{"id":4363,"date":"2023-10-30T06:09:25","date_gmt":"2023-10-30T06:09:25","guid":{"rendered":"https:\/\/businessyield.com\/ins\/?p=4363"},"modified":"2023-11-02T16:10:07","modified_gmt":"2023-11-02T16:10:07","slug":"nationwide-motorcycle-insurance-review","status":"publish","type":"post","link":"https:\/\/businessyield.com\/ins\/car-insurance\/nationwide-motorcycle-insurance-review\/","title":{"rendered":"NATIONWIDE MOTORCYCLE INSURANCE REVIEW 2023."},"content":{"rendered":"\n

Nationwide is a company that sells various financial and protection services. It’s a great choice for anyone seeking protection for their antique or vintage motorcycle. There are some cool extras that the company offers for regular bike owners as well. If you’re in the market for motorcycle coverage, this evaluation of Nationwide can help you make an informed decision. This article talks about the nationwide motorcycle insurance review and its cost and quote.<\/p>\n\n\n\n

Overview <\/span><\/h2>\n\n\n\n

Customers who value one-on-one assistance will find Nationwide’s agent network to be an excellent resource. It offers multiple types of insurance in one convenient package, such as policies for homeowners, renters, and drivers. <\/p>\n\n\n\n

When it comes to insurance, one of the biggest names in the United States is undoubtedly Nationwide. Motorcycle-specific savings and coverage additions are available through Nationwide, despite the company’s lack of focus on this niche market. Motorcycle insurance is available from Nationwide for both safe and high-risk drivers, and those who have other policies with the firm may be eligible for a discount. <\/p>\n\n\n\n

Motorcycle riders can get more for their money with this provider thanks to their vanishing deductibles and OEM endorsement. There are a few things to keep an eye out for while shopping for trustworthy motorcycle insurance, including Nationwide’s limited availability and conflicting customer evaluations. <\/p>\n\n\n\n

More Information<\/span><\/h3>\n\n\n\n

For an insurance company of Nationwide’s size and stature, the company’s excellent financial strength is par for the course. The company’s 24\/7 web-based claims service and online quotes make it an ideal choice for the modern consumer. <\/p>\n\n\n\n

Motorcyclists should always have special insurance designed for their vehicles. However, motorbike insurance rates can vary greatly between motorcycle insurance providers; finding the finest motorcycle insurance coverages to insure against losses is essential, therefore it’s worth your time to shop around. Nationwide is a reliable, well-established option for motorcycle insurance, as seen by the company’s A+ rating from AM Best.<\/p>\n\n\n\n

Agents in every state understand it. You and your bike are two of a kind. Therefore, whether you ride a chopper, hog, dirt bike, sport bike, moped, enduro, or any other style of motorcycle, Nationwide Review has insurance options to keep you safe.<\/p>\n\n\n\n

#1. Classic and Vintage Motorbikes<\/span><\/h3>\n\n\n\n

The range of historic car policies available from Nationwide is extensive. There are insurance options for historic motorcycles that cover up to $30,000 per bike, including kits and vintage motorcycles.<\/p>\n\n\n\n

#2. Scooters<\/span><\/h3>\n\n\n\n

You need scooter insurance if you plan on taking it on public roads. Even if you don’t anticipate using the scooter daily to commute to and from work or school, it’s still smart to purchase insurance for it.<\/p>\n\n\n\n

#3. Uniquely Designed Motorcycles<\/span><\/h3>\n\n\n\n

You may buy coverage that will cover $3,000 worth of modifications to your bike, including bespoke equipment and upgrades. The unique parts of a motorbike can be insured for up to $30,000 with Nationwide’s custom motorcycle insurance, and a converted or custom tricycle can be insured for up to $50,000.<\/p>\n\n\n\n

#4. Motorcycles Specifically Designed for Touring<\/span><\/h3>\n\n\n\n

A touring motorcycle allows you to take all of your luggage with you wherever you go. It is important to strike a balance between your homeowners’ insurance and the insurance that comes with the touring cycle to ensure that your GPS, radio, and other belongings are covered while touring.<\/p>\n\n\n\n

#5. Multiple Motorcycles<\/span><\/h3>\n\n\n\n

Nationwide provides alternatives for multiple motorcycles to be protected under a single policy, with coverage of up to $50,000 per motorcycle.<\/p>\n\n\n\n

#6. Brand-New and Gently-Used Motorcycles<\/span><\/h3>\n\n\n\n

Endorsements from the motorcycle’s OEM guarantee that genuine OEM parts will be used in repairs. Payment is based on the new part’s fair market value if an OEM part is no longer available. This protection is offered for brand-new motorcycles for up to ten years after purchase.<\/p>\n\n\n\n

Nationwide Motorcycle Insurance<\/span><\/h2>\n\n\n\n

When shopping for motorbike insurance, I highly recommend Nationwide. The bikes in question must be at least 25 years old to qualify. Because classic motorcycles typically have a higher value than modern ones, the insurance provides $30,000 in coverage per machine.<\/p>\n\n\n\n

