Although the cost of car insurance for new drivers is significantly higher than it is for more seasoned motorists, there are still cheaper options available. It is important to remember that new drivers over the age of 25 typically get cheaper car insurance rates when compared to those under the age of 25, who incur significantly higher costs. Getting car insurance as a new driver can be costly, but we found that GEICO, Nationwide, and USAA all have affordable options. Finding the cheapest car insurance for new drivers may require some digging and taking advantage of discounts.\u00a0<\/p>\n\n\n\n
New drivers do not have a special type of auto insurance. New drivers’ auto insurance policies will look the same as any other driver’s policy because each state establishes its minimum coverage levels for vehicles. A lack of driving experience does not affect the minimum required insurance coverage, but it does affect the cost.<\/p>\n\n\n\n
Even though the premium of $1,142 is higher than the market average for a 16-year-old male, it is still relatively low. The company’s $661 six-month premium is also below the industry average for drivers with no prior insurance coverage. Moreover, young and new motorists can benefit from additional coverage options offered by Nationwide<\/a>.<\/p>\n\n\n\n Newer and younger drivers can benefit from GEICO’s long history as one of the more budget-friendly major auto insurers. The monthly premium of $257 for a male teenager is significantly lower than the premiums offered by most of the industry’s other providers. A new driver’s auto insurance premium averages $105 per year at age 30, which is significantly less than the rates offered by many other companies. <\/p>\n\n\n\n#2. GEICO<\/span><\/h3>\n\n\n\n