Among the most important financial services available is life insurance. With so many possibilities, you need to make sure you’re not just spending money for the sake of spending it. Big Lou Life Insurance is a viable alternative because it is widely regarded as one of the most trustworthy life insurance providers available today. To help you decide if Big Lou Life Insurance is the best option for your needs, we will explain how it works and reveal some customer reviews.<\/p>
Big Lou Life Insurance is a Florida-based company that first opened its doors in the 1980s in Fort Walton Beach. The insurance agency is happy to assist anyone in need of life insurance, but it has specifically targeted those who have been diagnosed with a preexisting disease or other “health glitch.”<\/p>
Life insurance can be difficult to obtain if you have serious health issues. TermProvider intended to lend a hand.<\/p>
Over the past thirty-plus years, this company has helped more than 100,000 clients become eligible for term and permanent life insurance despite their preexisting conditions.<\/p>
In spite of having its origins in the 1980s, the Big Lou brand wasn’t actually developed until 2011. TermProvider sought a strategy to educate the “average Joe” on the availability of affordable life insurance. Big Lou, the marketing mascot, was born from this need.<\/p>
Regular listeners to the radio will have heard an advertisement for Big Lou Insurance. The Howard Stern Radio Show, one of the most popular in the world, is an AM news and talk radio program that regularly plays throughout the day. There are reports from consumers who say they joined because of the radio ads.<\/p>
If you’ve heard this catchy ad, you’ll know exactly what we’re talking about.<\/p>
The marketing campaign and appealing commercials revolving around Big Lou’s character are meant to give the impression that he is a regular guy who really needs a large amount of term life insurance (say, $1 million). Due to some health concerns, however, Big Lou is concerned that he may be rejected.<\/p>
He’s overweight by more than a few pounds but otherwise tries to lead a healthy lifestyle. It’s possible that he has diabetes or another minor chronic ailment that he’s learned to manage. Big Lou leads a somewhat healthy lifestyle, so he should have no trouble securing insurance.<\/p>
To get an accurate health history from clients like Big Lou, TermProvider relies on communication.<\/p>
A Big Lou agent may learn about a customer’s health and insurance needs with a few phone inquiries and then get the best rate for that customer.<\/p>
Just so there’s no confusion, Big Lou is not an actual employee of TermProvider. In marketing terms, this is a made-up character. A search of TermProvider’s employee directory will turn up no results for “Big Lou.”<\/p>
Big Lou works with numerous life insurance carriers to provide clients with term, whole, and universal life insurance. They specialize in serving clients who are overweight or have preexisting health conditions. <\/p>
You can choose from four distinct packages: <\/p>
Because of its lower cost compared to permanent policies, term life insurance is frequently selected. You can choose a policy term from 10 years to 30 years with term life insurance, and the policy’s death benefit will be paid out only if you die within that time frame. <\/p>
Two Big Lou term life insurance options are available:<\/p>