{"id":1970,"date":"2023-10-28T11:18:00","date_gmt":"2023-10-28T11:18:00","guid":{"rendered":"https:\/\/businessyield.com\/ins\/?p=1970"},"modified":"2023-10-28T11:18:02","modified_gmt":"2023-10-28T11:18:02","slug":"ohio-car-insurance-coverage","status":"publish","type":"post","link":"https:\/\/businessyield.com\/ins\/car-insurance\/ohio-car-insurance-coverage\/","title":{"rendered":"OHIO CAR INSURANCE COVERAGE: The Ultimate Guide"},"content":{"rendered":"\n<p>Every driver in Ohio must maintain a minimum amount of car insurance coverage, according to state law. Several aspects of the driver and the car being insured affect which car insurance company is the best fit. However, when deciding on a service provider, customers place a premium on two factors: cost and the level of happiness they&#8217;ve experienced in the past.\u00a0Read further to learn more about car insurance in Ohio and how to get the best car insurance quote. Let&#8217;s dive in!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-overview-of-ohio-car-insurance\"><span id=\"overview-of-ohio-car-insurance\">Overview of Ohio Car Insurance<\/span><\/h2>\n\n\n\n<p>Nobody&#8217;s preferred insurance provider will be the same for everyone. Instead, to determine the best insurance choice for you, you&#8217;ll need to consider factors specific to your case against your coverage requirements and spending limit. Here&#8217;s a detailed look at some of the most affordable car insurance options in Ohio based on various circumstances and requirements, such as needing liability-only coverage, having a history of accidents, and purchasing insurance for young drivers.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-car-insurance-requirements-in-ohio\"><span id=\"car-insurance-requirements-in-ohio\">Car Insurance Requirements in Ohio<\/span><\/h2>\n\n\n\n<p>Every driver in Ohio must maintain a minimum amount of car insurance coverage, according to state law. The necessary minimum insurance coverage includes:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Insurance coverage for bodily injury liability:<\/strong> $25,000 per person and $50,000 per accident<\/li>\n\n\n\n<li><strong>Liability insurance for property damage:<\/strong> $25,000 per accident<\/li>\n<\/ul>\n\n\n\n<p>When you cause an accident, the other driver, their passengers, and their cars will be protected up to those limits. Any expenses you incur as a result of an accident that you cause are not covered by Ohio&#8217;s minimum statutory standards for auto insurance.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-best-ohio-car-insurance-0\"><span id=\"best-ohio-car-insurance\">Best Ohio Car Insurance<\/span><\/h2>\n\n\n\n<p>The following are the best car insurance options in Ohio you can opt for:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-1-usaa\"><span id=\"1-usaa\">#1. USAA<\/span><\/h3>\n\n\n\n<p>Only military personnel and their families are eligible for USAA&#8217;s affordable minimum- and full-coverage auto insurance premiums. The business has a lot to offer, in addition to its excellent reputation for customer service and competitive prices, if you&#8217;re eligible. USAA also offers basic insurance coverage, including towing and labor reimbursement, accident forgiveness, and vehicle replacement.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-2-allstate-nbsp\"><span id=\"2-allstate\">#2. Allstate&nbsp;<\/span><\/h3>\n\n\n\n<p>Starting with its Drivewise program, Allstate has done a fantastic job with its online tools. Drivewise allows you to track your driving behavior by simply downloading an app to your smartphone. Maintaining the speed limit, avoiding heavy braking, and engaging in other safe-driving-related behaviors all earn you monetary incentives. The technology used by Allstate vehicle insurance is generally regarded as being user-friendly. Online applications for coverage are quick and easy to obtain quotes for.<\/p>\n\n\n\n<p>The Allstate mobile app streamlines the claims process by enabling you to upload accident images directly from the app. Additionally, the app has access to roadside assistance, insurance ID cards, and more.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-3-geico\"><span id=\"3-geico\">#3. Geico<\/span><\/h3>\n\n\n\n<p>GEICO not only offers the state&#8217;s lowest average premiums but also enjoys a stellar reputation for customer service and financial stability. While GEICO&#8217;s rates in Ohio are considerably lower than the state average, their rates for including a young driver in a policy are significantly lower than the national average. Geico provides mechanical breakdown coverage, rental reimbursement, and emergency road service in addition to normal coverage. Geico&#8217;s usage-based insurance program, DriveEasy is also available to Ohio drivers. Participants in the program and those who exhibit safe driving practices can receive a discount on their insurance payments.