{"id":36,"date":"2023-10-10T21:21:58","date_gmt":"2023-10-10T21:21:58","guid":{"rendered":"https:\/\/businessyield.com\/ins\/?p=36"},"modified":"2023-10-11T10:54:53","modified_gmt":"2023-10-11T10:54:53","slug":"8-best-insurance-providers-for-small-business","status":"publish","type":"post","link":"https:\/\/businessyield.com\/ins\/small-business\/8-best-insurance-providers-for-small-business\/","title":{"rendered":"8 Best Insurance Providers For Small Business 2023"},"content":{"rendered":"

If you are a small business owner, then you definitely have plenty of options and providers when it comes to business insurance. Buying insurance might seem like just another task on your to-do list, but having the right coverage from a good company will pay off if you ever have a claim.<\/p>

Small business insurance offers essential financial protection from a variety of risks, providing business owners with peace of mind. A business owner\u2019s policy (BOP) is a package of business insurance coverages that includes commercial property insurance and commercial liability insurance.<\/p>

There are many types of commercial insurance options for small businesses, such as business interruption insurance, which provides income replacement after a covered loss, may be included as well. Business owners also need commercial auto insurance, professional liability insurance, and worker\u2019s compensation insurance. <\/p>

All of these can be purchased separately or added to customize your BOP. <\/p>

Best Insurance Providers for Small Businesses<\/strong><\/span><\/h2>

The best small business insurance providers offer multiple policies with tailored coverage and robust customer service. These include 24\/7 claims availability and instant access to a certificate of insurance (COI). <\/p>

Managing your policy and getting answers to your questions should be easy with a great insurance company. You should also consider financial stability, policies offered, customer satisfaction, and convenience. <\/p>

Here is our pick:<\/p>

The Hartford<\/strong><\/span><\/h3>

Thanks to its financial strength, customer satisfaction, and available policies, The Hartford is a top choice for the best insurance for small businesses. It stands out because it has the convenience of an insurtech company by providing quick, customizable quotes online and the ability to generate an instant COI while also having the wide range of coverage that any type of business would need. <\/p>

It insures nearly every small business profession\u2014whether you have a barber shop, construction company, auto repair shop, or lawn care business.<\/p>

Unfortunately, The Hartford does not have a mobile app where business policyholders can manage their policy and claims. Additionally, sometimes, you cannot get a quote online\u2014or if you do get a quote, you may have to call to purchase the policy. Also, same-day coverage is rarely available. <\/p>

Pros<\/strong><\/h5>