{"id":1836,"date":"2023-10-23T14:02:06","date_gmt":"2023-10-23T14:02:06","guid":{"rendered":"https:\/\/businessyield.com\/ins\/?p=1836"},"modified":"2023-10-23T14:03:22","modified_gmt":"2023-10-23T14:03:22","slug":"direct-insurance-review","status":"publish","type":"post","link":"https:\/\/businessyield.com\/ins\/car-insurance\/direct-insurance-review\/","title":{"rendered":"DIRECT AUTO INSURANCE REVIEW: Cost & Coverage 2023"},"content":{"rendered":"\n

The higher-risk driver market is catered to by Direct Auto Insurance, which offers customized coverage at a reasonable price. In this article, we review the direct auto insurance company, its prices, and its coverage. <\/p>\n\n\n\n

What is Direct auto insurance?<\/span><\/h2>\n\n\n\n

Direct Auto Insurance focuses on providing coverage and non-standard insurance for “high-risk” drivers. The company promotes its readiness to cooperate with drivers who have problems with their records, such as a history of collisions or drunk driving. This indicates that the business provides SR-22 coverage, which you may require to regain your driving privileges.<\/p>\n\n\n\n

Furthermore, Direct Auto vehicle insurance (formerly known as Direct General) offers rates that are lower than average for basic liability coverage, but it becomes more expensive when you buy more coverage. Direct Auto Insurance operates both online and through regional offices. There are 16 states with coverage.<\/p>\n\n\n\n

Available online and at more than 400 locations, Direct Auto is part of the Direct General Group, a collective of companies based in Nashville, Tennessee. This car insurance provider caters to a very specialized market. <\/p>\n\n\n\n

Note that William Adair launched Direct Auto on April 10th, 1991. His goal was to establish a top-tier, distinctive vehicle insurance business that offers top-notch support. <\/p>\n\n\n\n

What is non-standard and high-risk insurance?<\/span><\/h2>\n\n\n\n

A non-standard car insurance company offers protection for drivers who are considered to be high-risk candidates. This may apply to you if you have a DUI or numerous moving offenses. Both newly licensed drivers and drivers who have been in several accidents may be viewed as high-risk drivers. <\/p>\n\n\n\n

Additionally, teenagers, elderly drivers, and drivers without prior insurance coverage are all examples of high-risk drivers. You might also fall under this group if your credit is bad or if you live in a high-risk location, according to auto insurance providers. <\/p>\n\n\n\n

Finding auto insurance might be difficult for high-risk drivers because many big insurance companies won’t cover them. These drivers can get coverage from Direct Auto, along with those who require SR-22 certification. <\/p>\n\n\n\n

Affordability and flexible payment options are priorities for Direct Auto. Direct Auto is a choice to take into account if those advantages appeal to you and your driving record makes it difficult to insure.   <\/p>\n\n\n\n

How does Direct Auto Insurance work?<\/span><\/h2>\n\n\n\n

Like other insurance providers, Direct Auto Insurance makes money by charging policyholders insurance premiums in exchange for insurance protection. The distinctive selling proposition of Direct Auto is that it provides various payment alternatives. For instance, you can purchase insurance without a checking account or credit card, and you can pay the premiums in cash in person. Additionally, you can choose the payment due date to make sure it fits your budget.<\/p>\n\n\n\n

Direct Insurance Review <\/span><\/h2>\n\n\n\n

By many standards, Direct Auto Insurance provides poor customer service. The National Association of Insurance Commissioners (NAIC) reports that Direct Auto receives six times the number of complaints as the average business of its size.<\/p>\n\n\n\n

However, AM Best gave Direct Auto an “excellent” rating for its financial stability. This suggests that policyholders shouldn’t be concerned about the company failing to fulfill its financial commitments, such as paying claims.<\/p>\n\n\n\n

800-403-1077 is the claims phone number for Direct Auto Insurance.<\/p>\n\n\n\n

Direct Insurance Coverage <\/span><\/h2>\n\n\n\n

To protect you, your vehicle, and other motorists on the road, Direct Auto offers a variety of auto insurance coverage alternatives. Below is a summary of each type of insurance:<\/p>\n\n\n\n