{"id":4799,"date":"2023-10-31T21:16:45","date_gmt":"2023-10-31T21:16:45","guid":{"rendered":"https:\/\/businessyield.com\/ins\/?p=4799"},"modified":"2023-10-31T23:13:13","modified_gmt":"2023-10-31T23:13:13","slug":"direct-car-insurance-review-2023","status":"publish","type":"post","link":"https:\/\/businessyield.com\/ins\/car-insurance\/direct-car-insurance-review-2023\/","title":{"rendered":"DIRECT CAR INSURANCE REVIEW 2023: Coverage & Cost"},"content":{"rendered":"

Since its inception in 1991, Direct Auto Insurance has been providing SR-22-required high-risk drivers with the non-standard car insurance coverage they need. When it comes to auto insurance, Direct Car Insurance has everything the average driver could want, but there is not much room for customization. However, roadside assistance and reimbursement for rental cars are available as add-ons through Direct Auto. AM Best gave a review of Direct Car Insurance’s financial strength and costs and awarded them an “excellent” rating. Policyholders can rest assured that Direct car insurance will be able to meet its financial commitments, including the payment of claims<\/p>

Direct Car Insurance<\/span><\/h2>

Established in 1991, Direct Car Insurance is a non-standard company that focuses on providing coverage to high-risk drivers. People with poor credit, gaps in their insurance coverage, or a history of traffic infractions and claims are often labeled as “high-risk” motorists. In 2016, National General Insurance bought Direct Auto. And in 2021, Allstate<\/a> bought National General and its subsidiaries, including Direct Auto, bringing them under its umbrella. Direct Auto has maintained its identity and stands on its own.\u00a0<\/p>

Direct Auto Insurance, with headquarters in Nashville, Tennessee, provides policyholders with access to more than 400 local offices across the United States. The online insurance hub of Direct Auto allows customers to get quotes, make payments, and make other policy changes remotely.<\/p>

Non-Standard Insurance<\/span><\/h3>

Individuals who are considered high-risk drivers may be eligible for coverage from non-standard auto insurers. This may apply to you if you have multiple traffic infractions or a DUI. High-risk drivers include those who have been in several collisions as well as those who have just received their license. The high-risk category includes not only drivers who have never had insurance before or who are 70 years of age or older but also teenagers. <\/p>

You could also be placed in this group if your credit is poor or if you reside in what insurance firms consider to be a high-risk area. These drivers, as well as those who require an SR-22<\/a>, can get insurance through Direct Auto.  <\/p>

Pros<\/span><\/h3>