What constitutes the greatest auto insurance in Colorado changes from person to person. Some motorists may opt for the least expensive policy, while others may prioritize comprehensive protection. Knowing the going rate for insurance in Colorado will help you pick the best plan. We have researched several of the best and cheapest car insurance companies in Colorado. We’ve used this information to compile a list of the best service providers in Colorado. If you’re curious, keep reading!<\/p>\n\n\n\n
If you want to enjoy the beautiful landscapes while driving in Colorado, you need to have Colorado auto insurance. In this piece, we’ll go over which insurance companies in Colorado are the best when it comes to price, protection, and service. We will also go over the minimum coverage levels required by law in Colorado and provide an estimate of the costs involved.<\/p>\n\n\n\n
Insurance policies for Colorado motorists were typically the least expensive, with American National P&C and Grange. We used the profile of a single Colorado driver to determine minimum coverage rates for the five most affordable car insurance providers in the state (see complete methodology for details). If you don’t fit this description, read on: we compare the state-required minimums for cheapest car insurance in Colorado for drivers with good and bad credit and for those who are younger than 25.<\/p>\n\n\n\n
The cheapest insurance for our Colorado car users profile at American National P&C is $23.58 per month. Coverages such as gap insurance, which helps pay for repairs not covered by the basic policy, and Added Coverage Endorsement (ACE) are available at the customer’s discretion. You can save money with American National by purchasing many plans together and by not filing any claims.<\/p>\n\n\n\n
Grange Insurance, based out of Ohio, only works with independent agents to offer its products. Based on our profile, the cheapest liability coverage we could get from Grange would cost just $29.33 per month. Grange provides new-car replacement, roadside assistance, and uninsured\/underinsured driver coverage in addition to the usual options. Grange’s OnTrack is a car savings program that provides incentives to drivers who log their safe driving behavior using a smartphone app.<\/p>\n\n\n\n
For drivers who fit the criteria of those living in Colorado, basic auto coverage from Colorado Farm Bureau Mutual can be had for as little as $35.42 per month. In addition to car, home, business, farm, ranch, and life insurance, the company also employs agents throughout the state of Colorado. Further, a mobile app is available for policy reviews, claims filing, agent access, and even emergency roadside service requests, any time of day or night.<\/p>\n\n\n\n
U.S. Servicemen and their families can get insurance via USAA. As an example, USAA offers the cheapest car insurance for Colorado drivers for $36.91 monthly. In addition to discounts for having multiple policies with USAA and\/or multiple vehicles, USAA also provides savings for making automatic payments and parking your vehicle in a garage on a military installation. The USAA SafePilot program monitors a driver’s behavior and can result in a 30% savings.<\/p>\n\n\n\n
Insuring a car with Geico’s minimum required coverage might cost as little as $41.61 per month for our Colorado driver profile. In order to reward safe drivers, safe vehicles, safe passengers, safe schools, and loyal customers, Geico provides a wide variety of discounts. Furthermore, Geico provides 24-hour roadside assistance, car rental reimbursement, and mechanical breakdown insurance in addition to the standard full-coverage options.<\/p>\n\n\n\n
There are a number of auto insurance companies in every state, but there can be significant differences in terms of coverage, customer service, and cost. We looked at local service ratings and prices in addition to a company’s national reputation to find the best auto insurance providers in Colorado. Read on to learn more about each company that made our list of top-recommended Colorado car insurance companies.<\/p>\n\n\n\n
It’s not just the company’s catchy commercials that have made GEICO one of the most well-known insurance providers in the country. Most drivers will benefit from choosing GEICO as their insurance provider due to the company’s affordable policies. GEICO has a stellar reputation among Colorado motorists. With an overall score of 829 out of 1,000 in the Southwest area (which includes Arizona, Colorado, Nevada, New Mexico, and Utah) of the J.D. Power 2021 U.S. Auto Insurance Satisfaction StudySM, GEICO ranked in at number five.<\/p>\n\n\n\n
Colorado drivers can shop for car insurance with American Family Insurance, a regional company that serves 17 states. In the Southwest region, it received 850 out of a possible 1,000 points, placing it #1 in the J.D. Power Satisfaction Study.<\/p>\n\n\n\n
American Family is not nearly as well regarded as GEICO when compared to other industry benchmarks, but it comes close. Financially, the company is rated A by both AM Best and the Better Business Bureau. Financially, American Family is stronger than many other small-scale providers and has a devoted customer base in Colorado, which is not uncommon for regional insurers compared to national firms.<\/p>\n\n\n\n
In the Southwest region, USAA received the highest satisfaction rating among vehicle insurance providers from J.D. Power and Associates. Because it is not available to all drivers, USAA did not qualify for formal ranking despite scoring first in most locations studied.<\/p>\n\n\n\n
Members of USAA enjoy inexpensive insurance premiums and even greater savings when they qualify for any of USAA’s numerous discounts. In Colorado, motorists who are shopping for auto coverage should consider:<\/p>\n\n\n\n