to a third party, this coverage will pay for it.<\/p>

#3. Collision Coverage<\/span><\/h3>

If your car collides with a stationary object, like a tree or fence, your collision coverage will cover the cost of repair or replacement.<\/p>

#4. Comprehensive Coverage<\/span><\/h3>

With comprehensive insurance, you won’t have to worry about paying for repairs if something happens to your car that’s beyond your control, like bad weather, theft, vandalism, or a collision with an animal.<\/p>

#5. Underinsured and Uninsured Drivers <\/span><\/h3>

When the person at fault either doesn’t have insurance or has insufficient coverage, this insurance will pay for your medical expenses and any property damage.<\/p>

#6. Protection Against Personal Injury<\/span><\/h3>

 Your personal injury protection pays for any injuries you or a passenger sustain in a car collision. Services include child care, burial costs, income continuation, and loss of services.<\/p>

#7. GAP insurance <\/span><\/h3>

If your car is totaled, GAP insurance will pay the difference between the actual cash value and the remaining balance on your lease or loan.<\/p>

#8. Rental Reimbursement<\/span><\/h3>

The expense of renting a car while your vehicle is being repaired will be covered by rental reimbursement.<\/p>

#9. Rental Car Insurance<\/span><\/h3>

 When you are operating a rental car, this insurance will protect you.<\/p>

#10. Non-owners Insurance<\/span><\/h3>

This policy safeguards drivers who don’t own a car but drive frequently enough to require insurance coverage.<\/p>

#11. Pet Insurance <\/span><\/h3>

In the event that your pet sustains injuries as a result of a car accident, Pet Insurance will assist with the associated medical expenses.<\/p>

#12. Accident Forgiveness<\/span><\/h3>

Your insurance rates won’t go up after your first accident if you qualify for accident forgiveness.<\/p>

AAA Car Insurance Review: Discounts<\/span><\/h2>

 State and county-specific discounts will differ, but the following are typical ones:<\/p>