{"id":1514,"date":"2023-10-29T21:05:45","date_gmt":"2023-10-29T21:05:45","guid":{"rendered":"https:\/\/businessyield.com\/ins\/?p=1514"},"modified":"2023-10-29T21:05:47","modified_gmt":"2023-10-29T21:05:47","slug":"best-home-appliance-insurance-companies-2023","status":"publish","type":"post","link":"https:\/\/businessyield.com\/ins\/home-insurance\/best-home-appliance-insurance-companies-2023\/","title":{"rendered":"BEST HOME APPLIANCE INSURANCE COMPANIES 2023"},"content":{"rendered":"

The American Home Shield (AHS) is one of the major companies in the field of insurance for home appliances. Look for the best home appliance insurance companies with affordable premiums and service fees, generous payout maximums, a streamlined claims procedure, and a variety of plans that can be tailored to cover the specific appliances and systems you need to protect.<\/p>

Home Appliances Insurance <\/span><\/h2>

In the event of a major home appliance breaking down, having home appliance insurance, also known as a home warranty<\/a> policy, can give you peace of mind by covering the cost of repairs<\/a> or replacement and assisting you in finding a contractor.<\/p>

If you pay a yearly or monthly premium for home appliance insurance, the company will cover the cost of repairing or replacing covered appliances like your air conditioner, refrigerator, and washing machine at a discounted rate. There are a variety of plans to choose from with home warranty providers, including those that cover only your appliances.<\/p>

Home appliance insurance is unique among insurance policies in that it covers normal wear and tear as well as unexpected breakdowns. This home appliance insurance also pays to fix or replace broken home appliances or systems. Home appliance insurance, in contrast to standard homeowner’s<\/a> insurance, is designed to compensate for the wear and tear that naturally occurs to appliances over time.\u00a0\u00a0<\/p>

Home Appliances Insurance Companies <\/span><\/h2>

You should take into account crucial elements like coverage, price, and customer satisfaction when choosing the home appliance insurance company that is best for you. The best home appliance insurance companies include: <\/p>

#1. Liberty Home Guard\u00a0<\/span><\/h3>

Liberty’s website is simple to navigate, and the company offers competitive rates, a live chat feature, discounts, and a variety of add-ons (including protection for professional-grade appliances). They have an A+ rating with the BBB and sell insurance policies everywhere but in Washington and Wisconsin<\/a>.\u00a0<\/p>

Furthermore, most Liberty Home Guard Home Warranty plans cost $587, and they will only pay out up to $2,000 per year for each appliance or system they cover. The typical response time for the company to send out repair technicians is between 24 and 48 hours. Liberty provides both a basic appliance plan and a comprehensive selection of add-ons from which you can build the perfect package for your household. Liberty Home Guard offers custom coverage for less common appliances like ice makers, standalone freezers, additional refrigerators, and professional series appliances.<\/p>

The monthly fee for a Liberty Home Guard plan ranges from $50 to $60, with the lowest price point being the company’s Appliance Guard package. Liberty, in contrast to providers that let you pick your service fee, charges a flat rate for service calls that ranges from $65 to $125, depending on your plan, extras, and location. There are three different base packages available from Liberty Home Guard (price varies by package and location):<\/p>