In the Nationwide Motorcycle Insurance review, as a bonus, a collector can include up to 12 motorcycles on a single policy. Nationwide’s classic motorcycle insurance not only covers the bikes themselves but also provides coverage for the rider’s apparel and, in the case of physical damage, pays out an agreed-upon amount. Basic coverages provided by Nationwide Motorcycle Insurance include:<\/p>\n\n\n\n

#1. Accident Insurance<\/span><\/h3>\n\n\n\n

If you have an accident while riding your motorcycle, this will pay for the repairs.<\/p>\n\n\n\n

#2. Liability for Harm to Property<\/span><\/h3>\n\n\n\n

If an accident occurs and you are found to be at fault, the other party’s vehicle and\/or property can be repaired thanks to this coverage.<\/p>\n\n\n\n

#3. Personal Injury Responsibility<\/span><\/h3>\n\n\n\n

If another person is hurt because of an accident you caused, your insurance will cover their medical expenses and lost wages.<\/p>\n\n\n\n

#4. Protection Against Riding When Uninsured or Underinsured<\/span><\/h3>\n\n\n\n

Costs associated with a collision involving an uninsured or underinsured motorist are covered by this policy.<\/p>\n\n\n\n

#5. Costs for Health Care<\/span><\/h3>\n\n\n\n

No matter who is at fault for an accident, medical payment coverage (commonly known as personal injury protection, or PIP) can help you pay for medical expenses.<\/p>\n\n\n\n

#6. All Bases Are Covered<\/span><\/h3>\n\n\n\n

Damages not caused by a collision are covered by this insurance. These incidents include vandalism, theft, natural disasters, and more.<\/p>\n\n\n\n

Nationwide Motorcycle Insurance Cost<\/span><\/h2>\n\n\n\n

Motorcycle insurance review premiums from Nationwide are determined by a similar set of variables as those from other companies. Information such as the motorcycle’s make, model, mileage, and security measures are taken into account. Your age, driving record, and where you live will all play a role in the company’s decision. <\/p>\n\n\n\n

The average motorcycle insurance premium is higher for younger drivers and those who ride sports bikes. The rates charged by Nationwide are not openly disclosed. Motorcycle insurance, on average, costs $519 per year, per J.D. Power.<\/p>\n\n\n\n

Nationwide has been around for a while and provides numerous coverage choices and price breaks. When you need help with your policy, your agent is there to guide you. You can take care of all of your insurance needs in one convenient location thanks to the wide variety of products they offer. <\/p>\n\n\n\n

Purchasing additional insurance from Nationwide, such as auto, house, or life, can lower the cost of insuring your motorcycle. Insuring multiple cars, boats, snowmobiles, or ATVs under the same policy can save you money. Other approaches to cutting costs in nationwide motorcycle insurance include the following:<\/p>\n\n\n\n

#1. Training for Motorcyclists<\/span><\/h3>\n\n\n\n

Take a safety course and get a break on your motorcycle insurance premiums. To find out more about the many training options, riders can go to the Motorcycle Safety Foundation’s website.<\/p>\n\n\n\n

#2. Theft-Deterrent Tool<\/span><\/h3>\n\n\n\n

Adding a radio or GPS theft-recovery system that is set up by an expert technician can lower the cost of full protection.<\/p>\n\n\n\n

#3. Homeowner<\/span><\/h3>\n\n\n\n

There is a reduction in rates for people who own their own houses, condos, townhomes, or mobile homes.<\/p>\n\n\n\n

#4. Amount Completely Refunded<\/span><\/h3>\n\n\n\n

If you pay the full amount when you buy or renew your motorcycle insurance, your rates may go down.<\/p>\n\n\n\n

#5. Discretionary Braking Systems<\/span><\/h3>\n\n\n\n

You can save money on your motorcycle insurance premiums if it has an anti-lock braking system (ABS) fitted from the factory.<\/p>\n\n\n\n

#6. Affinity Member<\/span><\/h3>\n\n\n\n

Save money simply by belonging to a supported group. There are hundreds of groups that Nationwide collaborates with, including alumni associations, professional groups, sports teams, and niche interest groups.<\/p>\n\n\n\n

#7. Association of Riders<\/span><\/h3>\n\n\n\n

Discounts are available to members of riding groups like the Harley Owners Group.<\/p>\n\n\n\n

Nationwide Motorcycle Insurance Quote<\/span><\/h2>\n\n\n\n

Motorcycle insurance from Nationwide is 73% more expensive than the national average. In the review, Nationwide’s comprehensive motorcycle insurance policy runs about $55 monthly. That’s an additional $34 compared to the least expensive provider.<\/p>\n\n\n\n

Motorcycle riders can take advantage of Nationwide’s many savings opportunities. By taking a safety course, joining a riding group, or equipping your motorcycle with an anti-theft device, you can have access to these savings. You can save money by bundling your home, car, and life insurance plans with them. In a similar vein, if you insure many vehicles with Nationwide, you can save money.<\/p>\n\n\n\n

