{"id":3862,"date":"2023-10-31T13:56:36","date_gmt":"2023-10-31T13:56:36","guid":{"rendered":"https:\/\/businessyield.com\/ins\/?p=3862"},"modified":"2023-10-31T13:56:38","modified_gmt":"2023-10-31T13:56:38","slug":"insurance-for-pets-with-pre-existing-conditions","status":"publish","type":"post","link":"https:\/\/businessyield.com\/ins\/pet-insurance\/insurance-for-pets-with-pre-existing-conditions\/","title":{"rendered":"INSURANCE FOR PETS WITH PRE-EXISTING CONDITIONS: All to Know"},"content":{"rendered":"

Pet insurance can be a valuable financial safety net for pet owners, helping to cover the costs of unexpected veterinary bills. However, many pet insurance companies do not cover pre-existing conditions. This can be a major concern for pet owners with older pets or pets with known health problems.<\/p>

Fortunately, there are a few pet insurance companies that offer coverage for pets with pre-existing conditions. In this article, we will discuss everything you need to know about pet insurance for pets with pre-existing conditions, including what it means, its types, and our best picks. <\/p>

What is the Pre-Existing Condition?<\/span><\/h2>

Pre-existing conditions are any medical issues that manifest or emerge before the start of coverage or during a waiting period. It means that your plan won’t pay for expenses directly related to any condition your pet has in their medical history or has displayed symptoms before the start of your coverage or during a waiting period. This doesn’t mean you can’t enroll your pet and obtain coverage for other accidents and illnesses.<\/p>

What Is Considered a Pet\u2019s Pre-existing Condition?<\/span><\/h2>

A medical problem that was identified before the start of the pet’s health insurance policy is known as a pre-existing condition. Therefore, it is a high risk for the pet insurer to cover a pet with a pre-existing condition. Compared to other policyholders, they will have to pay the pet’s family more medical benefits.<\/p>

Pre-existing diseases are not covered by any pet insurance plans (even congenital conditions if they have already been detected). <\/p>

#1. Reversible Pre-Existing Condition<\/span><\/h3>

First off, if a pre-existing condition is “curable” (after a waiting time), certain pet insurance carriers will cover it. Curable pre-existing conditions exist before the insurance policy begins, but the pet may be able to recover from them in due course.<\/p>

Pets with treatable pre-existing illnesses could have:<\/p>