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-4-nationwide\"><span id=\"4-nationwide\">#4. Nationwide<\/span><\/h3>\n\n\n\n<p>Ohio drivers with low credit ratings may find Nationwide to be a cheap choice. The company&#8217;s SmartMiles\u00ae usage-based insurance program is available to drivers. For those who work from home or drive infrequently, this pay-per-mile insurance package offers a cheap base rate and a fixed charge per mile, making it a smart choice. In addition to the six different types of regular coverage, Nationwide also provides extras like accident forgiveness and gap insurance.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-4-erie-insurance\"><span id=\"4-erie-insurance\">#4. Erie Insurance<\/span><\/h3>\n\n\n\n<p>Young drivers in Ohio can get affordable car insurance from a local provider, Erie Insurance. The insurer provides a wide selection of optional extras in addition to all of Ohio&#8217;s standard coverage options for auto insurance. When drivers add Erie Auto Plus to their existing auto policies, they gain access to features including a decreasing deductible, a $10,000 death benefit, and greater limits for certain coverages.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-5-state-farm\"><span id=\"5-state-farm\">#5. State Farm<\/span><\/h3>\n\n\n\n<p>There are several State Farm offices located throughout Ohio. State Farm is one of the largest car insurers in the United States based on market share. In Ohio, many consumers who are looking for car insurance prefer to speak with a local agent in person and are prepared to pay more for this convenience. Additionally, State Farm makes doing business online simple. You may acquire a quote or fill out an application without needing to be tech-savvy thanks to its user-friendly website. You can see your insurance details and lodge a claim through the State Farm mobile app.<\/p>\n\n\n\n<p>The company also provides statewide low prices, especially to drivers with recent traffic violations or accidents. Drive Safe and SaveTM, another usage-based program from State Farm, offers good drivers car insurance discounts of up to 30% in exchange for safe driving. With State Farm&#8217;s Good Student Discount, students can additionally save up to 25%.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\" id=\"h-related-state-farm-auto-insurance-review-2023\"><span id=\"related-state-farm-auto-insurance-review-2023\">Related: <a href=\"https:\/\/businessyield.com\/ins\/car-insurance\/state-farm-auto-insurance-review-2023\/\">STATE FARM AUTO INSURANCE REVIEW 2023<\/a><\/span><\/h5>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-ohio-car-insurance-quote\"><span id=\"ohio-car-insurance-quote\">Ohio Car Insurance Quote<\/span><\/h2>\n\n\n\n<p>Getting a quote for car insurance varies from company to company. Your location is also part of the factor that determines a car insurance quote. Do research on all the car insurance companies in Ohio to get the best quote that fits your budget.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-optional-insurance-coverage-in-ohio\"><span id=\"optional-insurance-coverage-in-ohio\">Optional Insurance Coverage in Ohio<\/span><\/h2>\n\n\n\n<p>It&#8217;s frequently a good idea to include the following coverages in your insurance so you may drive with confidence knowing you&#8217;re covered:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-1-comprehensive\"><span id=\"1-comprehensive\">#1. Comprehensive<\/span><\/h3>\n\n\n\n<p>When physical damage to your car results from events other than collisions, this Ohio car insurance policy is utilized to fix it (subject to deductible). These occurrences include burglary, fire, vandalism, glass breakage, and animal interaction.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-2-collision\"><span id=\"2-collision\">#2. Collision<\/span><\/h3>\n\n\n\n<p>When physical damage results from a collision with another vehicle or an object, collision coverage is utilized to repair your car (subject to deduction).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-3-an-underinsured-uninsured-driver\"><span id=\"3-an-underinsured-uninsured-driver\">#3. An underinsured\/uninsured driver<\/span><\/h3>\n\n\n\n<p>protects you in the case of an accident where the at-fault party is either uninsured or has insufficient insurance.