{"id":2414,"date":"2023-10-25T12:23:53","date_gmt":"2023-10-25T12:23:53","guid":{"rendered":"https:\/\/businessyield.com\/ins\/?p=2414"},"modified":"2023-10-25T12:24:58","modified_gmt":"2023-10-25T12:24:58","slug":"does-car-insurance-cover-theft","status":"publish","type":"post","link":"https:\/\/businessyield.com\/ins\/car-insurance\/does-car-insurance-cover-theft\/","title":{"rendered":"Does Car Insurance Cover Theft?"},"content":{"rendered":"

If you have comprehensive car insurance as part of your policy, it will likely cover the theft. You’ll need to check your policy’s terms and conditions to fully understand what’s covered and how much you could receive. But if you don’t have comprehensive coverage, you might be out of luck. <\/p>

Also remember that even if your car insurance covers the theft of the vehicle, it typically won’t cover any personal property that was in the car. Comprehensive car insurance only pays you if your car gets stolen. This optional coverage is the only way that car insurance reimburses you for theft. <\/p>

That\u2019s why it\u2019s smart to buy comprehensive coverage.<\/p>

Does car insurance cover car theft?<\/strong><\/span><\/h2>

If you want insurance for car theft, you\u2019ll need to add comprehensive insurance to your car insurance policy. Comprehensive coverage pays out for car theft and certain types of vehicle damage, up to the actual cash value of your car, minus your deductible.<\/p>

Car insurance comes in a few different varieties. Liability is the most basic kind of auto insurance and covers bodily injury and property damage. It’s mandatory in all states except New Hampshire. Collision insurance is an optional coverage that helps pay for damage to your vehicle in case of an accident with another car or an object like a telephone pole. Neither liability nor collision coverage protects against vehicle theft.<\/p>

If you\u2019re looking for insurance that covers stolen vehicles, or damage to your vehicle from a break-in, you need a comprehensive policy. Comprehensive insurance also covers damage from storms, falling objects, or animals.<\/p>

What comprehensive car insurance covers<\/strong><\/span><\/h3>

Comprehensive car insurance will cover these theft-related problems:<\/p>