The annual insurance review is also provided at no cost to the client. In doing so, you may ensure that your insurance policy is suitable for your needs as a motorcyclist and that your premiums are reasonable. If you have had no accidents for five years, your deductible will decrease by $100, up to a maximum of $500. In addition, you may tailor your motorcycle insurance policy with some optional extras:<\/p>\n\n\n\n

#1. Insurance for Specialized Equipment<\/span><\/h3>\n\n\n\n

You can use this modification to hide accessories that weren’t factory-installed on your bike. The maximum payout is $30,000.<\/p>\n\n\n\n

#2. Roadside Assistance<\/span><\/h3>\n\n\n\n

Towing, gas delivery, and flat tire changes are just some of the services that Nationwide’s 24-hour roadside assistance plan provides. If you ever get locked out and need help getting in, they’ll pay up to $100 to get you back in.<\/p>\n\n\n\n

#3. Coverage for OEM Approval<\/span><\/h3>\n\n\n\n

When your bike breaks down, this policy will cover the cost of OEM replacement parts. However, this option is restricted to motorcycles that are no more than 10 years old.<\/p>\n\n\n\n

To get a motorcycle insurance quote from Nationwide quickly, dial 1-888-891-0132. Simply dial 1-800-421-3535 to initiate a claim. Dial 1-877-669-6877 to get in touch with the company’s sales and support staff. On weekdays, you can reach a representative between the hours of 9 a.m. and 8 p.m. EST. On Saturdays and Sundays, service is offered from 9 a.m. until 7 p.m. EST.<\/p>\n\n\n\n

In addition, Nationwide provides a dedicated service line for the insurance of pre-1993 bikes and scooters. Dial 1-888-566-9701 to reach this support line. Finally, if you have an issue or want a quote for Nationwide motorcycle insurance, you can send a message through the site. You can choose to be reached via email or phone while filling out the online form.<\/p>\n\n\n\n

Pros of Nationwide Motorcycle Insurance<\/span><\/h2>\n\n\n\n

Let’s take a look at the good points of Nationwide’s motorbike insurance plans.<\/p>\n\n\n\n

#1. Full Protection for Your Motorcycle<\/span><\/h3>\n\n\n\n

If an individual is seeking insurance coverage for a motorcycle or scooter and their vehicle exceeds the age of 25, Nationwide may be a suitable option. In addition, there are no mileage restrictions on the vintage motorbike coverage. Your protective gear, including your helmet, coat, and gloves, will remain in place at all times. Bikers can lock up their bikes for an agreed-upon sum that need not be less than the bike’s market value.<\/p>\n\n\n\n

#2. A Good App for Your Phone<\/span><\/h3>\n\n\n\n

The mobile app offered by Nationwide is compatible with both iOS and Android. You can use it to view your policy details, make payments, and monitor your claims. If you have Roadside Assistance coverage, the app will also monitor the arrival time of tow vehicles and service technicians.<\/p>\n\n\n\n

#3. Various Price Reduction Choices<\/span><\/h3>\n\n\n\n

Some motorcycle insurance discounts are available from Nationwide, and meeting the requirements is straightforward. You can get a discount on your policy if you are a member of a riding club, have multiple policies with Nationwide, or have completed a motorcycle safety course.<\/p>\n\n\n\n

Disadvantages of Nationwide Motorcycle Insurance<\/span><\/h2>\n\n\n\n

The following are some things to think about when purchasing motorcycle insurance from Nationwide:<\/p>\n\n\n\n

#1. There Is a Lack of Pricing Detail<\/span><\/h3>\n\n\n\n

The website for Nationwide provides little information on policy details and costs. If you want specific pricing information, you’ll need to speak with a local Nationwide agent.<\/p>\n\n\n\n

#2. Not Available in Some of the States in the U.S<\/span><\/h3>\n\n\n\n

It’s not possible to get nationwide anywhere in the States. Alaska, Hawaii, Louisiana, Massachusetts, New Jersey, New Mexico, Oklahoma, and Washington, DC, are the seven states where insurance is not available.<\/p>\n\n\n\n

#3. Difficulty in Filing Claims<\/span><\/h3>\n\n\n\n

Several customers have expressed concern about the claims process at Nationwide on the company’s review website. Users have reported concerns such as claim rejection, delayed compensation, and unhelpful customer support while filing a claim.<\/p>\n\n\n\n

Is Nationwide Insurance Good or Bad?<\/span><\/h2>\n\n\n\n

Although Nationwide is a reputable business, it can be somewhat costly. Potentially beneficial enhancements to service and coverage might justify the higher price. When compared to other insurance providers, Nationwide ranks highly. You can rely on their helpful customer service representatives and enjoy the conveniences you’d expect from a nationwide brand.<\/p>\n\n\n\n

What Insurance Company Has the Best Motorcycle Insurance?<\/span><\/h2>\n\n\n\n

The following are:<\/p>\n\n\n\n