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-customize-your-insurance-with-these-options\"><span id=\"customize-your-insurance-with-these-options\">Customize Your Insurance with these Options<\/span><\/h2>\n\n\n\n<p>Here are some options that you can customize your insurance with:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-1-accident-forgiveness\"><span id=\"1-accident-forgiveness\">#1. Accident Forgiveness<\/span><\/h3>\n\n\n\n<p>After your first accident for which you were at fault, the provider will not increase your auto insurance premiums if you choose this optional policy. Get more information on Accident Forgiveness.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-2-roadside-assistance\"><span id=\"2-roadside-assistance\">#2. Roadside Assistance<\/span><\/h3>\n\n\n\n<p>You can pick between the Basic and Plus levels of coverage for the provider of roadside assistance to choose the one that fits your budget the best. Obtain coverage for fuel delivery, lockout assistance, jumpstarts, and other services.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-3-loss-of-use-and-rental-car-costs\"><span id=\"3-loss-of-use-and-rental-car-costs\">#3. Loss of Use and Rental Car Costs<\/span><\/h3>\n\n\n\n<p>This coverage assists in covering the cost of a rental car or other transportation costs if a covered loss prevents you from operating your vehicle, allowing you to resume driving.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-aspects-influence-the-cost-of-your-car-insurance\"><span id=\"what-aspects-influence-the-cost-of-your-car-insurance\">What Aspects Influence the Cost of Your Car Insurance?<\/span><\/h2>\n\n\n\n<p>Your driving record and other rating variables for car insurance in Ohio, for example, might have a big impact on your premiums. The most typical rating criteria used to identify drivers as low- or high-risk are listed below.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-1-your-car\"><span id=\"1-your-car\">#1. Your car<\/span><\/h3>\n\n\n\n<p>Your insurance premium may be influenced by the maker and model of your vehicle. This will contain the car&#8217;s safety features, year and make, age, ownership costs, and cost of repairs.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-2-your-residence\"><span id=\"2-your-residence\">#2. Your residence<\/span><\/h3>\n\n\n\n<p>The cost of car insurance varies by state and zip code. Each state has its own rules and criteria for insurance coverage.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-3-individual-traits\"><span id=\"3-individual-traits\">#3. Individual traits<\/span><\/h3>\n\n\n\n<p>Your rate may be impacted by your demographics, including age, gender, marital status, credit score, and career.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-4-driving-background\"><span id=\"4-driving-background\">#4. Driving background<\/span><\/h3>\n\n\n\n<p>Your driving record, frequency of driving, and years of driving experience are all parts of your driving history.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-is-driving-without-insurance-prohibited-in-ohio\"><span id=\"is-driving-without-insurance-prohibited-in-ohio\">Is Driving Without Insurance Prohibited in Ohio?<\/span><\/h2>\n\n\n\n<p>In Ohio, it is against the law to drive without car insurance. The first time you are caught driving without insurance, you will have to give up your license until you get it back. Your license will be suspended for a year after your second infraction. If you commit a third crime, you will lose your license for two years.<\/p>\n\n\n\n<p>The number of times you break Ohio&#8217;s insurance requirements will determine the amount of the reinstatement cost you&#8217;ll have to pay. You may also be required by the state to get FR coverage, a specific kind of high-risk insurance, if you are caught driving without insurance.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-reduce-your-rate\"><span id=\"how-to-reduce-your-rate\">How to Reduce Your Rate<\/span><\/h2>\n\n\n\n<p>There are numerous strategies to reduce the cost of your car insurance:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-1-rate-comparisons\"><span id=\"1-rate-comparisons\">#1. Rate Comparisons<\/span><\/h3>\n\n\n\n<p>Shopping around and obtaining quotes from many insurers is the best method to find a rate that matches your budget. Keep in mind that all quotations should include the same level of coverage and deductible.<\/p>\n\n\n\n<p>Furthermore, you need to provide identical information to each car insurance company regarding the drivers and vehicles you wish to insure. Only after that can you fully compare insurance quotes to choose the insurer that offers the greatest value for your needs.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-2-search-for-discounts\"><span id=\"2-search-for-discounts\">#2. Search For Discounts<\/span><\/h3>\n\n\n\n<p>Every major insurer offers savings based on your driving history, the specifications of your car, and other factors. For instance, many insurers provide discounts that enable customers to save money on their premiums by bundling policies, insuring more than one vehicle with the same provider, choosing paperless billing, making payments online, setting up automatic payments, or purchasing a policy in advance.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-3-set-a-higher-deductible\"><span id=\"3-set-a-higher-deductible\">#3. Set a Higher Deductible<\/span><\/h3>\n\n\n\n<p>Your premium will be lower the higher your deductible is. The price of your collision and comprehensive coverage might be greatly reduced, for instance, if you increase your deductible from $250 to $500.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-4-specify-less-coverage\"><span id=\"4-specify-less-coverage\">#4. Specify Less Coverage<\/span><\/h3>\n\n\n\n<p>You can forego adding obtrusive types of coverage that you might never use or reduce your policy&#8217;s coverage limitations. Keep in mind that you must make sure your insurance fulfills the minimum coverage standards set forth by your state&#8217;s insurance regulations.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-5-driving-cautiously\"><span id=\"5-driving-cautiously\">#5. Driving Cautiously<\/span><\/h3>\n\n\n\n<p>Your rate will go down if you can drive defensively and prevent collisions. If you don&#8217;t receive any tickets or have a short trip to work, it will also go down.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-6-drive-a-car-insurers-like\"><span id=\"6-drive-a-car-insurers-like\">#6. Drive a Car Insurers Like<\/span><\/h3>\n\n\n\n<p>In comparison to moderately priced and less hazardous automobiles, insurance is more expensive for expensive cars, sports cars, and cars with high theft rates. Get an Ohio car insurance quote before purchasing a new vehicle and assess whether the premiums are within your price range.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-7-boost-your-credit\"><span id=\"7-boost-your-credit\">#7. Boost Your Credit<\/span><\/h3>\n\n\n\n<p>The chance of filing an insurance claim is associated with your credit history; thus, the better your credit score, the cheaper your rate. By paying off high-balance credit cards, making on-time payments, and staying away from actions that trigger a harsh credit pull, such as applying for a loan or a new credit card, you can repair your credit.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-repercussions-of-driving-a-vehicle-without-car-insurance\"><span id=\"what-are-the-repercussions-of-driving-a-vehicle-without-car-insurance\">What Are the Repercussions of Driving a Vehicle Without Car Insurance?<\/span><\/h2>\n\n\n\n<p>Driving without insurance is prohibited in most states and carries a range of penalties. The penalty for driving without insurance may include the following and outweigh the monthly insurance payment:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-1-fines\"><span id=\"1-fines\">#1. Fines<\/span><\/h3>\n\n\n\n<p>If you are in an accident, fines can total thousands of dollars and vary by state.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-2-suspension-of-license\"><span id=\"2-suspension-of-license\">#2. Suspension of license<\/span><\/h3>\n\n\n\n<p>In some places, if you are found driving without insurance, your license may be suspended or revoked.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-3-vehicle-being-seized\"><span id=\"3-vehicle-being-seized\">#3. Vehicle being seized<\/span><\/h3>\n\n\n\n<p>Your vehicle might be towed in some areas, and you wouldn&#8217;t be able to get it back unless you provided evidence of insurance. You&#8217;ll have to pay additional impound and reinstatement fees to get your car returned.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-4-vehicle-and-medical-expenses\"><span id=\"4-vehicle-and-medical-expenses\">#4. Vehicle and medical expenses<\/span><\/h3>\n\n\n\n<p>If you are in an accident and don&#8217;t have insurance, you&#8217;ll have to pay for your own damages, which may be very expensive depending on how bad the accident was. You can potentially face legal action for personal injury or property damage.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-5-an-increase-in-the-cost-of-car-insurance\"><span id=\"5-an-increase-in-the-cost-of-car-insurance\">#5. An increase in the cost of car insurance<\/span><\/h3>\n\n\n\n<p>You become a high-risk driver if you drive without insurance, which can raise your premium. To demonstrate that you can obtain the necessary insurance, several states demand an SR-22 document. Your driving history will suffer if you have an SR-22.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-can-i-use-my-ohio-insurance-outside-of-ohio\"><span id=\"can-i-use-my-ohio-insurance-outside-of-ohio\">Can I Use My Ohio Insurance Outside of Ohio?<\/span><\/h2>\n\n\n\n<p>Generally speaking, your car insurance coverage will protect you when you take your car out of state. You won&#8217;t need to get separate auto insurance coverage if you are on vacation or traveling through another state.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-do-you-need-insurance-to-buy-a-car-in-ohio\"><span id=\"do-you-need-insurance-to-buy-a-car-in-ohio\">Do You Need Insurance to Buy a Car in Ohio?<\/span><\/h2>\n\n\n\n<p>Drivers must have liability insurance in order to comply with financial responsibility requirements set forth by Ohio law. Furthermore, the terms of your lease or loan stipulate that you carry physical damage insurance.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-can-you-get-free-insurance-in-ohio\"><span id=\"can-you-get-free-insurance-in-ohio\">Can You Get Free Insurance in Ohio?<\/span><\/h2>\n\n\n\n<p>For qualified Ohioans with low income, pregnant women, new parents, kids, seniors, and those with disabilities, Medicaid health insurance is an option. Medicaid through CareSource is accessible throughout Ohio.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-are-cars-more-expensive-in-ohio\"><span id=\"are-cars-more-expensive-in-ohio\">Are Cars More Expensive in Ohio?<\/span><\/h2>\n\n\n\n<p>Due to its predilection for automobiles over trucks, the state has some of the lowest vehicle loan rates and sales prices in the nation.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-do-i-have-to-use-the-same-company-to-insure-all-of-my-cars\"><span id=\"do-i-have-to-use-the-same-company-to-insure-all-of-my-cars\">Do I Have to Use the Same Company to Insure all of My Cars?<\/span><\/h2>\n\n\n\n<p>Having separate policies for each car is possible. In some circumstances, it makes the greatest financial sense, particularly if you own a luxury or high-end car in addition to your daily driving.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-final-thoughts\"><span id=\"final-thoughts\">Final Thoughts<\/span><\/h2>\n\n\n\n<p>Getting the best car insurance is not enough in Ohio. Try to do research about the company, the rate, and other things. Don&#8217;t just decide about going for it; try and make your findings.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-related-articles\"><span id=\"related-articles\">Related Articles<\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/businessyield.com\/ins\/pet-insurance\/pet-insurance-in-ohio\/\" target=\"_blank\" rel=\"noreferrer noopener\">Pet Insurance in Ohio: The Best in 2023<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/businessyield.com\/ins\/business-insurance\/the-monopolistic-states\/\" target=\"_blank\" rel=\"noreferrer noopener\">The Monopolistic States for Workers\u2019 Comp Insurance<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/businessyield.com\/ins\/car-insurance\/top-best-insurance-for-new-drivers-2023\/\" target=\"_blank\" rel=\"noreferrer noopener\">TOP BEST INSURANCE FOR NEW DRIVERS 2023<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/businessyield.com\/ins\/car-insurance\/how-to-save-money-car-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">HOW TO SAVE MONEY CAR INSURANCE: Proven Tips &amp;amp; Steps<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/businessyield.com\/ins\/health-insurance\/ohio-small-business-health-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Ohio Small Business Health Insurance: Complete Guide<\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-references\"><span id=\"references\">References<\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.propertynest.com\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">propertynes<\/a>t<\/li>\n\n\n\n<li><a href=\"https:\/\/www.marketwatch.com\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">marketwatch<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.nationwide.com\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">nationwide<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"Every driver in Ohio must maintain a minimum amount of car insurance coverage, according to state law. Several&hellip;\n","protected":false},"author":250,"featured_media":3075,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[13],"tags":[],"class_list":{"0":"post-1970","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-car-insurance"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.9 (Yoast SEO v23.5) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>OHIO CAR INSURANCE COVERAGE: The Ultimate Guide<\/title>\n<meta name=\"description\" content=\"Every driver in Ohio must maintain a minimum amount of car insurance coverage, according to state law. It&#039;s also a good idea to include the following coverages in your insurance so you may drive with confidence knowing you&#039;re covered: #1. 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